First United Return on Equity (ROE) Growth & History (FUNC)
First United's return on equity was 12.80% for fiscal 2025.
View full First United company overviewFirst United annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 12.80% | +0.75 pp |
| 2024 | 2024-12-31 | 12.06% | +2.46 pp |
| 2023 | 2023-12-31 | 9.60% | −7.45 pp |
| 2022 | 2022-12-31 | 17.06% | +2.57 pp |
| 2021 | 2021-12-31 | 14.49% | +3.71 pp |
| 2020 | 2020-12-31 | 10.77% | −0.03 pp |
| 2019 | 2019-12-31 | 10.81% | +1.34 pp |
| 2018 | 2018-12-31 | 9.46% | +4.72 pp |
| 2017 | 2017-12-31 | 4.74% | −1.47 pp |
| 2016 | 2016-12-31 | 6.21% | −5.10 pp |
| 2015 | 2015-12-31 | 11.31% | +6.00 pp |
| 2014 | 2014-12-31 | 5.31% | −1.12 pp |
| 2013 | 2013-12-31 | 6.43% | +1.68 pp |
| 2012 | 2012-12-31 | 4.76% | +0.99 pp |
| 2011 | 2011-12-31 | 3.77% | — |
First United quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 2.71% | −0.48 pp |
| Q1 2026 | 2026-03-31 | 3.26% | +0.06 pp |
| Q4 2025 | 2025-12-31 | 2.87% | −0.63 pp |
| Q3 2025 | 2025-09-30 | 3.56% | +0.15 pp |
| Q2 2025 | 2025-06-30 | 3.19% | +0.21 pp |
| Q1 2025 | 2025-03-31 | 3.20% | +0.94 pp |
| Q4 2024 | 2024-12-31 | 3.50% | +2.39 pp |
| Q3 2024 | 2024-09-30 | 3.41% | +0.50 pp |
| Q2 2024 | 2024-06-30 | 2.98% | +0.12 pp |
| Q1 2024 | 2024-03-31 | 2.26% | −0.61 pp |
| Q4 2023 | 2023-12-31 | 1.11% | −3.80 pp |
| Q3 2023 | 2023-09-30 | 2.91% | −2.33 pp |
| Q2 2023 | 2023-06-30 | 2.87% | −1.16 pp |
| Q1 2023 | 2023-03-31 | 2.87% | −1.23 pp |
| Q4 2022 | 2022-12-31 | 4.91% | −0.57 pp |
| Q3 2022 | 2022-09-30 | 5.24% | +1.92 pp |
| Q2 2022 | 2022-06-30 | 4.02% | +0.63 pp |
| Q1 2022 | 2022-03-31 | 4.10% | +1.46 pp |
| Q4 2021 | 2021-12-31 | 5.48% | +1.99 pp |
| Q3 2021 | 2021-09-30 | 3.32% | −0.58 pp |
| Q2 2021 | 2021-06-30 | 3.39% | +1.28 pp |
| Q1 2021 | 2021-03-31 | 2.64% | +1.20 pp |
| Q4 2020 | 2020-12-31 | 3.49% | +1.23 pp |
| Q3 2020 | 2020-09-30 | 3.89% | +0.38 pp |
| Q2 2020 | 2020-06-30 | 2.12% | +0.02 pp |
| Q1 2020 | 2020-03-31 | 1.44% | −1.20 pp |
| Q4 2019 | 2019-12-31 | 2.26% | +0.21 pp |
| Q3 2019 | 2019-09-30 | 3.52% | +1.10 pp |
| Q2 2019 | 2019-06-30 | 2.09% | −0.60 pp |
| Q1 2019 | 2019-03-31 | 2.63% | +0.35 pp |
| Q4 2018 | 2018-12-31 | 2.05% | +2.95 pp |
| Q3 2018 | 2018-09-30 | 2.42% | +0.74 pp |
| Q2 2018 | 2018-06-30 | 2.69% | +0.71 pp |
| Q1 2018 | 2018-03-31 | 2.28% | +0.55 pp |
| Q4 2017 | 2017-12-31 | −0.90% | −2.14 pp |
| Q3 2017 | 2017-09-30 | 1.68% | −0.32 pp |
| Q2 2017 | 2017-06-30 | 1.98% | +0.46 pp |
| Q1 2017 | 2017-03-31 | 1.73% | +0.12 pp |
| Q4 2016 | 2016-12-31 | 1.24% | −5.32 pp |
| Q3 2016 | 2016-09-30 | 2.00% | +0.29 pp |
| Q2 2016 | 2016-06-30 | 1.52% | −0.21 pp |
| Q1 2016 | 2016-03-31 | 1.61% | +0.38 pp |
| Q4 2015 | 2015-12-31 | 6.57% | +5.07 pp |
| Q3 2015 | 2015-09-30 | 1.71% | +0.52 pp |
| Q2 2015 | 2015-06-30 | 1.73% | +0.60 pp |
| Q1 2015 | 2015-03-31 | 1.24% | −0.06 pp |
| Q4 2014 | 2014-12-31 | 1.50% | +0.63 pp |
| Q3 2014 | 2014-09-30 | 1.20% | −0.67 pp |
| Q2 2014 | 2014-06-30 | 1.13% | −0.72 pp |
| Q1 2014 | 2014-03-31 | 1.29% | −0.61 pp |
| Q4 2013 | 2013-12-31 | 0.87% | −1.96 pp |
| Q3 2013 | 2013-09-30 | 1.86% | −1.11 pp |
| Q2 2013 | 2013-06-30 | 1.84% | +0.10 pp |
| Q1 2013 | 2013-03-31 | 1.91% | +4.71 pp |
| Q4 2012 | 2012-12-31 | 2.83% | +1.96 pp |
| Q3 2012 | 2012-09-30 | 2.97% | +2.27 pp |
| Q2 2012 | 2012-06-30 | 1.75% | +0.58 pp |
| Q1 2012 | 2012-03-31 | −2.80% | — |
| Q4 2011 | 2011-12-31 | 0.87% | — |
| Q3 2011 | 2011-09-30 | 0.70% | — |
| Q2 2011 | 2011-06-30 | 1.17% | — |
First United return on equity trends
Over the last five fiscal years, First United's return on equity increased from 10.77% to 12.80%, a change of +2.03 percentage points. The latest reported quarter, Q2 2026, shows 2.71%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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