First Financial Bankshares annual debt-to-equity ratio
2009
2010
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2024
2025
First Financial Bankshares Debt-to-Equity Ratio Growth & History (FFIN)
First Financial Bankshares's debt-to-equity ratio was 0.01 for fiscal 2025.
View full First Financial Bankshares company overviewFirst Financial Bankshares annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.01 | −0.07 | −86.60% |
| 2024 | 2024-12-31 | 0.08 | 0.07 | +471.10% |
| 2023 | 2023-12-31 | 0.01 | −0.00 | −20.99% |
| 2022 | 2022-12-31 | 0.02 | −0.36 | −95.10% |
| 2021 | 2021-12-31 | 0.38 | 0.13 | +48.86% |
| 2020 | 2020-12-31 | 0.26 | −0.05 | −17.53% |
| 2019 | 2019-12-31 | 0.31 | −0.13 | −30.17% |
| 2018 | 2018-12-31 | 0.44 | 0.09 | +24.06% |
| 2017 | 2017-12-31 | 0.36 | −0.17 | −32.58% |
| 2016 | 2016-12-31 | 0.53 | −0.23 | −30.44% |
| 2015 | 2015-12-31 | 0.76 | 0.23 | +41.99% |
| 2014 | 2014-12-31 | 0.54 | −0.25 | −31.76% |
| 2013 | 2013-12-31 | 0.79 | 0.32 | +69.30% |
| 2012 | 2012-12-31 | 0.47 | 0.06 | +14.13% |
| 2011 | 2011-12-31 | 0.41 | 0.00 | +1.17% |
| 2010 | 2010-12-31 | 0.40 | 0.05 | +14.90% |
| 2009 | 2009-12-31 | 0.35 | — | — |
First Financial Bankshares quarterly debt-to-equity ratio
Q4.09
Q2.10
Q3.10
Q4.10
Q1.11
Q2.11
Q3.11
Q4.11
Q1.12
Q2.12
Q3.12
Q4.12
Q1.13
Q2.13
Q3.13
Q4.13
Q1.14
Q2.14
Q3.14
Q4.14
Q1.15
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Q3.15
Q4.15
Q1.16
Q2.16
Q3.16
Q4.16
Q1.17
Q2.17
Q3.17
Q4.17
Q1.18
Q2.18
Q3.18
Q4.18
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q2.20
Q3.20
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.01 | −0.00 | −14.27% |
| Q1 2026 | 2026-03-31 | 0.01 | −0.00 | −28.53% |
| Q4 2025 | 2025-12-31 | 0.01 | −0.07 | −86.60% |
| Q3 2025 | 2025-09-30 | 0.01 | −0.00 | −23.24% |
| Q2 2025 | 2025-06-30 | 0.01 | −0.00 | −18.28% |
| Q1 2025 | 2025-03-31 | 0.02 | −0.00 | −10.66% |
| Q4 2024 | 2024-12-31 | 0.08 | 0.07 | +471.10% |
| Q3 2024 | 2024-09-30 | 0.02 | −0.09 | −85.06% |
| Q2 2024 | 2024-06-30 | 0.02 | −0.01 | −24.28% |
| Q1 2024 | 2024-03-31 | 0.02 | 0.00 | +0.18% |
| Q4 2023 | 2023-12-31 | 0.01 | −0.00 | −20.99% |
| Q3 2023 | 2023-09-30 | 0.10 | −0.58 | −84.70% |
| Q2 2023 | 2023-06-30 | 0.02 | −0.56 | −96.44% |
| Q1 2023 | 2023-03-31 | 0.02 | −0.49 | −96.48% |
| Q4 2022 | 2022-12-31 | 0.02 | −0.36 | −95.10% |
| Q3 2022 | 2022-09-30 | 0.68 | 0.31 | +82.78% |
| Q2 2022 | 2022-06-30 | 0.58 | 0.26 | +80.85% |
| Q1 2022 | 2022-03-31 | 0.51 | 0.18 | +54.69% |
| Q4 2021 | 2021-12-31 | 0.38 | 0.13 | +48.86% |
| Q3 2021 | 2021-09-30 | 0.37 | 0.06 | +20.43% |
| Q2 2021 | 2021-06-30 | 0.32 | 0.04 | +12.61% |
| Q1 2021 | 2021-03-31 | 0.33 | −0.23 | −41.39% |
| Q4 2020 | 2020-12-31 | 0.26 | −0.05 | −17.53% |
| Q3 2020 | 2020-09-30 | 0.31 | −0.02 | −6.43% |
| Q2 2020 | 2020-06-30 | 0.28 | −0.03 | −8.66% |
| Q1 2020 | 2020-03-31 | 0.56 | 0.22 | +62.65% |
| Q4 2019 | 2019-12-31 | 0.31 | −0.13 | −30.17% |
| Q3 2019 | 2019-09-30 | 0.33 | −0.05 | −13.16% |
| Q2 2019 | 2019-06-30 | 0.31 | −0.15 | −32.96% |
| Q1 2019 | 2019-03-31 | 0.35 | −0.04 | −9.95% |
| Q4 2018 | 2018-12-31 | 0.44 | 0.09 | +24.06% |
| Q3 2018 | 2018-09-30 | 0.38 | −0.01 | −1.36% |
| Q2 2018 | 2018-06-30 | 0.46 | 0.04 | +8.46% |
| Q1 2018 | 2018-03-31 | 0.38 | −0.04 | −8.47% |
| Q4 2017 | 2017-12-31 | 0.36 | −0.17 | −32.58% |
| Q3 2017 | 2017-09-30 | 0.39 | −0.20 | −34.51% |
| Q2 2017 | 2017-06-30 | 0.43 | −0.22 | −33.52% |
| Q1 2017 | 2017-03-31 | 0.42 | −0.21 | −33.08% |
| Q4 2016 | 2016-12-31 | 0.53 | −0.23 | −30.44% |
| Q3 2016 | 2016-09-30 | 0.59 | −0.04 | −6.40% |
| Q2 2016 | 2016-06-30 | 0.64 | −0.24 | −27.42% |
| Q1 2016 | 2016-03-31 | 0.63 | 0.06 | +10.08% |
| Q4 2015 | 2015-12-31 | 0.76 | 0.23 | +41.99% |
| Q3 2015 | 2015-09-30 | 0.63 | 0.11 | +21.85% |
| Q2 2015 | 2015-06-30 | 0.89 | 0.21 | +30.47% |
| Q1 2015 | 2015-03-31 | 0.57 | −0.05 | −8.44% |
| Q4 2014 | 2014-12-31 | 0.54 | −0.25 | −31.76% |
| Q3 2014 | 2014-09-30 | 0.52 | −0.30 | −36.78% |
| Q2 2014 | 2014-06-30 | 0.68 | −0.07 | −9.40% |
| Q1 2014 | 2014-03-31 | 0.62 | 0.15 | +33.17% |
| Q4 2013 | 2013-12-31 | 0.79 | 0.32 | +69.30% |
| Q3 2013 | 2013-09-30 | 0.82 | 0.36 | +77.40% |
| Q2 2013 | 2013-06-30 | 0.75 | 0.28 | +59.25% |
| Q1 2013 | 2013-03-31 | 0.47 | 0.01 | +1.57% |
| Q4 2012 | 2012-12-31 | 0.47 | 0.06 | +14.13% |
| Q3 2012 | 2012-09-30 | 0.46 | 0.10 | +27.78% |
| Q2 2012 | 2012-06-30 | 0.47 | 0.07 | +16.87% |
| Q1 2012 | 2012-03-31 | 0.46 | 0.04 | +9.09% |
| Q4 2011 | 2011-12-31 | 0.41 | 0.00 | +1.17% |
| Q3 2011 | 2011-09-30 | 0.36 | −0.03 | −8.30% |
| Q2 2011 | 2011-06-30 | 0.40 | 0.03 | +8.83% |
| Q1 2011 | 2011-03-31 | 0.42 | — | — |
| Q4 2010 | 2010-12-31 | 0.40 | 0.05 | +14.90% |
| Q3 2010 | 2010-09-30 | 0.39 | — | — |
| Q2 2010 | 2010-06-30 | 0.37 | — | — |
| Q4 2009 | 2009-12-31 | 0.35 | — | — |
First Financial Bankshares debt-to-equity ratio trends
Over the last five fiscal years, First Financial Bankshares's debt-to-equity ratio decreased from 0.26 to 0.01, a change of −0.24. The latest reported quarter, Q2 2026, shows 0.01.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review First Financial Bankshares source filings ↗