Flagstar Bank, National Association Debt-to-Equity Ratio Growth & History (FLG)
Flagstar Bank, National Association's debt-to-equity ratio was 1.55 for fiscal 2025.
View full Flagstar Bank, National Association company overviewFlagstar Bank, National Association annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 1.55 | −0.27 | −15.05% |
| 2024 | 2024-12-31 | 1.82 | −0.77 | −29.75% |
| 2023 | 2023-12-31 | 2.60 | 0.16 | +6.74% |
| 2022 | 2022-12-31 | 2.43 | 0.04 | +1.88% |
| 2021 | 2021-12-31 | 2.39 | −0.00 | −0.14% |
| 2020 | 2020-12-31 | 2.39 | 0.18 | +8.06% |
| 2019 | 2019-12-31 | 2.21 | 0.08 | +3.59% |
| 2018 | 2018-12-31 | 2.13 | 0.23 | +12.34% |
| 2017 | 2017-12-31 | 1.90 | −0.33 | −14.89% |
| 2016 | 2016-12-31 | 2.23 | −0.42 | −15.86% |
| 2015 | 2015-12-31 | 2.65 | 0.19 | +7.85% |
| 2014 | 2014-12-31 | 2.46 | −0.17 | −6.57% |
| 2013 | 2013-12-31 | 2.63 | — | — |
Flagstar Bank, National Association quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 1.39 | −0.29 | −17.18% |
| Q1 2026 | 2026-03-31 | 1.43 | — | — |
| Q4 2025 | 2025-12-31 | 1.55 | −0.27 | −15.05% |
| Q3 2025 | 2025-09-30 | 1.68 | −0.75 | −30.84% |
| Q2 2025 | 2025-06-30 | 1.68 | −1.81 | −51.78% |
| Q4 2024 | 2024-12-31 | 1.82 | −0.77 | −29.75% |
| Q3 2024 | 2024-09-30 | 2.43 | 1.06 | +77.51% |
| Q2 2024 | 2024-06-30 | 3.49 | 1.96 | +127.93% |
| Q1 2024 | 2024-03-31 | 3.24 | 1.22 | +60.77% |
| Q4 2023 | 2023-12-31 | 2.60 | 0.16 | +6.74% |
| Q3 2023 | 2023-09-30 | 1.37 | −0.71 | −34.19% |
| Q2 2023 | 2023-06-30 | 1.53 | −0.60 | −28.08% |
| Q1 2023 | 2023-03-31 | 2.01 | −0.24 | −10.70% |
| Q4 2022 | 2022-12-31 | 2.43 | 0.04 | +1.88% |
| Q3 2022 | 2022-09-30 | 2.08 | −0.17 | −7.66% |
| Q2 2022 | 2022-06-30 | 2.13 | −0.14 | −6.24% |
| Q1 2022 | 2022-03-31 | 2.26 | −0.10 | −4.34% |
| Q4 2021 | 2021-12-31 | 2.39 | −0.00 | −0.14% |
| Q3 2021 | 2021-09-30 | 2.25 | −0.12 | −4.96% |
| Q2 2021 | 2021-06-30 | 2.27 | −0.01 | −0.51% |
| Q1 2021 | 2021-03-31 | 2.36 | 0.07 | +2.84% |
| Q4 2020 | 2020-12-31 | 2.39 | 0.18 | +8.06% |
| Q3 2020 | 2020-09-30 | 2.37 | 0.29 | +13.88% |
| Q2 2020 | 2020-06-30 | 2.28 | 0.28 | +13.85% |
| Q1 2020 | 2020-03-31 | 2.29 | 0.25 | +11.98% |
| Q4 2019 | 2019-12-31 | 2.21 | 0.08 | +3.59% |
| Q3 2019 | 2019-09-30 | 2.08 | 0.04 | +2.11% |
| Q2 2019 | 2019-06-30 | 2.01 | −0.03 | −1.26% |
| Q1 2019 | 2019-03-31 | 2.05 | 0.08 | +4.03% |
| Q4 2018 | 2018-12-31 | 2.13 | 0.23 | +12.34% |
| Q3 2018 | 2018-09-30 | 2.04 | 0.21 | +11.38% |
| Q2 2018 | 2018-06-30 | 2.03 | 0.20 | +10.67% |
| Q1 2018 | 2018-03-31 | 1.97 | −0.02 | −1.00% |
| Q4 2017 | 2017-12-31 | 1.90 | −0.33 | −14.89% |
| Q3 2017 | 2017-09-30 | 1.83 | −0.47 | −20.44% |
| Q2 2017 | 2017-06-30 | 1.84 | −0.47 | −20.29% |
| Q1 2017 | 2017-03-31 | 1.99 | −0.24 | −10.85% |
| Q4 2016 | 2016-12-31 | 2.23 | −0.42 | −15.86% |
| Q3 2016 | 2016-09-30 | 2.30 | −0.23 | −9.02% |
| Q2 2016 | 2016-06-30 | 2.30 | −0.11 | −4.43% |
| Q1 2016 | 2016-03-31 | 2.23 | −0.06 | −2.59% |
| Q4 2015 | 2015-12-31 | 2.65 | 0.19 | +7.85% |
| Q3 2015 | 2015-09-30 | 2.53 | 0.04 | +1.41% |
| Q2 2015 | 2015-06-30 | 2.41 | −0.25 | −9.28% |
| Q1 2015 | 2015-03-31 | 2.29 | — | — |
| Q4 2014 | 2014-12-31 | 2.46 | −0.17 | −6.57% |
| Q3 2014 | 2014-09-30 | 2.49 | — | — |
| Q2 2014 | 2014-06-30 | 2.66 | — | — |
| Q4 2013 | 2013-12-31 | 2.63 | — | — |
Flagstar Bank, National Association debt-to-equity ratio trends
Over the last five fiscal years, Flagstar Bank, National Association's debt-to-equity ratio decreased from 2.39 to 1.55, a change of −0.84. The latest reported quarter, Q2 2026, shows 1.39.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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