First Internet Bancorp annual debt-to-equity ratio
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2025
First Internet Bancorp Debt-to-Equity Ratio Growth & History (INBK)
First Internet Bancorp's debt-to-equity ratio was 0.69 for fiscal 2025.
View full First Internet Bancorp company overviewFirst Internet Bancorp annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.69 | −0.07 | −9.71% |
| 2024 | 2024-12-31 | 0.77 | −0.93 | −54.68% |
| 2023 | 2023-12-31 | 1.69 | 0.01 | +0.60% |
| 2022 | 2022-12-31 | 1.68 | 0.33 | +24.45% |
| 2021 | 2021-12-31 | 1.35 | −0.20 | −13.12% |
| 2020 | 2020-12-31 | 1.56 | −0.14 | −8.00% |
| 2019 | 2019-12-31 | 1.69 | −0.12 | −6.86% |
| 2018 | 2018-12-31 | 1.82 | −0.01 | −0.62% |
| 2017 | 2017-12-31 | 1.83 | 0.60 | +48.29% |
| 2016 | 2016-12-31 | 1.23 | −0.60 | −32.57% |
| 2015 | 2015-12-31 | 1.83 | 0.73 | +65.72% |
| 2014 | 2014-12-31 | 1.10 | 0.75 | +215.81% |
| 2013 | 2013-12-31 | 0.35 | −0.31 | −47.26% |
| 2012 | 2012-12-31 | 0.66 | — | — |
First Internet Bancorp quarterly debt-to-equity ratio
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| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.95 | 0.00 | +0.18% |
| Q1 2026 | 2026-03-31 | 0.96 | — | — |
| Q4 2025 | 2025-12-31 | 0.69 | −0.07 | −9.71% |
| Q3 2025 | 2025-09-30 | 1.01 | — | — |
| Q2 2025 | 2025-06-30 | 0.95 | — | — |
| Q4 2024 | 2024-12-31 | 0.77 | −0.93 | −54.68% |
| Q4 2023 | 2023-12-31 | 1.69 | 0.01 | +0.60% |
| Q3 2023 | 2023-09-30 | 1.77 | 0.13 | +8.17% |
| Q2 2023 | 2023-06-30 | 1.74 | 0.46 | +36.37% |
| Q1 2023 | 2023-03-31 | 1.73 | 0.36 | +25.83% |
| Q4 2022 | 2022-12-31 | 1.68 | 0.33 | +24.45% |
| Q3 2022 | 2022-09-30 | 1.63 | 0.24 | +17.61% |
| Q2 2022 | 2022-06-30 | 1.27 | −0.16 | −11.36% |
| Q1 2022 | 2022-03-31 | 1.37 | −0.12 | −8.09% |
| Q4 2021 | 2021-12-31 | 1.35 | −0.20 | −13.12% |
| Q3 2021 | 2021-09-30 | 1.39 | 1.39 | +42745.60% |
| Q2 2021 | 2021-06-30 | 1.44 | 1.43 | +35471.35% |
| Q1 2021 | 2021-03-31 | 1.50 | — | — |
| Q4 2020 | 2020-12-31 | 1.56 | −0.14 | −8.00% |
| Q3 2020 | 2020-09-30 | 0.00 | −0.00 | −38.82% |
| Q2 2020 | 2020-06-30 | 0.00 | −0.00 | −31.43% |
| Q4 2019 | 2019-12-31 | 1.69 | −0.12 | −6.86% |
| Q3 2019 | 2019-09-30 | 0.01 | — | — |
| Q2 2019 | 2019-06-30 | 0.01 | — | — |
| Q1 2019 | 2019-03-31 | 0.01 | — | — |
| Q4 2018 | 2018-12-31 | 1.82 | −0.01 | −0.62% |
| Q4 2017 | 2017-12-31 | 1.83 | 0.60 | +48.29% |
| Q4 2016 | 2016-12-31 | 1.23 | −0.60 | −32.57% |
| Q4 2015 | 2015-12-31 | 1.83 | 0.73 | +65.72% |
| Q4 2014 | 2014-12-31 | 1.10 | 0.75 | +215.81% |
| Q4 2013 | 2013-12-31 | 0.35 | −0.31 | −47.26% |
| Q3 2013 | 2013-09-30 | 0.51 | — | — |
| Q2 2013 | 2013-06-30 | 0.39 | — | — |
| Q1 2013 | 2013-03-31 | 0.41 | — | — |
| Q4 2012 | 2012-12-31 | 0.66 | — | — |
First Internet Bancorp debt-to-equity ratio trends
Over the last five fiscal years, First Internet Bancorp's debt-to-equity ratio decreased from 1.56 to 0.69, a change of −0.86. The latest reported quarter, Q2 2026, shows 0.95.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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