Gouverneur Bancorp annual return on equity
2023
2024
2025
Gouverneur Bancorp Return on Equity (ROE) Growth & History (GOVB)
Gouverneur Bancorp's return on equity was 2.26% for fiscal 2025.
View full Gouverneur Bancorp company overviewGouverneur Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-09-30 | 2.26% | +0.40 pp |
| 2024 | 2024-09-30 | 1.86% | +0.59 pp |
| 2023 | 2023-09-30 | 1.27% | — |
Gouverneur Bancorp quarterly return on equity
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
Q3.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q3 2026 | 2026-06-30 | 0.73% | +0.04 pp |
| Q2 2026 | 2026-03-31 | 0.66% | +0.29 pp |
| Q1 2026 | 2025-12-31 | 0.89% | +0.39 pp |
| Q4 2025 | 2025-09-30 | 0.75% | +0.33 pp |
| Q3 2025 | 2025-06-30 | 0.69% | +0.11 pp |
| Q2 2025 | 2025-03-31 | 0.37% | +0.05 pp |
| Q1 2025 | 2024-12-31 | 0.50% | +0.08 pp |
| Q4 2024 | 2024-09-30 | 0.42% | +0.09 pp |
| Q3 2024 | 2024-06-30 | 0.58% | −0.33 pp |
| Q2 2024 | 2024-03-31 | 0.32% | — |
| Q1 2024 | 2023-12-31 | 0.41% | — |
| Q4 2023 | 2023-09-30 | 0.33% | — |
| Q3 2023 | 2023-06-30 | 0.91% | — |
Gouverneur Bancorp return on equity trends
Between the periods ended 2023-09-30 and 2025-09-30, Gouverneur Bancorp's return on equity increased from 1.27% to 2.26%, a change of +0.99 percentage points. The latest reported quarter, Q3 2026, shows 0.73%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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