Five Star Bancorp Return on Equity (ROE) Growth & History (FSBC)
Five Star Bancorp's return on equity was 14.63% for fiscal 2025.
View full Five Star Bancorp company overviewFive Star Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 14.63% | +1.24 pp |
| 2024 | 2024-12-31 | 13.39% | −4.34 pp |
| 2023 | 2023-12-31 | 17.73% | −0.64 pp |
| 2022 | 2022-12-31 | 18.37% | −4.65 pp |
| 2021 | 2021-12-31 | 23.01% | — |
Five Star Bancorp quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 4.16% | +0.64 pp |
| Q1 2026 | 2026-03-31 | 4.12% | +0.85 pp |
| Q4 2025 | 2025-12-31 | 4.02% | +0.64 pp |
| Q3 2025 | 2025-09-30 | 3.85% | +1.01 pp |
| Q2 2025 | 2025-06-30 | 3.52% | +0.32 pp |
| Q1 2025 | 2025-03-31 | 3.27% | −0.41 pp |
| Q4 2024 | 2024-12-31 | 3.39% | −0.47 pp |
| Q3 2024 | 2024-09-30 | 2.84% | −1.23 pp |
| Q2 2024 | 2024-06-30 | 3.20% | −1.60 pp |
| Q1 2024 | 2024-03-31 | 3.68% | −1.45 pp |
| Q4 2023 | 2023-12-31 | 3.86% | −1.54 pp |
| Q3 2023 | 2023-09-30 | 4.07% | −0.89 pp |
| Q2 2023 | 2023-06-30 | 4.81% | +0.52 pp |
| Q1 2023 | 2023-03-31 | 5.13% | +0.89 pp |
| Q4 2022 | 2022-12-31 | 5.40% | +0.50 pp |
| Q3 2022 | 2022-09-30 | 4.95% | −0.00 pp |
| Q2 2022 | 2022-06-30 | 4.29% | −1.33 pp |
| Q1 2022 | 2022-03-31 | 4.23% | −3.52 pp |
| Q4 2021 | 2021-12-31 | 4.90% | — |
| Q3 2021 | 2021-09-30 | 4.96% | — |
| Q2 2021 | 2021-06-30 | 5.62% | — |
| Q1 2021 | 2021-03-31 | 7.75% | — |
Five Star Bancorp return on equity trends
Between the periods ended 2021-12-31 and 2025-12-31, Five Star Bancorp's return on equity decreased from 23.01% to 14.63%, a change of −8.39 percentage points. The latest reported quarter, Q2 2026, shows 4.16%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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