Horizon Bancorp annual debt-to-assets ratio
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2025
Horizon Bancorp Debt-to-Assets Ratio Growth & History (HBNC)
Horizon Bancorp's debt-to-assets ratio was 0.04 for fiscal 2025.
View full Horizon Bancorp company overviewHorizon Bancorp annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.04 | −0.12 | −75.55% |
| 2024 | 2024-12-31 | 0.16 | −0.01 | −7.30% |
| 2023 | 2023-12-31 | 0.17 | 0.03 | +17.37% |
| 2022 | 2022-12-31 | 0.15 | 0.05 | +50.61% |
| 2021 | 2021-12-31 | 0.10 | 0.02 | +18.91% |
| 2020 | 2020-12-31 | 0.08 | −0.02 | −23.05% |
| 2019 | 2019-12-31 | 0.11 | −0.02 | −18.71% |
| 2018 | 2018-12-31 | 0.13 | −0.01 | −8.93% |
| 2017 | 2017-12-31 | 0.14 | 0.06 | +67.12% |
| 2016 | 2016-12-31 | 0.09 | −0.08 | −49.73% |
| 2015 | 2015-12-31 | 0.17 | 0.00 | +0.19% |
| 2014 | 2014-12-31 | 0.17 | −0.12 | −42.00% |
| 2013 | 2013-12-31 | 0.29 | −0.08 | −22.08% |
| 2012 | 2012-12-31 | 0.37 | −0.10 | −21.80% |
| 2011 | 2011-12-31 | 0.48 | 0.29 | +157.06% |
| 2010 | 2010-12-31 | 0.19 | — | — |
Horizon Bancorp quarterly debt-to-assets ratio
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| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.03 | −0.09 | −73.39% |
| Q1 2026 | 2026-03-31 | 0.03 | −0.08 | −70.84% |
| Q4 2025 | 2025-12-31 | 0.04 | −0.12 | −75.55% |
| Q3 2025 | 2025-09-30 | 0.04 | −0.12 | −76.93% |
| Q2 2025 | 2025-06-30 | 0.13 | −0.04 | −25.69% |
| Q1 2025 | 2025-03-31 | 0.12 | −0.06 | −31.80% |
| Q4 2024 | 2024-12-31 | 0.16 | −0.01 | −7.30% |
| Q3 2024 | 2024-09-30 | 0.16 | −0.01 | −6.36% |
| Q2 2024 | 2024-06-30 | 0.17 | 0.00 | +1.04% |
| Q1 2024 | 2024-03-31 | 0.17 | 0.01 | +4.15% |
| Q4 2023 | 2023-12-31 | 0.17 | 0.03 | +17.37% |
| Q3 2023 | 2023-09-30 | 0.17 | — | — |
| Q2 2023 | 2023-06-30 | 0.17 | — | — |
| Q1 2023 | 2023-03-31 | 0.17 | — | — |
| Q4 2022 | 2022-12-31 | 0.15 | 0.05 | +50.61% |
| Q4 2021 | 2021-12-31 | 0.10 | 0.02 | +18.91% |
| Q2 2021 | 2021-06-30 | 0.07 | −0.03 | −29.25% |
| Q1 2021 | 2021-03-31 | 0.08 | −0.05 | −39.61% |
| Q4 2020 | 2020-12-31 | 0.08 | −0.02 | −23.05% |
| Q3 2020 | 2020-09-30 | 0.10 | 0.00 | +1.28% |
| Q2 2020 | 2020-06-30 | 0.10 | 0.02 | +17.90% |
| Q1 2020 | 2020-03-31 | 0.13 | 0.04 | +44.27% |
| Q4 2019 | 2019-12-31 | 0.11 | −0.02 | −18.71% |
| Q3 2019 | 2019-09-30 | 0.10 | −0.01 | −12.96% |
| Q2 2019 | 2019-06-30 | 0.09 | −0.04 | −33.07% |
| Q1 2019 | 2019-03-31 | 0.09 | −0.04 | −30.37% |
| Q4 2018 | 2018-12-31 | 0.13 | −0.01 | −8.93% |
| Q3 2018 | 2018-09-30 | 0.12 | −0.02 | −11.58% |
| Q2 2018 | 2018-06-30 | 0.13 | −0.02 | −11.89% |
| Q1 2018 | 2018-03-31 | 0.13 | 0.03 | +29.83% |
| Q4 2017 | 2017-12-31 | 0.14 | 0.06 | +67.12% |
| Q3 2017 | 2017-09-30 | 0.13 | −0.04 | −24.04% |
| Q2 2017 | 2017-06-30 | 0.15 | −0.02 | −13.49% |
| Q1 2017 | 2017-03-31 | 0.10 | −0.06 | −38.37% |
| Q4 2016 | 2016-12-31 | 0.09 | −0.08 | −49.73% |
| Q3 2016 | 2016-09-30 | 0.17 | 0.03 | +19.53% |
| Q2 2016 | 2016-06-30 | 0.17 | −0.00 | −2.69% |
| Q1 2016 | 2016-03-31 | 0.16 | −0.04 | −19.88% |
| Q4 2015 | 2015-12-31 | 0.17 | 0.00 | +0.19% |
| Q3 2015 | 2015-09-30 | 0.14 | −0.03 | −16.58% |
| Q2 2015 | 2015-06-30 | 0.17 | 0.01 | +5.79% |
| Q1 2015 | 2015-03-31 | 0.20 | 0.07 | +56.49% |
| Q4 2014 | 2014-12-31 | 0.17 | −0.12 | −42.00% |
| Q3 2014 | 2014-09-30 | 0.17 | 0.04 | +26.23% |
| Q2 2014 | 2014-06-30 | 0.16 | 0.01 | +3.61% |
| Q1 2014 | 2014-03-31 | 0.13 | 0.01 | +8.47% |
| Q4 2013 | 2013-12-31 | 0.29 | −0.08 | −22.08% |
| Q3 2013 | 2013-09-30 | 0.14 | −0.04 | −24.52% |
| Q2 2013 | 2013-06-30 | 0.16 | −0.06 | −27.16% |
| Q1 2013 | 2013-03-31 | 0.12 | −0.08 | −40.07% |
| Q4 2012 | 2012-12-31 | 0.37 | −0.10 | −21.80% |
| Q3 2012 | 2012-09-30 | 0.18 | −0.05 | −19.98% |
| Q2 2012 | 2012-06-30 | 0.22 | 0.05 | +33.56% |
| Q1 2012 | 2012-03-31 | 0.20 | — | — |
| Q4 2011 | 2011-12-31 | 0.48 | 0.29 | +157.06% |
| Q3 2011 | 2011-09-30 | 0.23 | — | — |
| Q2 2011 | 2011-06-30 | 0.16 | — | — |
| Q4 2010 | 2010-12-31 | 0.19 | — | — |
Horizon Bancorp debt-to-assets ratio trends
Over the last five fiscal years, Horizon Bancorp's debt-to-assets ratio decreased from 0.08 to 0.04, a change of −0.04. The latest reported quarter, Q2 2026, shows 0.03.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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