First Northern Community Bancorp Debt-to-Equity Ratio Growth & History (FNRN)
First Northern Community Bancorp's debt-to-equity ratio was 0.03 for fiscal 2025.
View full First Northern Community Bancorp company overviewFirst Northern Community Bancorp annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.03 | 0.01 | +32.23% |
| 2024 | 2024-12-31 | 0.02 | −0.01 | −28.21% |
| 2023 | 2023-12-31 | 0.03 | −0.01 | −33.60% |
| 2022 | 2022-12-31 | 0.04 | 0.01 | +15.53% |
| 2021 | 2021-12-31 | 0.04 | −0.01 | −12.37% |
| 2020 | 2020-12-31 | 0.04 | −0.01 | −23.92% |
| 2019 | 2019-12-31 | 0.06 | 0.01 | +31.58% |
| 2018 | 2018-12-31 | 0.04 | 0.04 | — |
| 2017 | 2017-12-31 | 0.00 | 0.00 | — |
| 2016 | 2016-12-31 | 0.00 | 0.00 | — |
| 2015 | 2015-12-31 | 0.00 | 0.00 | — |
| 2014 | 2014-12-31 | 0.00 | — | — |
First Northern Community Bancorp quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.03 | 0.01 | +61.33% |
| Q1 2026 | 2026-03-31 | 0.03 | 0.01 | +43.62% |
| Q4 2025 | 2025-12-31 | 0.03 | 0.01 | +32.23% |
| Q3 2025 | 2025-09-30 | 0.03 | 0.01 | +24.66% |
| Q2 2025 | 2025-06-30 | 0.02 | −0.01 | −34.08% |
| Q1 2025 | 2025-03-31 | 0.02 | −0.01 | −31.75% |
| Q4 2024 | 2024-12-31 | 0.02 | −0.01 | −28.21% |
| Q3 2024 | 2024-09-30 | 0.02 | −0.01 | −40.05% |
| Q2 2024 | 2024-06-30 | 0.02 | −0.01 | −34.26% |
| Q1 2024 | 2024-03-31 | 0.03 | −0.01 | −33.05% |
| Q4 2023 | 2023-12-31 | 0.03 | −0.01 | −33.60% |
| Q3 2023 | 2023-09-30 | 0.04 | −0.01 | −29.17% |
| Q2 2023 | 2023-06-30 | 0.04 | −0.01 | −18.50% |
| Q1 2023 | 2023-03-31 | 0.04 | −0.01 | −12.88% |
| Q4 2022 | 2022-12-31 | 0.04 | 0.01 | +15.53% |
| Q3 2022 | 2022-09-30 | 0.05 | 0.01 | +30.44% |
| Q2 2022 | 2022-06-30 | 0.05 | 0.01 | +17.79% |
| Q1 2022 | 2022-03-31 | 0.05 | 0.00 | +10.01% |
| Q4 2021 | 2021-12-31 | 0.04 | −0.01 | −12.37% |
| Q3 2021 | 2021-09-30 | 0.04 | −0.01 | −18.28% |
| Q2 2021 | 2021-06-30 | 0.04 | −0.01 | −22.05% |
| Q1 2021 | 2021-03-31 | 0.04 | −0.01 | −19.94% |
| Q4 2020 | 2020-12-31 | 0.04 | −0.01 | −23.92% |
| Q3 2020 | 2020-09-30 | 0.05 | −0.01 | −20.38% |
| Q2 2020 | 2020-06-30 | 0.05 | 0.01 | +40.86% |
| Q1 2020 | 2020-03-31 | 0.05 | 0.01 | +32.17% |
| Q4 2019 | 2019-12-31 | 0.06 | 0.01 | +31.58% |
| Q3 2019 | 2019-09-30 | 0.06 | 0.06 | — |
| Q2 2019 | 2019-06-30 | 0.04 | 0.04 | — |
| Q1 2019 | 2019-03-31 | 0.04 | 0.04 | — |
| Q4 2018 | 2018-12-31 | 0.04 | 0.04 | — |
| Q3 2018 | 2018-09-30 | 0.00 | 0.00 | — |
| Q2 2018 | 2018-06-30 | 0.00 | 0.00 | — |
| Q1 2018 | 2018-03-31 | 0.00 | 0.00 | — |
| Q4 2017 | 2017-12-31 | 0.00 | 0.00 | — |
| Q3 2017 | 2017-09-30 | 0.00 | 0.00 | — |
| Q2 2017 | 2017-06-30 | 0.00 | 0.00 | — |
| Q1 2017 | 2017-03-31 | 0.00 | 0.00 | — |
| Q4 2016 | 2016-12-31 | 0.00 | 0.00 | — |
| Q3 2016 | 2016-09-30 | 0.00 | 0.00 | — |
| Q2 2016 | 2016-06-30 | 0.00 | 0.00 | — |
| Q1 2016 | 2016-03-31 | 0.00 | 0.00 | — |
| Q4 2015 | 2015-12-31 | 0.00 | 0.00 | — |
| Q3 2015 | 2015-09-30 | 0.00 | — | — |
| Q2 2015 | 2015-06-30 | 0.00 | — | — |
| Q1 2015 | 2015-03-31 | 0.00 | — | — |
| Q4 2014 | 2014-12-31 | 0.00 | — | — |
First Northern Community Bancorp debt-to-equity ratio trends
Over the last five fiscal years, First Northern Community Bancorp's debt-to-equity ratio decreased from 0.04 to 0.03, a change of −0.02. The latest reported quarter, Q2 2026, shows 0.03.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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