Independent Bank annual debt-to-assets ratio
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2025
Independent Bank Debt-to-Assets Ratio Growth & History (INDB)
Independent Bank's debt-to-assets ratio was 0.04 for fiscal 2025.
View full Independent Bank company overviewIndependent Bank annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.04 | −0.00 | −7.53% |
| 2024 | 2024-12-31 | 0.04 | −0.03 | −40.62% |
| 2023 | 2023-12-31 | 0.07 | 0.06 | +630.19% |
| 2022 | 2022-12-31 | 0.01 | −0.00 | −14.80% |
| 2021 | 2021-12-31 | 0.01 | −0.01 | −41.10% |
| 2020 | 2020-12-31 | 0.02 | −0.01 | −35.87% |
| 2019 | 2019-12-31 | 0.03 | −0.00 | −4.07% |
| 2018 | 2018-12-31 | 0.03 | −0.01 | −27.03% |
| 2017 | 2017-12-31 | 0.04 | −0.00 | −7.96% |
| 2016 | 2016-12-31 | 0.04 | −0.00 | −8.78% |
| 2015 | 2015-12-31 | 0.05 | −0.02 | −25.33% |
| 2014 | 2014-12-31 | 0.06 | −0.01 | −13.11% |
| 2013 | 2013-12-31 | 0.07 | −0.03 | −28.38% |
| 2012 | 2012-12-31 | 0.10 | −0.01 | −5.10% |
| 2011 | 2011-12-31 | 0.11 | −0.01 | −10.16% |
| 2010 | 2010-12-31 | 0.12 | — | — |
Independent Bank quarterly debt-to-assets ratio
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Q2.11
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Q4.24
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Q2.25
Q3.25
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Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.03 | −0.01 | −25.85% |
| Q1 2026 | 2026-03-31 | 0.03 | −0.01 | −27.56% |
| Q4 2025 | 2025-12-31 | 0.04 | −0.00 | −7.53% |
| Q3 2025 | 2025-09-30 | 0.03 | −0.00 | −9.24% |
| Q2 2025 | 2025-06-30 | 0.04 | 0.00 | +6.04% |
| Q1 2025 | 2025-03-31 | 0.04 | −0.01 | −18.52% |
| Q4 2024 | 2024-12-31 | 0.04 | −0.03 | −40.62% |
| Q3 2024 | 2024-09-30 | 0.03 | −0.02 | −33.82% |
| Q2 2024 | 2024-06-30 | 0.04 | −0.01 | −23.11% |
| Q1 2024 | 2024-03-31 | 0.05 | 0.00 | +3.96% |
| Q4 2023 | 2023-12-31 | 0.07 | 0.06 | +630.19% |
| Q3 2023 | 2023-09-30 | 0.05 | 0.05 | +797.74% |
| Q2 2023 | 2023-06-30 | 0.05 | 0.04 | +571.00% |
| Q1 2023 | 2023-03-31 | 0.05 | 0.04 | +643.87% |
| Q4 2022 | 2022-12-31 | 0.01 | −0.00 | −14.80% |
| Q3 2022 | 2022-09-30 | 0.01 | −0.01 | −46.76% |
| Q2 2022 | 2022-06-30 | 0.01 | −0.01 | −42.77% |
| Q1 2022 | 2022-03-31 | 0.01 | −0.01 | −46.42% |
| Q4 2021 | 2021-12-31 | 0.01 | −0.01 | −41.10% |
| Q3 2021 | 2021-09-30 | 0.01 | −0.01 | −51.86% |
| Q2 2021 | 2021-06-30 | 0.01 | −0.01 | −46.72% |
| Q1 2021 | 2021-03-31 | 0.01 | −0.03 | −71.90% |
| Q4 2020 | 2020-12-31 | 0.02 | −0.01 | −35.87% |
| Q3 2020 | 2020-09-30 | 0.02 | −0.01 | −25.19% |
| Q2 2020 | 2020-06-30 | 0.02 | −0.02 | −52.34% |
| Q1 2020 | 2020-03-31 | 0.05 | 0.01 | +19.50% |
| Q4 2019 | 2019-12-31 | 0.03 | −0.00 | −4.07% |
| Q3 2019 | 2019-09-30 | 0.03 | −0.01 | −16.15% |
| Q2 2019 | 2019-06-30 | 0.05 | 0.01 | +32.75% |
| Q1 2019 | 2019-03-31 | 0.04 | 0.00 | +3.21% |
| Q4 2018 | 2018-12-31 | 0.03 | −0.01 | −27.03% |
| Q3 2018 | 2018-09-30 | 0.04 | −0.01 | −15.41% |
| Q2 2018 | 2018-06-30 | 0.04 | −0.00 | −10.19% |
| Q1 2018 | 2018-03-31 | 0.04 | −0.00 | −6.04% |
| Q4 2017 | 2017-12-31 | 0.04 | −0.00 | −7.96% |
| Q3 2017 | 2017-09-30 | 0.04 | 0.00 | +5.96% |
| Q2 2017 | 2017-06-30 | 0.04 | −0.00 | −0.64% |
| Q1 2017 | 2017-03-31 | 0.04 | −0.00 | −3.60% |
| Q4 2016 | 2016-12-31 | 0.04 | −0.00 | −8.78% |
| Q3 2016 | 2016-09-30 | 0.04 | −0.01 | −18.86% |
| Q2 2016 | 2016-06-30 | 0.04 | −0.01 | −25.07% |
| Q1 2016 | 2016-03-31 | 0.04 | −0.02 | −28.63% |
| Q4 2015 | 2015-12-31 | 0.05 | −0.02 | −25.33% |
| Q3 2015 | 2015-09-30 | 0.05 | −0.01 | −14.42% |
| Q2 2015 | 2015-06-30 | 0.05 | −0.00 | −1.45% |
| Q1 2015 | 2015-03-31 | 0.06 | −0.01 | −15.79% |
| Q4 2014 | 2014-12-31 | 0.06 | −0.01 | −13.11% |
| Q3 2014 | 2014-09-30 | 0.06 | −0.03 | −33.24% |
| Q2 2014 | 2014-06-30 | 0.05 | −0.04 | −42.81% |
| Q1 2014 | 2014-03-31 | 0.07 | −0.03 | −29.50% |
| Q4 2013 | 2013-12-31 | 0.07 | −0.03 | −28.38% |
| Q3 2013 | 2013-09-30 | 0.09 | −0.01 | −8.73% |
| Q2 2013 | 2013-06-30 | 0.10 | 0.00 | +2.47% |
| Q1 2013 | 2013-03-31 | 0.10 | −0.00 | −0.85% |
| Q4 2012 | 2012-12-31 | 0.10 | −0.01 | −5.10% |
| Q3 2012 | 2012-09-30 | 0.09 | −0.02 | −18.64% |
| Q2 2012 | 2012-06-30 | 0.09 | −0.02 | −15.98% |
| Q1 2012 | 2012-03-31 | 0.10 | — | — |
| Q4 2011 | 2011-12-31 | 0.11 | −0.01 | −10.16% |
| Q3 2011 | 2011-09-30 | 0.12 | — | — |
| Q2 2011 | 2011-06-30 | 0.11 | — | — |
| Q4 2010 | 2010-12-31 | 0.12 | — | — |
Independent Bank debt-to-assets ratio trends
Over the last five fiscal years, Independent Bank's debt-to-assets ratio increased from 0.02 to 0.04, a change of 0.02. The latest reported quarter, Q2 2026, shows 0.03.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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