FS Bancorp annual return on equity
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2024
2025
FS Bancorp Return on Equity (ROE) Growth & History (FSBW)
FS Bancorp's return on equity was 11.05% for fiscal 2025.
View full FS Bancorp company overviewFS Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 11.05% | −1.45 pp |
| 2024 | 2024-12-31 | 12.50% | −2.03 pp |
| 2023 | 2023-12-31 | 14.53% | +2.16 pp |
| 2022 | 2022-12-31 | 12.37% | −3.30 pp |
| 2021 | 2021-12-31 | 15.67% | −2.58 pp |
| 2020 | 2020-12-31 | 18.25% | +6.30 pp |
| 2019 | 2019-12-31 | 11.95% | −4.17 pp |
| 2018 | 2018-12-31 | 16.12% | +2.25 pp |
| 2017 | 2017-12-31 | 13.87% | +0.45 pp |
| 2016 | 2016-12-31 | 13.43% | +0.85 pp |
| 2015 | 2015-12-31 | 12.57% | +5.49 pp |
| 2014 | 2014-12-31 | 7.09% | +0.67 pp |
| 2013 | 2013-12-31 | 6.42% | −5.80 pp |
| 2012 | 2012-12-31 | 12.22% | — |
FS Bancorp quarterly return on equity
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Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 2.51% | −0.08 pp |
| Q1 2026 | 2026-03-31 | 2.52% | −0.18 pp |
| Q4 2025 | 2025-12-31 | 2.77% | +0.24 pp |
| Q3 2025 | 2025-09-30 | 3.07% | −0.52 pp |
| Q2 2025 | 2025-06-30 | 2.59% | −0.60 pp |
| Q1 2025 | 2025-03-31 | 2.70% | −0.40 pp |
| Q4 2024 | 2024-12-31 | 2.53% | −1.27 pp |
| Q3 2024 | 2024-09-30 | 3.59% | +0.01 pp |
| Q2 2024 | 2024-06-30 | 3.19% | −0.52 pp |
| Q1 2024 | 2024-03-31 | 3.10% | −0.37 pp |
| Q4 2023 | 2023-12-31 | 3.79% | +0.42 pp |
| Q3 2023 | 2023-09-30 | 3.58% | −0.24 pp |
| Q2 2023 | 2023-06-30 | 3.71% | +0.79 pp |
| Q1 2023 | 2023-03-31 | 3.47% | +0.63 pp |
| Q4 2022 | 2022-12-31 | 3.37% | −0.17 pp |
| Q3 2022 | 2022-09-30 | 3.82% | +0.36 pp |
| Q2 2022 | 2022-06-30 | 2.92% | −0.63 pp |
| Q1 2022 | 2022-03-31 | 2.84% | −2.21 pp |
| Q4 2021 | 2021-12-31 | 3.54% | −1.50 pp |
| Q3 2021 | 2021-09-30 | 3.46% | −2.47 pp |
| Q2 2021 | 2021-06-30 | 3.55% | −1.35 pp |
| Q1 2021 | 2021-03-31 | 5.05% | +2.48 pp |
| Q4 2020 | 2020-12-31 | 5.04% | +2.04 pp |
| Q3 2020 | 2020-09-30 | 5.92% | +2.20 pp |
| Q2 2020 | 2020-06-30 | 4.89% | +2.52 pp |
| Q1 2020 | 2020-03-31 | 2.58% | −0.26 pp |
| Q4 2019 | 2019-12-31 | 3.00% | −4.48 pp |
| Q3 2019 | 2019-09-30 | 3.72% | +0.64 pp |
| Q2 2019 | 2019-06-30 | 2.38% | −0.96 pp |
| Q1 2019 | 2019-03-31 | 2.84% | −0.66 pp |
| Q4 2018 | 2018-12-31 | 7.48% | +4.42 pp |
| Q3 2018 | 2018-09-30 | 3.09% | −0.25 pp |
| Q2 2018 | 2018-06-30 | 3.34% | −1.70 pp |
| Q1 2018 | 2018-03-31 | 3.49% | +0.35 pp |
| Q4 2017 | 2017-12-31 | 3.06% | −0.11 pp |
| Q3 2017 | 2017-09-30 | 3.34% | −1.11 pp |
| Q2 2017 | 2017-06-30 | 5.05% | +1.29 pp |
| Q1 2017 | 2017-03-31 | 3.14% | +0.94 pp |
| Q4 2016 | 2016-12-31 | 3.17% | +0.46 pp |
| Q3 2016 | 2016-09-30 | 4.44% | +1.67 pp |
| Q2 2016 | 2016-06-30 | 3.75% | −0.27 pp |
| Q1 2016 | 2016-03-31 | 2.21% | −0.88 pp |
| Q4 2015 | 2015-12-31 | 2.72% | +0.35 pp |
| Q3 2015 | 2015-09-30 | 2.77% | +0.96 pp |
| Q2 2015 | 2015-06-30 | 4.02% | +2.46 pp |
| Q1 2015 | 2015-03-31 | 3.09% | +1.70 pp |
| Q4 2014 | 2014-12-31 | 2.36% | +1.50 pp |
| Q3 2014 | 2014-09-30 | 1.81% | +0.09 pp |
| Q2 2014 | 2014-06-30 | 1.56% | −0.22 pp |
| Q1 2014 | 2014-03-31 | 1.39% | −0.65 pp |
| Q4 2013 | 2013-12-31 | 0.86% | −0.94 pp |
| Q3 2013 | 2013-09-30 | 1.72% | −5.90 pp |
| Q2 2013 | 2013-06-30 | 1.78% | −0.48 pp |
| Q1 2013 | 2013-03-31 | 2.04% | +1.01 pp |
| Q4 2012 | 2012-12-31 | 1.80% | — |
| Q3 2012 | 2012-09-30 | 7.62% | — |
| Q2 2012 | 2012-06-30 | 2.26% | — |
| Q1 2012 | 2012-03-31 | 1.03% | — |
FS Bancorp return on equity trends
Over the last five fiscal years, FS Bancorp's return on equity decreased from 18.25% to 11.05%, a change of −7.20 percentage points. The latest reported quarter, Q2 2026, shows 2.51%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review FS Bancorp source filings ↗