Horace Mann Educators Return on Equity (ROE) Growth & History (HMN)
Horace Mann Educators's return on equity was 11.70% for fiscal 2025.
View full Horace Mann Educators company overviewHorace Mann Educators annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 11.70% | +3.35 pp |
| 2024 | 2024-12-31 | 8.35% | +4.39 pp |
| 2023 | 2023-12-31 | 3.96% | +2.43 pp |
| 2022 | 2022-12-31 | 1.52% | −8.84 pp |
| 2021 | 2021-12-31 | 10.36% | +2.42 pp |
| 2020 | 2020-12-31 | 7.94% | −4.96 pp |
| 2019 | 2019-12-31 | 12.90% | +11.59 pp |
| 2018 | 2018-12-31 | 1.31% | −10.81 pp |
| 2017 | 2017-12-31 | 12.12% | +5.58 pp |
| 2016 | 2016-12-31 | 6.55% | −0.64 pp |
| 2015 | 2015-12-31 | 7.19% | −1.37 pp |
| 2014 | 2014-12-31 | 8.56% | −0.90 pp |
| 2013 | 2013-12-31 | 9.46% | +0.43 pp |
| 2012 | 2012-12-31 | 9.03% | +1.62 pp |
| 2011 | 2011-12-31 | 7.41% | −2.82 pp |
| 2010 | 2010-12-31 | 10.23% | — |
Horace Mann Educators quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 2.80% | +0.62 pp |
| Q1 2026 | 2026-03-31 | 2.79% | −0.11 pp |
| Q4 2025 | 2025-12-31 | 2.48% | −0.49 pp |
| Q3 2025 | 2025-09-30 | 4.16% | +1.41 pp |
| Q2 2025 | 2025-06-30 | 2.18% | +1.86 pp |
| Q1 2025 | 2025-03-31 | 2.90% | +0.68 pp |
| Q4 2024 | 2024-12-31 | 2.97% | −0.58 pp |
| Q3 2024 | 2024-09-30 | 2.75% | +1.66 pp |
| Q2 2024 | 2024-06-30 | 0.31% | +1.46 pp |
| Q1 2024 | 2024-03-31 | 2.22% | +1.63 pp |
| Q4 2023 | 2023-12-31 | 3.55% | +5.07 pp |
| Q3 2023 | 2023-09-30 | 1.09% | −0.70 pp |
| Q2 2023 | 2023-06-30 | −1.14% | −0.81 pp |
| Q1 2023 | 2023-03-31 | 0.59% | −0.83 pp |
| Q4 2022 | 2022-12-31 | −1.52% | −4.37 pp |
| Q3 2022 | 2022-09-30 | 1.78% | +0.66 pp |
| Q2 2022 | 2022-06-30 | −0.33% | −3.42 pp |
| Q1 2022 | 2022-03-31 | 1.42% | −1.40 pp |
| Q4 2021 | 2021-12-31 | 2.85% | +0.12 pp |
| Q3 2021 | 2021-09-30 | 1.12% | −1.06 pp |
| Q2 2021 | 2021-06-30 | 3.09% | +1.13 pp |
| Q1 2021 | 2021-03-31 | 2.82% | +1.60 pp |
| Q4 2020 | 2020-12-31 | 2.73% | +0.63 pp |
| Q3 2020 | 2020-09-30 | 2.18% | +0.52 pp |
| Q2 2020 | 2020-06-30 | 1.96% | −4.46 pp |
| Q1 2020 | 2020-03-31 | 1.22% | −1.15 pp |
| Q4 2019 | 2019-12-31 | 2.10% | +3.66 pp |
| Q3 2019 | 2019-09-30 | 1.65% | +0.71 pp |
| Q2 2019 | 2019-06-30 | 6.42% | +5.99 pp |
| Q1 2019 | 2019-03-31 | 2.37% | +0.98 pp |
| Q4 2018 | 2018-12-31 | −1.56% | −10.23 pp |
| Q3 2018 | 2018-09-30 | 0.94% | −0.99 pp |
| Q2 2018 | 2018-06-30 | 0.43% | +0.26 pp |
| Q1 2018 | 2018-03-31 | 1.39% | +0.22 pp |
| Q4 2017 | 2017-12-31 | 8.67% | +7.22 pp |
| Q3 2017 | 2017-09-30 | 1.93% | +0.05 pp |
| Q2 2017 | 2017-06-30 | 0.17% | −0.69 pp |
| Q1 2017 | 2017-03-31 | 1.17% | −0.76 pp |
| Q4 2016 | 2016-12-31 | 1.45% | −0.19 pp |
| Q3 2016 | 2016-09-30 | 1.88% | +0.20 pp |
| Q2 2016 | 2016-06-30 | 0.86% | −0.33 pp |
| Q1 2016 | 2016-03-31 | 1.93% | −0.56 pp |
| Q4 2015 | 2015-12-31 | 1.64% | −0.65 pp |
| Q3 2015 | 2015-09-30 | 1.68% | −0.29 pp |
| Q2 2015 | 2015-06-30 | 1.19% | −0.46 pp |
| Q1 2015 | 2015-03-31 | 2.50% | +0.03 pp |
| Q4 2014 | 2014-12-31 | 2.29% | −0.84 pp |
| Q3 2014 | 2014-09-30 | 1.97% | −0.18 pp |
| Q2 2014 | 2014-06-30 | 1.65% | −0.55 pp |
| Q1 2014 | 2014-03-31 | 2.47% | +0.32 pp |
| Q4 2013 | 2013-12-31 | 3.13% | +0.56 pp |
| Q3 2013 | 2013-09-30 | 2.15% | −0.57 pp |
| Q2 2013 | 2013-06-30 | 2.20% | +1.02 pp |
| Q1 2013 | 2013-03-31 | 2.15% | −0.33 pp |
| Q4 2012 | 2012-12-31 | 2.57% | −0.60 pp |
| Q3 2012 | 2012-09-30 | 2.72% | +0.26 pp |
| Q2 2012 | 2012-06-30 | 1.17% | +2.51 pp |
| Q1 2012 | 2012-03-31 | 2.49% | — |
| Q4 2011 | 2011-12-31 | 3.17% | — |
| Q3 2011 | 2011-09-30 | 2.46% | — |
| Q2 2011 | 2011-06-30 | −1.33% | — |
Horace Mann Educators return on equity trends
Over the last five fiscal years, Horace Mann Educators's return on equity increased from 7.94% to 11.70%, a change of +3.76 percentage points. The latest reported quarter, Q2 2026, shows 2.80%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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