Jiayin Group Debt-to-Equity Ratio Growth & History (JFIN)

Jiayin Group's debt-to-equity ratio was 0.16 for fiscal 2025.

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Jiayin Group annual debt-to-equity ratio history

Jiayin Group annual debt-to-equity ratio

Fiscal yearPeriod endedDebt-to-equity ratioChangeGrowth
20252025-12-310.160.14+857.01%
20242024-12-310.02−0.00−17.97%
20232023-12-310.02−0.00−8.88%
20222022-12-310.02−1.24−98.25%
20212021-12-311.26

Jiayin Group debt-to-equity ratio trends

Between the periods ended 2021-12-31 and 2025-12-31, Jiayin Group's debt-to-equity ratio decreased from 1.26 to 0.16, a change of −1.11. The latest reported quarter, Q4 2025, shows 0.16.

About the metric

What the debt-to-equity ratio means

The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.

Calculation and source

How debt-to-equity is calculated

TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.

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