First Financial Bancorp Return on Equity (ROE) Growth & History (FFBC)
First Financial Bancorp's return on equity was 9.82% for fiscal 2025.
View full First Financial Bancorp company overviewFirst Financial Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 9.82% | +0.09 pp |
| 2024 | 2024-12-31 | 9.73% | −2.15 pp |
| 2023 | 2023-12-31 | 11.87% | +1.75 pp |
| 2022 | 2022-12-31 | 10.12% | +1.08 pp |
| 2021 | 2021-12-31 | 9.04% | +2.16 pp |
| 2020 | 2020-12-31 | 6.88% | −2.28 pp |
| 2019 | 2019-12-31 | 9.16% | −2.31 pp |
| 2018 | 2018-12-31 | 11.47% | +0.69 pp |
| 2017 | 2017-12-31 | 10.78% | +0.21 pp |
| 2016 | 2016-12-31 | 10.57% | +1.15 pp |
| 2015 | 2015-12-31 | 9.42% | +0.56 pp |
| 2014 | 2014-12-31 | 8.87% | +1.92 pp |
| 2013 | 2013-12-31 | 6.94% | −2.52 pp |
| 2012 | 2012-12-31 | 9.46% | −0.01 pp |
| 2011 | 2011-12-31 | 9.47% | +0.67 pp |
| 2010 | 2010-12-31 | 8.80% | — |
First Financial Bancorp quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 2.58% | −0.19 pp |
| Q1 2026 | 2026-03-31 | 2.61% | +0.53 pp |
| Q4 2025 | 2025-12-31 | 2.31% | −0.34 pp |
| Q3 2025 | 2025-09-30 | 2.77% | +0.58 pp |
| Q2 2025 | 2025-06-30 | 2.77% | +0.13 pp |
| Q1 2025 | 2025-03-31 | 2.08% | −0.15 pp |
| Q4 2024 | 2024-12-31 | 2.65% | +0.07 pp |
| Q3 2024 | 2024-09-30 | 2.20% | −0.76 pp |
| Q2 2024 | 2024-06-30 | 2.64% | −0.44 pp |
| Q1 2024 | 2024-03-31 | 2.23% | −1.16 pp |
| Q4 2023 | 2023-12-31 | 2.58% | −0.84 pp |
| Q3 2023 | 2023-09-30 | 2.95% | +0.21 pp |
| Q2 2023 | 2023-06-30 | 3.08% | +0.63 pp |
| Q1 2023 | 2023-03-31 | 3.38% | +1.50 pp |
| Q4 2022 | 2022-12-31 | 3.42% | +1.34 pp |
| Q3 2022 | 2022-09-30 | 2.74% | +0.08 pp |
| Q2 2022 | 2022-06-30 | 2.45% | +0.20 pp |
| Q1 2022 | 2022-03-31 | 1.88% | −0.21 pp |
| Q4 2021 | 2021-12-31 | 2.09% | −0.04 pp |
| Q3 2021 | 2021-09-30 | 2.66% | +0.81 pp |
| Q2 2021 | 2021-06-30 | 2.25% | +0.55 pp |
| Q1 2021 | 2021-03-31 | 2.08% | +0.79 pp |
| Q4 2020 | 2020-12-31 | 2.13% | −0.03 pp |
| Q3 2020 | 2020-09-30 | 1.86% | −0.43 pp |
| Q2 2020 | 2020-06-30 | 1.70% | −0.74 pp |
| Q1 2020 | 2020-03-31 | 1.29% | −0.89 pp |
| Q4 2019 | 2019-12-31 | 2.16% | −0.52 pp |
| Q3 2019 | 2019-09-30 | 2.29% | −0.22 pp |
| Q2 2019 | 2019-06-30 | 2.44% | −0.03 pp |
| Q1 2019 | 2019-03-31 | 2.18% | −1.08 pp |
| Q4 2018 | 2018-12-31 | 2.67% | −0.01 pp |
| Q3 2018 | 2018-09-30 | 2.50% | −0.24 pp |
| Q2 2018 | 2018-06-30 | 2.47% | −0.09 pp |
| Q1 2018 | 2018-03-31 | 3.26% | +0.46 pp |
| Q4 2017 | 2017-12-31 | 2.69% | −0.01 pp |
| Q3 2017 | 2017-09-30 | 2.74% | +0.06 pp |
| Q2 2017 | 2017-06-30 | 2.56% | −0.14 pp |
| Q1 2017 | 2017-03-31 | 2.80% | +0.38 pp |
| Q4 2016 | 2016-12-31 | 2.70% | +0.26 pp |
| Q3 2016 | 2016-09-30 | 2.68% | +0.36 pp |
| Q2 2016 | 2016-06-30 | 2.70% | +0.33 pp |
| Q1 2016 | 2016-03-31 | 2.42% | +0.19 pp |
| Q4 2015 | 2015-12-31 | 2.44% | +0.06 pp |
| Q3 2015 | 2015-09-30 | 2.31% | +0.24 pp |
| Q2 2015 | 2015-06-30 | 2.37% | +0.09 pp |
| Q1 2015 | 2015-03-31 | 2.23% | +0.03 pp |
| Q4 2014 | 2014-12-31 | 2.39% | +1.84 pp |
| Q3 2014 | 2014-09-30 | 2.07% | −0.08 pp |
| Q2 2014 | 2014-06-30 | 2.28% | +0.02 pp |
| Q1 2014 | 2014-03-31 | 2.20% | +0.24 pp |
| Q4 2013 | 2013-12-31 | 0.55% | −1.73 pp |
| Q3 2013 | 2013-09-30 | 2.15% | −0.12 pp |
| Q2 2013 | 2013-06-30 | 2.27% | −0.22 pp |
| Q1 2013 | 2013-03-31 | 1.96% | −0.42 pp |
| Q4 2012 | 2012-12-31 | 2.28% | −0.21 pp |
| Q3 2012 | 2012-09-30 | 2.27% | +0.11 pp |
| Q2 2012 | 2012-06-30 | 2.49% | +0.25 pp |
| Q1 2012 | 2012-03-31 | 2.38% | −0.07 pp |
| Q4 2011 | 2011-12-31 | 2.49% | +0.37 pp |
| Q3 2011 | 2011-09-30 | 2.16% | — |
| Q2 2011 | 2011-06-30 | 2.23% | — |
| Q1 2011 | 2011-03-31 | 2.45% | — |
| Q4 2010 | 2010-12-31 | 2.12% | — |
First Financial Bancorp return on equity trends
Over the last five fiscal years, First Financial Bancorp's return on equity increased from 6.88% to 9.82%, a change of +2.94 percentage points. The latest reported quarter, Q2 2026, shows 2.58%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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