Finwise Bancorp Net Profit Margin Growth & History (FINW)
Finwise Bancorp's net profit margin was 12.31% for fiscal 2025.
View full Finwise Bancorp company overviewFinwise Bancorp annual net profit margin history
| Fiscal year | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 12.31% | −3.34 pp |
| 2024 | 2024-12-31 | 15.65% | −7.32 pp |
| 2023 | 2023-12-31 | 22.97% | −5.47 pp |
| 2022 | 2022-12-31 | 28.44% | −11.13 pp |
| 2021 | 2021-12-31 | 39.57% | — |
Finwise Bancorp quarterly net profit margin
| Fiscal quarter | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.92% | −12.42 pp |
| Q1 2026 | 2026-03-31 | 6.40% | −8.03 pp |
| Q4 2025 | 2025-12-31 | 8.35% | −4.86 pp |
| Q3 2025 | 2025-09-30 | 13.34% | −3.25 pp |
| Q2 2025 | 2025-06-30 | 16.35% | +0.27 pp |
| Q1 2025 | 2025-03-31 | 14.44% | −2.42 pp |
| Q4 2024 | 2024-12-31 | 13.22% | −6.47 pp |
| Q3 2024 | 2024-09-30 | 16.59% | −8.30 pp |
| Q2 2024 | 2024-06-30 | 16.08% | −8.38 pp |
| Q1 2024 | 2024-03-31 | 16.85% | −6.36 pp |
| Q4 2023 | 2023-12-31 | 19.69% | −9.50 pp |
| Q3 2023 | 2023-09-30 | 24.89% | +6.66 pp |
| Q2 2023 | 2023-06-30 | 24.46% | −1.40 pp |
| Q1 2023 | 2023-03-31 | 23.21% | −15.07 pp |
| Q4 2022 | 2022-12-31 | 29.19% | −12.25 pp |
| Q3 2022 | 2022-09-30 | 18.23% | −20.24 pp |
| Q2 2022 | 2022-06-30 | 25.86% | −14.95 pp |
| Q1 2022 | 2022-03-31 | 38.28% | +1.83 pp |
| Q4 2021 | 2021-12-31 | 41.44% | — |
| Q3 2021 | 2021-09-30 | 38.47% | — |
| Q2 2021 | 2021-06-30 | 40.81% | — |
| Q1 2021 | 2021-03-31 | 36.46% | — |
Finwise Bancorp net profit margin trends
Between the periods ended 2021-12-31 and 2025-12-31, Finwise Bancorp's net profit margin decreased from 39.57% to 12.31%, a change of −27.25 percentage points. The latest reported quarter, Q2 2026, shows 3.92%.
What net profit margin means
Net profit margin measures the percentage of revenue remaining as net income after operating costs, interest, taxes, and other expenses. It shows how much bottom-line profit or loss a company generates from each dollar of revenue.
How net profit margin is calculated
TickerStat calculates net profit margin as SEC-reported net income divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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