Funding Circle Holdings Debt-to-Equity Ratio Growth & History (FCH)
Funding Circle Holdings's debt-to-equity ratio was 1.20 for fiscal 2025.
View full Funding Circle Holdings company overviewFunding Circle Holdings annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 1.20 | 0.69 | +136.84% |
| 2024 | 2024-12-31 | 0.51 | 0.22 | +79.60% |
| 2023 | 2023-12-31 | 0.28 | 0.13 | +88.62% |
| 2022 | 2022-12-31 | 0.15 | −0.19 | −55.72% |
| 2021 | 2021-12-31 | 0.34 | −0.70 | −67.58% |
| 2020 | 2020-12-31 | 1.04 | — | — |
Funding Circle Holdings quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 1.05 | 0.16 | +17.71% |
| Q4 2025 | 2025-12-31 | 1.20 | 0.69 | +136.84% |
| Q2 2025 | 2025-06-30 | 0.89 | — | — |
| Q4 2024 | 2024-12-31 | 0.51 | — | — |
Funding Circle Holdings debt-to-equity ratio trends
Over the last five fiscal years, Funding Circle Holdings's debt-to-equity ratio increased from 1.04 to 1.20, a change of 0.16. The latest reported quarter, Q2 2026, shows 1.05.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Funding Circle Holdings source filings ↗Community posts
Funding Circle quadruples first-half pre-tax profit
Funding Circle’s ($FCH) first-half 2026 revenue rose 50% to £138.2 million. Pre-tax profit reached £24.1 million, up from £6 million a year earlier, while net profit increased to £22.6 million from £5.8 million. Total funding provided grew ...