First Citizens Bancshares Net Profit Margin Growth & History (FCNCA)
First Citizens Bancshares's net profit margin was 23.12% for fiscal 2025.
View full First Citizens Bancshares company overviewFirst Citizens Bancshares annual net profit margin history
| Fiscal year | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 23.12% | −5.34 pp |
| 2024 | 2024-12-31 | 28.46% | −32.57 pp |
| 2023 | 2023-12-31 | 61.03% | +39.43 pp |
| 2022 | 2022-12-31 | 21.61% | −7.21 pp |
| 2021 | 2021-12-31 | 28.82% | +2.44 pp |
| 2020 | 2020-12-31 | 26.38% | −0.10 pp |
| 2019 | 2019-12-31 | 26.48% | +1.60 pp |
| 2018 | 2018-12-31 | 24.88% | +4.41 pp |
| 2017 | 2017-12-31 | 20.47% | +3.41 pp |
| 2016 | 2016-12-31 | 17.06% | +1.95 pp |
| 2015 | 2015-12-31 | 15.11% | +1.96 pp |
| 2014 | 2014-12-31 | 13.15% | −3.41 pp |
| 2013 | 2013-12-31 | 16.56% | +4.60 pp |
| 2012 | 2012-12-31 | 11.96% | −2.64 pp |
| 2011 | 2011-12-31 | 14.61% | −1.75 pp |
| 2010 | 2010-12-31 | 16.35% | +3.63 pp |
| 2009 | 2009-12-31 | 12.73% | +1.43 pp |
| 2008 | 2008-12-31 | 11.30% | — |
First Citizens Bancshares quarterly net profit margin
| Fiscal quarter | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 27.63% | +3.40 pp |
| Q1 2026 | 2026-03-31 | 23.09% | +2.07 pp |
| Q4 2025 | 2025-12-31 | 23.80% | −5.27 pp |
| Q3 2025 | 2025-09-30 | 23.35% | −2.78 pp |
| Q2 2025 | 2025-06-30 | 24.23% | −4.51 pp |
| Q1 2025 | 2025-03-31 | 21.02% | −8.89 pp |
| Q4 2024 | 2024-12-31 | 29.07% | +8.12 pp |
| Q3 2024 | 2024-09-30 | 26.12% | −2.74 pp |
| Q2 2024 | 2024-06-30 | 28.74% | +2.70 pp |
| Q1 2024 | 2024-03-31 | 29.91% | −55.77 pp |
| Q4 2023 | 2023-12-31 | 20.95% | +0.07 pp |
| Q3 2023 | 2023-09-30 | 28.87% | +3.22 pp |
| Q2 2023 | 2023-06-30 | 26.04% | +3.35 pp |
| Q1 2023 | 2023-03-31 | 85.68% | +67.60 pp |
| Q4 2022 | 2022-12-31 | 20.88% | −5.24 pp |
| Q3 2022 | 2022-09-30 | 25.65% | −0.68 pp |
| Q2 2022 | 2022-06-30 | 22.69% | −9.25 pp |
| Q1 2022 | 2022-03-31 | 18.08% | −12.74 pp |
| Q4 2021 | 2021-12-31 | 26.11% | −2.38 pp |
| Q3 2021 | 2021-09-30 | 26.33% | −3.76 pp |
| Q2 2021 | 2021-06-30 | 31.94% | +1.36 pp |
| Q1 2021 | 2021-03-31 | 30.82% | +16.61 pp |
| Q4 2020 | 2020-12-31 | 28.50% | +4.89 pp |
| Q3 2020 | 2020-09-30 | 30.09% | +1.56 pp |
| Q2 2020 | 2020-06-30 | 30.59% | +3.10 pp |
| Q1 2020 | 2020-03-31 | 14.21% | −12.05 pp |
| Q4 2019 | 2019-12-31 | 23.61% | +1.40 pp |
| Q3 2019 | 2019-09-30 | 28.53% | −0.66 pp |
| Q2 2019 | 2019-06-30 | 27.49% | +4.00 pp |
| Q1 2019 | 2019-03-31 | 26.26% | +1.64 pp |
| Q4 2018 | 2018-12-31 | 22.21% | +8.02 pp |
| Q3 2018 | 2018-09-30 | 29.19% | +11.03 pp |
| Q2 2018 | 2018-06-30 | 23.49% | −4.61 pp |
| Q1 2018 | 2018-03-31 | 24.62% | +5.30 pp |
| Q4 2017 | 2017-12-31 | 14.19% | −6.26 pp |
| Q3 2017 | 2017-09-30 | 18.16% | +3.63 pp |
| Q2 2017 | 2017-06-30 | 28.10% | +9.49 pp |
| Q1 2017 | 2017-03-31 | 19.32% | +3.92 pp |
| Q4 2016 | 2016-12-31 | 20.45% | +7.49 pp |
| Q3 2016 | 2016-09-30 | 14.53% | −1.49 pp |
| Q2 2016 | 2016-06-30 | 18.61% | +5.60 pp |
| Q1 2016 | 2016-03-31 | 15.41% | −2.70 pp |
| Q4 2015 | 2015-12-31 | 12.96% | −4.86 pp |
| Q3 2015 | 2015-09-30 | 16.03% | +5.20 pp |
| Q2 2015 | 2015-06-30 | 13.01% | +1.53 pp |
| Q1 2015 | 2015-03-31 | 18.11% | +8.04 pp |
| Q4 2014 | 2014-12-31 | 17.82% | +7.24 pp |
| Q3 2014 | 2014-09-30 | 10.82% | −5.50 pp |
| Q2 2014 | 2014-06-30 | 11.49% | −6.47 pp |
| Q1 2014 | 2014-03-31 | 10.07% | −11.11 pp |
| Q4 2013 | 2013-12-31 | 10.58% | +3.96 pp |
| Q3 2013 | 2013-09-30 | 16.32% | +1.53 pp |
| Q2 2013 | 2013-06-30 | 17.96% | +4.18 pp |
| Q1 2013 | 2013-03-31 | 21.18% | +7.93 pp |
| Q4 2012 | 2012-12-31 | 6.62% | −2.17 pp |
| Q3 2012 | 2012-09-30 | 14.79% | −6.63 pp |
| Q2 2012 | 2012-06-30 | 13.78% | +6.01 pp |
| Q1 2012 | 2012-03-31 | 13.25% | −5.27 pp |
| Q4 2011 | 2011-12-31 | 8.79% | −1.96 pp |
| Q3 2011 | 2011-09-30 | 21.42% | +11.51 pp |
| Q2 2011 | 2011-06-30 | 7.77% | −3.34 pp |
| Q1 2011 | 2011-03-31 | 18.52% | −10.86 pp |
| Q4 2010 | 2010-12-31 | 10.74% | — |
| Q3 2010 | 2010-09-30 | 9.91% | −16.17 pp |
| Q2 2010 | 2010-06-30 | 11.11% | +7.82 pp |
| Q1 2010 | 2010-03-31 | 29.37% | — |
| Q3 2009 | 2009-09-30 | 26.09% | — |
| Q2 2009 | 2009-06-30 | 3.29% | — |
First Citizens Bancshares net profit margin trends
Over the last five fiscal years, First Citizens Bancshares's net profit margin decreased from 26.38% to 23.12%, a change of −3.26 percentage points. The latest reported quarter, Q2 2026, shows 27.63%.
What net profit margin means
Net profit margin measures the percentage of revenue remaining as net income after operating costs, interest, taxes, and other expenses. It shows how much bottom-line profit or loss a company generates from each dollar of revenue.
How net profit margin is calculated
TickerStat calculates net profit margin as SEC-reported net income divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review First Citizens Bancshares source filings ↗Community posts
First Citizens completes integration of 138 branches acquired from BMO
First Citizens Bank ($FCNCA) confirmed the successful conversion of 138 branches acquired from BMO Bank ($BMO), with the associated customer accounts now transferred to its banking platforms. The transaction brought approximately $5 billion ...