Isabella Bank Return on Equity (ROE) Growth & History (ISBA)
Isabella Bank's return on equity was 8.56% for fiscal 2025.
View full Isabella Bank company overviewIsabella Bank annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 8.56% | +1.83 pp |
| 2024 | 2024-12-31 | 6.73% | −2.62 pp |
| 2023 | 2023-12-31 | 9.35% | −1.85 pp |
| 2022 | 2022-12-31 | 11.20% | +2.12 pp |
| 2021 | 2021-12-31 | 9.08% | +4.00 pp |
| 2020 | 2020-12-31 | 5.08% | −1.34 pp |
| 2019 | 2019-12-31 | 6.42% | −0.76 pp |
| 2018 | 2018-12-31 | 7.18% | +0.27 pp |
| 2017 | 2017-12-31 | 6.92% | −0.51 pp |
| 2016 | 2016-12-31 | 7.42% | −1.02 pp |
| 2015 | 2015-12-31 | 8.44% | +0.25 pp |
| 2014 | 2014-12-31 | 8.19% | +0.49 pp |
| 2013 | 2013-12-31 | 7.70% | +0.05 pp |
| 2012 | 2012-12-31 | 7.65% | +0.84 pp |
| 2011 | 2011-12-31 | 6.81% | +0.48 pp |
| 2010 | 2010-12-31 | 6.33% | — |
Isabella Bank quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 2.09% | −0.22 pp |
| Q1 2026 | 2026-03-31 | 2.15% | +0.29 pp |
| Q4 2025 | 2025-12-31 | 2.04% | +0.16 pp |
| Q3 2025 | 2025-09-30 | 2.34% | +0.76 pp |
| Q2 2025 | 2025-06-30 | 2.31% | +0.58 pp |
| Q1 2025 | 2025-03-31 | 1.85% | +0.30 pp |
| Q4 2024 | 2024-12-31 | 1.89% | −0.07 pp |
| Q3 2024 | 2024-09-30 | 1.58% | −0.78 pp |
| Q2 2024 | 2024-06-30 | 1.73% | −0.70 pp |
| Q1 2024 | 2024-03-31 | 1.55% | −1.25 pp |
| Q4 2023 | 2023-12-31 | 1.96% | −1.52 pp |
| Q3 2023 | 2023-09-30 | 2.36% | −0.84 pp |
| Q2 2023 | 2023-06-30 | 2.43% | −0.31 pp |
| Q1 2023 | 2023-03-31 | 2.80% | +0.48 pp |
| Q4 2022 | 2022-12-31 | 3.48% | +1.27 pp |
| Q3 2022 | 2022-09-30 | 3.21% | +1.09 pp |
| Q2 2022 | 2022-06-30 | 2.74% | +0.64 pp |
| Q1 2022 | 2022-03-31 | 2.33% | −0.14 pp |
| Q4 2021 | 2021-12-31 | 2.22% | +2.54 pp |
| Q3 2021 | 2021-09-30 | 2.12% | +0.15 pp |
| Q2 2021 | 2021-06-30 | 2.10% | +0.18 pp |
| Q1 2021 | 2021-03-31 | 2.47% | +1.03 pp |
| Q4 2020 | 2020-12-31 | −0.33% | −0.75 pp |
| Q3 2020 | 2020-09-30 | 1.97% | −0.14 pp |
| Q2 2020 | 2020-06-30 | 1.92% | −0.12 pp |
| Q1 2020 | 2020-03-31 | 1.44% | −0.32 pp |
| Q4 2019 | 2019-12-31 | 0.43% | −1.41 pp |
| Q3 2019 | 2019-09-30 | 2.11% | +0.17 pp |
| Q2 2019 | 2019-06-30 | 2.04% | +0.30 pp |
| Q1 2019 | 2019-03-31 | 1.76% | −0.04 pp |
| Q4 2018 | 2018-12-31 | 1.84% | +0.45 pp |
| Q3 2018 | 2018-09-30 | 1.94% | +0.14 pp |
| Q2 2018 | 2018-06-30 | 1.74% | −0.25 pp |
| Q1 2018 | 2018-03-31 | 1.79% | +0.14 pp |
| Q4 2017 | 2017-12-31 | 1.39% | −0.58 pp |
| Q3 2017 | 2017-09-30 | 1.81% | −0.03 pp |
| Q2 2017 | 2017-06-30 | 1.99% | +0.22 pp |
| Q1 2017 | 2017-03-31 | 1.66% | +0.04 pp |
| Q4 2016 | 2016-12-31 | 1.97% | +0.18 pp |
| Q3 2016 | 2016-09-30 | 1.84% | −0.41 pp |
| Q2 2016 | 2016-06-30 | 1.77% | −0.52 pp |
| Q1 2016 | 2016-03-31 | 1.61% | −0.46 pp |
| Q4 2015 | 2015-12-31 | 1.80% | −0.19 pp |
| Q3 2015 | 2015-09-30 | 2.25% | +0.27 pp |
| Q2 2015 | 2015-06-30 | 2.29% | +0.18 pp |
| Q1 2015 | 2015-03-31 | 2.07% | +0.05 pp |
| Q4 2014 | 2014-12-31 | 1.99% | +0.17 pp |
| Q3 2014 | 2014-09-30 | 1.98% | −0.07 pp |
| Q2 2014 | 2014-06-30 | 2.12% | +0.14 pp |
| Q1 2014 | 2014-03-31 | 2.03% | +0.15 pp |
| Q4 2013 | 2013-12-31 | 1.82% | +0.29 pp |
| Q3 2013 | 2013-09-30 | 2.05% | −0.08 pp |
| Q2 2013 | 2013-06-30 | 1.98% | +0.09 pp |
| Q1 2013 | 2013-03-31 | 1.87% | −0.20 pp |
| Q4 2012 | 2012-12-31 | 1.53% | −0.22 pp |
| Q3 2012 | 2012-09-30 | 2.13% | +0.50 pp |
| Q2 2012 | 2012-06-30 | 1.89% | +0.09 pp |
| Q1 2012 | 2012-03-31 | 2.07% | — |
| Q4 2011 | 2011-12-31 | 1.75% | — |
| Q3 2011 | 2011-09-30 | 1.64% | — |
| Q2 2011 | 2011-06-30 | 1.80% | — |
Isabella Bank return on equity trends
Over the last five fiscal years, Isabella Bank's return on equity increased from 5.08% to 8.56%, a change of +3.49 percentage points. The latest reported quarter, Q2 2026, shows 2.09%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Isabella Bank source filings ↗