Jiayin Group Debt-to-Equity Ratio Growth & History (JFIN)
Jiayin Group's debt-to-equity ratio was 0.16 for fiscal 2025.
View full Jiayin Group company overviewJiayin Group annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.16 | 0.14 | +857.01% |
| 2024 | 2024-12-31 | 0.02 | −0.00 | −17.97% |
| 2023 | 2023-12-31 | 0.02 | −0.00 | −8.88% |
| 2022 | 2022-12-31 | 0.02 | −1.24 | −98.25% |
| 2021 | 2021-12-31 | 1.26 | — | — |
Jiayin Group quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q4 2025 | 2025-12-31 | 0.16 | 0.14 | +857.01% |
| Q4 2024 | 2024-12-31 | 0.02 | −0.00 | −17.97% |
| Q4 2023 | 2023-12-31 | 0.02 | −0.00 | −8.88% |
| Q4 2022 | 2022-12-31 | 0.02 | −1.24 | −98.25% |
| Q4 2021 | 2021-12-31 | 1.26 | — | — |
Jiayin Group debt-to-equity ratio trends
Between the periods ended 2021-12-31 and 2025-12-31, Jiayin Group's debt-to-equity ratio decreased from 1.26 to 0.16, a change of −1.11. The latest reported quarter, Q4 2025, shows 0.16.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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