German American Bancorp annual debt-to-assets ratio
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2025
German American Bancorp Debt-to-Assets Ratio Growth & History (GABC)
German American Bancorp's debt-to-assets ratio was 0.02 for fiscal 2025.
View full German American Bancorp company overviewGerman American Bancorp annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.02 | −0.01 | −34.16% |
| 2024 | 2024-12-31 | 0.03 | 0.00 | +4.77% |
| 2023 | 2023-12-31 | 0.03 | −0.00 | −5.26% |
| 2022 | 2022-12-31 | 0.04 | 0.01 | +20.95% |
| 2021 | 2021-12-31 | 0.03 | −0.01 | −28.59% |
| 2020 | 2020-12-31 | 0.04 | −0.04 | −50.05% |
| 2019 | 2019-12-31 | 0.08 | −0.01 | −14.83% |
| 2018 | 2018-12-31 | 0.10 | 0.01 | +9.45% |
| 2017 | 2017-12-31 | 0.09 | 0.00 | +0.24% |
| 2016 | 2016-12-31 | 0.09 | −0.03 | −24.17% |
| 2015 | 2015-12-31 | 0.12 | 0.02 | +25.01% |
| 2014 | 2014-12-31 | 0.09 | 0.03 | +41.59% |
| 2013 | 2013-12-31 | 0.07 | −0.02 | −18.93% |
| 2012 | 2012-12-31 | 0.08 | 0.01 | +14.79% |
| 2011 | 2011-12-31 | 0.07 | −0.04 | −37.43% |
| 2010 | 2010-12-31 | 0.11 | — | — |
German American Bancorp quarterly debt-to-assets ratio
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Q2.11
Q3.11
Q4.11
Q1.12
Q2.12
Q3.12
Q4.12
Q1.13
Q2.13
Q3.13
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Q3.14
Q4.14
Q1.15
Q2.15
Q3.15
Q4.15
Q1.16
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Q4.16
Q1.17
Q2.17
Q4.17
Q4.18
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q2.20
Q3.20
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.00 | 0.00 | +11.92% |
| Q1 2026 | 2026-03-31 | 0.00 | 0.00 | +14.94% |
| Q4 2025 | 2025-12-31 | 0.02 | −0.01 | −34.16% |
| Q3 2025 | 2025-09-30 | 0.00 | −0.00 | −15.81% |
| Q2 2025 | 2025-06-30 | 0.00 | −0.00 | −35.67% |
| Q1 2025 | 2025-03-31 | 0.00 | −0.00 | −37.77% |
| Q4 2024 | 2024-12-31 | 0.03 | 0.00 | +4.77% |
| Q3 2024 | 2024-09-30 | 0.00 | −0.00 | −18.47% |
| Q2 2024 | 2024-06-30 | 0.00 | −0.00 | −17.80% |
| Q1 2024 | 2024-03-31 | 0.00 | −0.00 | −16.22% |
| Q4 2023 | 2023-12-31 | 0.03 | −0.00 | −5.26% |
| Q3 2023 | 2023-09-30 | 0.00 | −0.00 | −6.47% |
| Q2 2023 | 2023-06-30 | 0.00 | −0.00 | −4.59% |
| Q1 2023 | 2023-03-31 | 0.00 | −0.00 | −2.69% |
| Q4 2022 | 2022-12-31 | 0.04 | 0.01 | +20.95% |
| Q3 2022 | 2022-09-30 | 0.00 | −0.00 | −14.32% |
| Q2 2022 | 2022-06-30 | 0.00 | −0.00 | −16.44% |
| Q1 2022 | 2022-03-31 | 0.00 | −0.00 | −18.48% |
| Q4 2021 | 2021-12-31 | 0.03 | −0.01 | −28.59% |
| Q3 2021 | 2021-09-30 | 0.00 | −0.00 | −29.93% |
| Q2 2021 | 2021-06-30 | 0.00 | −0.00 | −30.23% |
| Q1 2021 | 2021-03-31 | 0.00 | −0.00 | −35.72% |
| Q4 2020 | 2020-12-31 | 0.04 | −0.04 | −50.05% |
| Q3 2020 | 2020-09-30 | 0.00 | −0.00 | −19.53% |
| Q2 2020 | 2020-06-30 | 0.00 | −0.00 | −15.44% |
| Q1 2020 | 2020-03-31 | 0.00 | −0.00 | −7.13% |
| Q4 2019 | 2019-12-31 | 0.08 | −0.01 | −14.83% |
| Q3 2019 | 2019-09-30 | 0.00 | — | — |
| Q2 2019 | 2019-06-30 | 0.00 | — | — |
| Q1 2019 | 2019-03-31 | 0.00 | — | — |
| Q4 2018 | 2018-12-31 | 0.10 | 0.01 | +9.45% |
| Q4 2017 | 2017-12-31 | 0.09 | 0.00 | +0.24% |
| Q2 2017 | 2017-06-30 | 0.09 | −0.01 | −8.10% |
| Q1 2017 | 2017-03-31 | 0.08 | −0.01 | −15.36% |
| Q4 2016 | 2016-12-31 | 0.09 | −0.03 | −24.17% |
| Q3 2016 | 2016-09-30 | 0.09 | −0.01 | −6.99% |
| Q2 2016 | 2016-06-30 | 0.10 | −0.01 | −5.66% |
| Q1 2016 | 2016-03-31 | 0.10 | 0.02 | +21.79% |
| Q4 2015 | 2015-12-31 | 0.12 | 0.02 | +25.01% |
| Q3 2015 | 2015-09-30 | 0.10 | 0.01 | +6.77% |
| Q2 2015 | 2015-06-30 | 0.10 | −0.00 | −1.64% |
| Q1 2015 | 2015-03-31 | 0.08 | 0.01 | +7.09% |
| Q4 2014 | 2014-12-31 | 0.09 | 0.03 | +41.59% |
| Q3 2014 | 2014-09-30 | 0.09 | 0.00 | +1.45% |
| Q2 2014 | 2014-06-30 | 0.10 | 0.02 | +17.70% |
| Q1 2014 | 2014-03-31 | 0.07 | 0.02 | +29.15% |
| Q4 2013 | 2013-12-31 | 0.07 | −0.02 | −18.93% |
| Q3 2013 | 2013-09-30 | 0.09 | 0.02 | +29.34% |
| Q2 2013 | 2013-06-30 | 0.09 | 0.01 | +18.63% |
| Q1 2013 | 2013-03-31 | 0.06 | −0.00 | −4.25% |
| Q4 2012 | 2012-12-31 | 0.08 | 0.01 | +14.79% |
| Q3 2012 | 2012-09-30 | 0.07 | 0.00 | +2.37% |
| Q2 2012 | 2012-06-30 | 0.07 | 0.01 | +12.23% |
| Q1 2012 | 2012-03-31 | 0.06 | — | — |
| Q4 2011 | 2011-12-31 | 0.07 | −0.04 | −37.43% |
| Q3 2011 | 2011-09-30 | 0.07 | — | — |
| Q2 2011 | 2011-06-30 | 0.07 | — | — |
| Q4 2010 | 2010-12-31 | 0.11 | — | — |
German American Bancorp debt-to-assets ratio trends
Over the last five fiscal years, German American Bancorp's debt-to-assets ratio decreased from 0.04 to 0.02, a change of −0.02. The latest reported quarter, Q2 2026, shows 0.00.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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