Finwise Bancorp annual free cash flow
2021
2022
2023
2024
2025
Finwise Bancorp Free Cash Flow (FCF) History (FINW)
Finwise Bancorp reported −$28.6M in free cash flow for fiscal 2025, a decrease of $12.6M from the previous fiscal year, with a free cash flow margin of −21.92%.
View full Finwise Bancorp company overviewFinwise Bancorp free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | −$28.6M | −$12.6M | — | −21.92% |
| 2024 | 2024-12-31 | −$16.1M | −$20.9M | — | −19.74% |
| 2023 | 2023-12-31 | $4.8M | −$49.1M | −91.09% | +6.32% |
| 2022 | 2022-12-31 | $53.9M | $65.5M | — | +61.08% |
| 2021 | 2021-12-31 | −$11.6M | — | — | −14.49% |
Finwise Bancorp quarterly free cash flow
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | −$25.7M | −$7.3M | — | −47.30% |
| Q1 2026 | 2026-03-31 | $19.7M | $41.4M | — | +46.09% |
| Q4 2025 | 2025-12-31 | $8.1M | $11.2M | — | +17.23% |
| Q3 2025 | 2025-09-30 | $3.4M | $16.8M | — | +9.36% |
| Q2 2025 | 2025-06-30 | −$18.4M | −$10.8M | — | −73.49% |
| Q1 2025 | 2025-03-31 | −$21.7M | −$22.3M | — | −98.35% |
| Q4 2024 | 2024-12-31 | −$3.1M | −$11.7M | — | −14.66% |
| Q3 2024 | 2024-09-30 | −$13.4M | −$20.0M | — | −64.35% |
| Q2 2024 | 2024-06-30 | −$7.7M | $5.9M | — | −38.68% |
| Q1 2024 | 2024-03-31 | $568,000 | −$2.6M | −81.89% | +2.89% |
| Q4 2023 | 2023-12-31 | $8.6M | −$15.4M | −64.11% | +40.72% |
| Q3 2023 | 2023-09-30 | $6.6M | $11.3M | — | +34.07% |
| Q2 2023 | 2023-06-30 | −$13.5M | −$53.9M | — | −71.22% |
| Q1 2023 | 2023-03-31 | $3.1M | $8.9M | — | +18.85% |
| Q4 2022 | 2022-12-31 | $24.0M | $12.6M | +110.97% | +106.86% |
| Q3 2022 | 2022-09-30 | −$4.7M | −$7.7M | — | −23.59% |
| Q2 2022 | 2022-06-30 | $40.4M | $57.2M | — | +190.76% |
| Q1 2022 | 2022-03-31 | −$5.7M | $3.4M | — | −23.27% |
| Q4 2021 | 2021-12-31 | $11.4M | — | — | +46.54% |
| Q3 2021 | 2021-09-30 | $3.0M | — | — | +13.61% |
| Q2 2021 | 2021-06-30 | −$16.7M | — | — | −88.21% |
| Q1 2021 | 2021-03-31 | −$9.2M | — | — | −63.27% |
Finwise Bancorp free cash flow growth trends
Finwise Bancorp's latest reported quarter, Q2 2026, generated −$25.7M in free cash flow, a decrease of $7.3M year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review Finwise Bancorp filings at SEC.gov ↗