Generations Bancorp NY annual return on equity
2020
2021
2022
2023
2024
2025
Generations Bancorp NY Return on Equity (ROE) Growth & History (GBNY)
Generations Bancorp NY's return on equity was −13.63% for fiscal 2025.
View full Generations Bancorp NY company overviewGenerations Bancorp NY annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | −13.63% | −0.57 pp |
| 2024 | 2024-12-31 | −13.07% | −8.89 pp |
| 2023 | 2023-12-31 | −4.18% | −6.87 pp |
| 2022 | 2022-12-31 | 2.69% | −1.16 pp |
| 2021 | 2021-12-31 | 3.85% | −2.16 pp |
| 2020 | 2020-12-31 | 6.02% | — |
Generations Bancorp NY quarterly return on equity
Q3.20
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q1.25
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q1 2025 | 2025-03-31 | −2.89% | −1.43 pp |
| Q2 2024 | 2024-06-30 | −2.32% | −1.88 pp |
| Q1 2024 | 2024-03-31 | −1.46% | −1.05 pp |
| Q4 2023 | 2023-12-31 | −1.67% | −1.79 pp |
| Q3 2023 | 2023-09-30 | −1.79% | −2.57 pp |
| Q2 2023 | 2023-06-30 | −0.45% | −1.30 pp |
| Q1 2023 | 2023-03-31 | −0.41% | −1.33 pp |
| Q4 2022 | 2022-12-31 | 0.12% | −1.08 pp |
| Q3 2022 | 2022-09-30 | 0.78% | +0.38 pp |
| Q2 2022 | 2022-06-30 | 0.85% | −0.02 pp |
| Q1 2022 | 2022-03-31 | 0.93% | −0.06 pp |
| Q4 2021 | 2021-12-31 | 1.21% | −0.19 pp |
| Q3 2021 | 2021-09-30 | 0.41% | −1.80 pp |
| Q2 2021 | 2021-06-30 | 0.87% | — |
| Q1 2021 | 2021-03-31 | 0.98% | — |
| Q4 2020 | 2020-12-31 | 1.40% | — |
| Q3 2020 | 2020-09-30 | 2.21% | — |
Generations Bancorp NY return on equity trends
Over the last five fiscal years, Generations Bancorp NY's return on equity decreased from 6.02% to −13.63%, a change of −19.65 percentage points. The latest reported quarter, Q1 2025, shows −2.89%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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