Horizon Bancorp annual return on equity
2010
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2024
2025
Horizon Bancorp Return on Equity (ROE) Growth & History (HBNC)
Horizon Bancorp's return on equity was −20.73% for fiscal 2025.
View full Horizon Bancorp company overviewHorizon Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | −20.73% | −25.51 pp |
| 2024 | 2024-12-31 | 4.78% | +0.77 pp |
| 2023 | 2023-12-31 | 4.01% | −9.33 pp |
| 2022 | 2022-12-31 | 13.34% | +1.03 pp |
| 2021 | 2021-12-31 | 12.31% | +2.14 pp |
| 2020 | 2020-12-31 | 10.16% | −1.43 pp |
| 2019 | 2019-12-31 | 11.59% | +0.40 pp |
| 2018 | 2018-12-31 | 11.19% | +2.89 pp |
| 2017 | 2017-12-31 | 8.30% | +0.43 pp |
| 2016 | 2016-12-31 | 7.87% | −1.04 pp |
| 2015 | 2015-12-31 | 8.91% | −1.18 pp |
| 2014 | 2014-12-31 | 10.09% | −2.20 pp |
| 2013 | 2013-12-31 | 12.29% | −1.65 pp |
| 2012 | 2012-12-31 | 13.94% | +2.99 pp |
| 2011 | 2011-12-31 | 10.95% | +1.73 pp |
| 2010 | 2010-12-31 | 9.22% | — |
Horizon Bancorp quarterly return on equity
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Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.50% | +0.86 pp |
| Q1 2026 | 2026-03-31 | 3.77% | +0.66 pp |
| Q4 2025 | 2025-12-31 | 3.99% | +5.42 pp |
| Q3 2025 | 2025-09-30 | −30.59% | −33.04 pp |
| Q2 2025 | 2025-06-30 | 2.63% | +0.68 pp |
| Q1 2025 | 2025-03-31 | 3.11% | +1.17 pp |
| Q4 2024 | 2024-12-31 | −1.43% | +2.14 pp |
| Q3 2024 | 2024-09-30 | 2.45% | +0.14 pp |
| Q2 2024 | 2024-06-30 | 1.95% | −0.70 pp |
| Q1 2024 | 2024-03-31 | 1.94% | −0.70 pp |
| Q4 2023 | 2023-12-31 | −3.57% | −6.77 pp |
| Q3 2023 | 2023-09-30 | 2.31% | −1.35 pp |
| Q2 2023 | 2023-06-30 | 2.66% | −1.07 pp |
| Q1 2023 | 2023-03-31 | 2.64% | −0.72 pp |
| Q4 2022 | 2022-12-31 | 3.20% | +0.21 pp |
| Q3 2022 | 2022-09-30 | 3.66% | +0.40 pp |
| Q2 2022 | 2022-06-30 | 3.72% | +0.56 pp |
| Q1 2022 | 2022-03-31 | 3.36% | +0.41 pp |
| Q4 2021 | 2021-12-31 | 2.99% | −0.22 pp |
| Q3 2021 | 2021-09-30 | 3.25% | +0.18 pp |
| Q2 2021 | 2021-06-30 | 3.17% | +0.89 pp |
| Q1 2021 | 2021-03-31 | 2.96% | +1.14 pp |
| Q4 2020 | 2020-12-31 | 3.21% | +0.36 pp |
| Q3 2020 | 2020-09-30 | 3.07% | −0.16 pp |
| Q2 2020 | 2020-06-30 | 2.28% | −0.41 pp |
| Q1 2020 | 2020-03-31 | 1.81% | −0.15 pp |
| Q4 2019 | 2019-12-31 | 2.86% | +0.15 pp |
| Q3 2019 | 2019-09-30 | 3.24% | +0.48 pp |
| Q2 2019 | 2019-06-30 | 2.69% | −0.34 pp |
| Q1 2019 | 2019-03-31 | 1.96% | −0.83 pp |
| Q4 2018 | 2018-12-31 | 2.71% | +0.91 pp |
| Q3 2018 | 2018-09-30 | 2.76% | +0.58 pp |
| Q2 2018 | 2018-06-30 | 3.03% | +0.46 pp |
| Q1 2018 | 2018-03-31 | 2.79% | +0.41 pp |
| Q4 2017 | 2017-12-31 | 1.80% | +0.17 pp |
| Q3 2017 | 2017-09-30 | 2.18% | +0.07 pp |
| Q2 2017 | 2017-06-30 | 2.57% | +0.24 pp |
| Q1 2017 | 2017-03-31 | 2.39% | +0.35 pp |
| Q4 2016 | 2016-12-31 | 1.63% | −0.69 pp |
| Q3 2016 | 2016-09-30 | 2.11% | +0.27 pp |
| Q2 2016 | 2016-06-30 | 2.33% | −0.02 pp |
| Q1 2016 | 2016-03-31 | 2.04% | −0.68 pp |
| Q4 2015 | 2015-12-31 | 2.32% | −0.25 pp |
| Q3 2015 | 2015-09-30 | 1.84% | −0.79 pp |
| Q2 2015 | 2015-06-30 | 2.35% | −0.32 pp |
| Q1 2015 | 2015-03-31 | 2.72% | +0.68 pp |
| Q4 2014 | 2014-12-31 | 2.58% | +0.07 pp |
| Q3 2014 | 2014-09-30 | 2.63% | −0.33 pp |
| Q2 2014 | 2014-06-30 | 2.68% | −0.84 pp |
| Q1 2014 | 2014-03-31 | 2.04% | −1.26 pp |
| Q4 2013 | 2013-12-31 | 2.51% | −0.78 pp |
| Q3 2013 | 2013-09-30 | 2.96% | −0.43 pp |
| Q2 2013 | 2013-06-30 | 3.51% | −0.31 pp |
| Q1 2013 | 2013-03-31 | 3.31% | −0.42 pp |
| Q4 2012 | 2012-12-31 | 3.28% | +0.35 pp |
| Q3 2012 | 2012-09-30 | 3.39% | +0.54 pp |
| Q2 2012 | 2012-06-30 | 3.82% | +1.18 pp |
| Q1 2012 | 2012-03-31 | 3.72% | — |
| Q4 2011 | 2011-12-31 | 2.93% | — |
| Q3 2011 | 2011-09-30 | 2.85% | — |
| Q2 2011 | 2011-06-30 | 2.65% | — |
Horizon Bancorp return on equity trends
Over the last five fiscal years, Horizon Bancorp's return on equity decreased from 10.16% to −20.73%, a change of −30.89 percentage points. The latest reported quarter, Q2 2026, shows 3.50%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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