Finward Bancorp annual return on equity
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Finward Bancorp Return on Equity (ROE) Growth & History (FNWD)
Finward Bancorp's return on equity was 4.96% for fiscal 2025.
View full Finward Bancorp company overviewFinward Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 4.96% | −3.16 pp |
| 2024 | 2024-12-31 | 8.12% | +2.08 pp |
| 2023 | 2023-12-31 | 6.04% | −4.48 pp |
| 2022 | 2022-12-31 | 10.51% | +0.81 pp |
| 2021 | 2021-12-31 | 9.71% | −1.46 pp |
| 2020 | 2020-12-31 | 11.17% | +0.88 pp |
| 2019 | 2019-12-31 | 10.30% | +0.65 pp |
| 2018 | 2018-12-31 | 9.65% | −0.52 pp |
| 2017 | 2017-12-31 | 10.17% | −0.91 pp |
| 2016 | 2016-12-31 | 11.08% | +1.08 pp |
| 2015 | 2015-12-31 | 10.00% | −0.35 pp |
| 2014 | 2014-12-31 | 10.35% | −0.24 pp |
| 2013 | 2013-12-31 | 10.59% | +0.10 pp |
| 2012 | 2012-12-31 | 10.49% | +1.45 pp |
| 2011 | 2011-12-31 | 9.05% | — |
Finward Bancorp quarterly return on equity
Q2.11
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Q3.13
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Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 1.19% | −0.21 pp |
| Q1 2026 | 2026-03-31 | 1.29% | +0.99 pp |
| Q4 2025 | 2025-12-31 | 1.17% | −0.19 pp |
| Q3 2025 | 2025-09-30 | 2.19% | +1.79 pp |
| Q2 2025 | 2025-06-30 | 1.41% | +1.31 pp |
| Q1 2025 | 2025-03-31 | 0.30% | −5.91 pp |
| Q4 2024 | 2024-12-31 | 1.35% | −4.94 pp |
| Q3 2024 | 2024-09-30 | 0.39% | −1.32 pp |
| Q2 2024 | 2024-06-30 | 0.10% | −1.67 pp |
| Q1 2024 | 2024-03-31 | 6.21% | +4.55 pp |
| Q4 2023 | 2023-12-31 | 6.29% | +3.10 pp |
| Q3 2023 | 2023-09-30 | 1.71% | −1.86 pp |
| Q2 2023 | 2023-06-30 | 1.76% | −1.25 pp |
| Q1 2023 | 2023-03-31 | 1.66% | +0.30 pp |
| Q4 2022 | 2022-12-31 | 3.19% | +1.05 pp |
| Q3 2022 | 2022-09-30 | 3.58% | +1.28 pp |
| Q2 2022 | 2022-06-30 | 3.01% | +0.66 pp |
| Q1 2022 | 2022-03-31 | 1.36% | −1.67 pp |
| Q4 2021 | 2021-12-31 | 2.14% | −0.05 pp |
| Q3 2021 | 2021-09-30 | 2.30% | −0.91 pp |
| Q2 2021 | 2021-06-30 | 2.35% | −1.07 pp |
| Q1 2021 | 2021-03-31 | 3.02% | +0.75 pp |
| Q4 2020 | 2020-12-31 | 2.19% | +0.48 pp |
| Q3 2020 | 2020-09-30 | 3.21% | +0.47 pp |
| Q2 2020 | 2020-06-30 | 3.41% | +0.22 pp |
| Q1 2020 | 2020-03-31 | 2.28% | +0.30 pp |
| Q4 2019 | 2019-12-31 | 1.71% | −0.96 pp |
| Q3 2019 | 2019-09-30 | 2.73% | +1.00 pp |
| Q2 2019 | 2019-06-30 | 3.19% | +0.41 pp |
| Q1 2019 | 2019-03-31 | 1.98% | −0.84 pp |
| Q4 2018 | 2018-12-31 | 2.67% | +0.61 pp |
| Q3 2018 | 2018-09-30 | 1.74% | −0.75 pp |
| Q2 2018 | 2018-06-30 | 2.78% | −0.09 pp |
| Q1 2018 | 2018-03-31 | 2.82% | +0.12 pp |
| Q4 2017 | 2017-12-31 | 2.06% | −0.66 pp |
| Q3 2017 | 2017-09-30 | 2.49% | −0.19 pp |
| Q2 2017 | 2017-06-30 | 2.88% | +0.24 pp |
| Q1 2017 | 2017-03-31 | 2.70% | −0.03 pp |
| Q4 2016 | 2016-12-31 | 2.72% | +0.20 pp |
| Q3 2016 | 2016-09-30 | 2.68% | +0.24 pp |
| Q2 2016 | 2016-06-30 | 2.63% | +0.08 pp |
| Q1 2016 | 2016-03-31 | 2.72% | +0.22 pp |
| Q4 2015 | 2015-12-31 | 2.52% | +0.22 pp |
| Q3 2015 | 2015-09-30 | 2.45% | −0.16 pp |
| Q2 2015 | 2015-06-30 | 2.55% | −0.19 pp |
| Q1 2015 | 2015-03-31 | 2.50% | −0.14 pp |
| Q4 2014 | 2014-12-31 | 2.30% | +0.26 pp |
| Q3 2014 | 2014-09-30 | 2.61% | −0.97 pp |
| Q2 2014 | 2014-06-30 | 2.74% | +0.18 pp |
| Q1 2014 | 2014-03-31 | 2.64% | +0.18 pp |
| Q4 2013 | 2013-12-31 | 2.04% | −0.37 pp |
| Q3 2013 | 2013-09-30 | 3.58% | +0.17 pp |
| Q2 2013 | 2013-06-30 | 2.55% | +0.04 pp |
| Q1 2013 | 2013-03-31 | 2.46% | +0.32 pp |
| Q4 2012 | 2012-12-31 | 2.40% | +0.16 pp |
| Q3 2012 | 2012-09-30 | 3.41% | +1.55 pp |
| Q2 2012 | 2012-06-30 | 2.52% | −0.40 pp |
| Q1 2012 | 2012-03-31 | 2.14% | — |
| Q4 2011 | 2011-12-31 | 2.25% | — |
| Q3 2011 | 2011-09-30 | 1.86% | — |
| Q2 2011 | 2011-06-30 | 2.91% | — |
Finward Bancorp return on equity trends
Over the last five fiscal years, Finward Bancorp's return on equity decreased from 11.17% to 4.96%, a change of −6.21 percentage points. The latest reported quarter, Q2 2026, shows 1.19%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Finward Bancorp source filings ↗