Horace Mann Educators annual debt-to-assets ratio
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2025
Horace Mann Educators Debt-to-Assets Ratio Growth & History (HMN)
Horace Mann Educators's debt-to-assets ratio was 0.04 for fiscal 2025.
View full Horace Mann Educators company overviewHorace Mann Educators annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.04 | 0.00 | +2.95% |
| 2024 | 2024-12-31 | 0.04 | −0.00 | −2.84% |
| 2023 | 2023-12-31 | 0.04 | 0.00 | +1.35% |
| 2022 | 2022-12-31 | 0.04 | 0.00 | +8.16% |
| 2021 | 2021-12-31 | 0.04 | 0.00 | +5.91% |
| 2020 | 2020-12-31 | 0.03 | −0.00 | −7.29% |
| 2019 | 2019-12-31 | 0.04 | 0.01 | +33.77% |
| 2018 | 2018-12-31 | 0.03 | 0.00 | +1.60% |
| 2017 | 2017-12-31 | 0.03 | 0.00 | +13.65% |
| 2016 | 2016-12-31 | 0.02 | −0.00 | −4.82% |
| 2015 | 2015-12-31 | 0.02 | 0.00 | +0.82% |
| 2014 | 2014-12-31 | 0.02 | −0.00 | −9.62% |
| 2013 | 2013-12-31 | 0.03 | −0.00 | −7.44% |
| 2012 | 2012-12-31 | 0.03 | −0.00 | −8.94% |
| 2011 | 2011-12-31 | 0.03 | 0.00 | +11.22% |
| 2010 | 2010-12-31 | 0.03 | — | — |
Horace Mann Educators quarterly debt-to-assets ratio
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| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.04 | 0.00 | +2.44% |
| Q1 2026 | 2026-03-31 | 0.04 | 0.00 | +4.38% |
| Q4 2025 | 2025-12-31 | 0.04 | 0.00 | +2.95% |
| Q3 2025 | 2025-09-30 | 0.05 | 0.02 | +46.45% |
| Q2 2025 | 2025-06-30 | 0.04 | −0.00 | −2.85% |
| Q1 2025 | 2025-03-31 | 0.04 | −0.00 | −0.93% |
| Q4 2024 | 2024-12-31 | 0.04 | −0.00 | −2.84% |
| Q3 2024 | 2024-09-30 | 0.04 | −0.00 | −8.74% |
| Q2 2024 | 2024-06-30 | 0.04 | 0.00 | +5.03% |
| Q1 2024 | 2024-03-31 | 0.04 | 0.00 | +5.19% |
| Q4 2023 | 2023-12-31 | 0.04 | 0.00 | +1.35% |
| Q3 2023 | 2023-09-30 | 0.04 | 0.00 | +8.88% |
| Q2 2023 | 2023-06-30 | 0.04 | 0.00 | +0.69% |
| Q1 2023 | 2023-03-31 | 0.04 | 0.00 | +4.68% |
| Q4 2022 | 2022-12-31 | 0.04 | 0.00 | +8.16% |
| Q3 2022 | 2022-09-30 | 0.04 | 0.01 | +37.28% |
| Q2 2022 | 2022-06-30 | 0.04 | 0.01 | +24.16% |
| Q1 2022 | 2022-03-31 | 0.03 | 0.00 | +9.50% |
| Q4 2021 | 2021-12-31 | 0.04 | 0.00 | +5.91% |
| Q3 2021 | 2021-09-30 | 0.03 | −0.01 | −18.99% |
| Q2 2021 | 2021-06-30 | 0.03 | −0.01 | −16.20% |
| Q1 2021 | 2021-03-31 | 0.03 | −0.00 | −12.04% |
| Q4 2020 | 2020-12-31 | 0.03 | −0.00 | −7.29% |
| Q3 2020 | 2020-09-30 | 0.03 | −0.00 | −8.13% |
| Q2 2020 | 2020-06-30 | 0.03 | 0.01 | +31.58% |
| Q1 2020 | 2020-03-31 | 0.04 | 0.01 | +34.19% |
| Q4 2019 | 2019-12-31 | 0.04 | 0.01 | +33.77% |
| Q3 2019 | 2019-09-30 | 0.04 | 0.01 | +38.71% |
| Q2 2019 | 2019-06-30 | 0.03 | −0.00 | −0.93% |
| Q1 2019 | 2019-03-31 | 0.03 | 0.00 | +0.29% |
| Q4 2018 | 2018-12-31 | 0.03 | 0.00 | +1.60% |
| Q3 2018 | 2018-09-30 | 0.03 | 0.00 | +17.80% |
| Q2 2018 | 2018-06-30 | 0.03 | 0.00 | +17.30% |
| Q1 2018 | 2018-03-31 | 0.03 | 0.00 | +17.18% |
| Q4 2017 | 2017-12-31 | 0.03 | 0.00 | +13.65% |
| Q3 2017 | 2017-09-30 | 0.02 | −0.00 | −3.10% |
| Q2 2017 | 2017-06-30 | 0.02 | −0.00 | −3.67% |
| Q1 2017 | 2017-03-31 | 0.02 | −0.00 | −4.99% |
| Q4 2016 | 2016-12-31 | 0.02 | −0.00 | −4.82% |
| Q3 2016 | 2016-09-30 | 0.02 | −0.00 | −3.80% |
| Q2 2016 | 2016-06-30 | 0.02 | −0.00 | −1.10% |
| Q1 2016 | 2016-03-31 | 0.02 | 0.00 | +2.22% |
| Q4 2015 | 2015-12-31 | 0.02 | 0.00 | +0.82% |
| Q3 2015 | 2015-09-30 | 0.02 | −0.00 | −2.61% |
| Q2 2015 | 2015-06-30 | 0.02 | −0.00 | −5.22% |
| Q1 2015 | 2015-03-31 | 0.02 | −0.00 | −9.81% |
| Q4 2014 | 2014-12-31 | 0.02 | −0.00 | −9.62% |
| Q3 2014 | 2014-09-30 | 0.02 | −0.00 | −11.59% |
| Q2 2014 | 2014-06-30 | 0.03 | −0.00 | −11.52% |
| Q1 2014 | 2014-03-31 | 0.03 | −0.00 | −6.87% |
| Q4 2013 | 2013-12-31 | 0.03 | −0.00 | −7.44% |
| Q3 2013 | 2013-09-30 | 0.03 | −0.00 | −4.67% |
| Q2 2013 | 2013-06-30 | 0.03 | −0.00 | −6.34% |
| Q1 2013 | 2013-03-31 | 0.03 | 0.00 | +8.35% |
| Q4 2012 | 2012-12-31 | 0.03 | −0.00 | −8.94% |
| Q3 2012 | 2012-09-30 | 0.03 | 0.00 | +7.54% |
| Q2 2012 | 2012-06-30 | 0.03 | 0.00 | +9.69% |
| Q1 2012 | 2012-03-31 | 0.03 | — | — |
| Q4 2011 | 2011-12-31 | 0.03 | 0.00 | +12.18% |
| Q3 2011 | 2011-09-30 | 0.03 | — | — |
| Q2 2011 | 2011-06-30 | 0.03 | — | — |
| Q4 2010 | 2010-12-31 | 0.03 | — | — |
Horace Mann Educators debt-to-assets ratio trends
Over the last five fiscal years, Horace Mann Educators's debt-to-assets ratio increased from 0.03 to 0.04, a change of 0.01. The latest reported quarter, Q2 2026, shows 0.04.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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