Ing Groep NV annual net debt
2018
2019
2020
2021
2022
2023
2024
2025
Ing Groep NV Net Debt Growth & History (ING)
Ing Groep NV's net debt was −€53.10B for fiscal 2025.
View full Ing Groep NV company overviewIng Groep NV annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | −€53.10B | €14.86B | — |
| 2024 | 2024-12-31 | −€67.95B | €23.90B | — |
| 2023 | 2023-12-31 | −€91.85B | €2.37B | — |
| 2022 | 2022-12-31 | −€94.22B | €12.23B | — |
| 2021 | 2021-12-31 | −€106.44B | −€15.62B | — |
| 2020 | 2020-12-31 | −€90.83B | −€38.30B | — |
| 2019 | 2019-12-31 | −€52.52B | −€6.29B | — |
| 2018 | 2018-12-31 | −€46.23B | — | — |
Ing Groep NV quarterly net debt
Q4.18
Q4.19
Q4.20
Q2.21
Q4.21
Q4.22
Q4.23
Q4.24
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | €120.13B | €31.93B | +36.21% |
| Q1 2026 | 2026-03-31 | €114.31B | — | — |
| Q4 2025 | 2025-12-31 | −€53.10B | €14.86B | — |
| Q3 2025 | 2025-09-30 | €87.61B | — | — |
| Q2 2025 | 2025-06-30 | €88.19B | — | — |
| Q4 2024 | 2024-12-31 | −€67.95B | €23.90B | — |
| Q4 2023 | 2023-12-31 | −€91.85B | €2.37B | — |
| Q4 2022 | 2022-12-31 | −€94.22B | €12.23B | — |
| Q4 2021 | 2021-12-31 | −€106.44B | −€15.62B | — |
| Q2 2021 | 2021-06-30 | −€102.16B | — | — |
| Q4 2020 | 2020-12-31 | −€90.83B | −€38.30B | — |
| Q4 2019 | 2019-12-31 | −€52.52B | −€6.29B | — |
| Q4 2018 | 2018-12-31 | −€46.23B | — | — |
Ing Groep NV net debt trends
Over the last five fiscal years, Ing Groep NV's net debt increased from −€90.83B to −€53.10B, a change of €37.73B. The latest reported quarter, Q2 2026, shows €120.13B.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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