Juniata Valley Financial annual debt-to-equity ratio
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2025
Juniata Valley Financial Debt-to-Equity Ratio Growth & History (JUVF)
Juniata Valley Financial's debt-to-equity ratio was 0.87 for fiscal 2025.
View full Juniata Valley Financial company overviewJuniata Valley Financial annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.87 | −0.13 | −12.74% |
| 2024 | 2024-12-31 | 1.00 | −0.82 | −45.06% |
| 2023 | 2023-12-31 | 1.82 | −0.31 | −14.55% |
| 2022 | 2022-12-31 | 2.13 | 1.79 | +519.84% |
| 2021 | 2021-12-31 | 0.34 | −0.44 | −56.18% |
| 2020 | 2020-12-31 | 0.79 | −0.01 | −1.24% |
| 2019 | 2019-12-31 | 0.80 | 0.35 | +78.43% |
| 2018 | 2018-12-31 | 0.45 | −0.34 | −43.42% |
| 2017 | 2017-12-31 | 0.79 | −0.18 | −18.64% |
| 2016 | 2016-12-31 | 0.97 | 0.01 | +0.84% |
| 2015 | 2015-12-31 | 0.96 | 0.10 | +11.18% |
| 2014 | 2014-12-31 | 0.86 | 0.59 | +212.78% |
| 2013 | 2013-12-31 | 0.28 | 0.17 | +155.40% |
| 2012 | 2012-12-31 | 0.11 | 0.04 | +53.53% |
| 2011 | 2011-12-31 | 0.07 | 0.00 | +6.16% |
| 2010 | 2010-12-31 | 0.07 | — | — |
Juniata Valley Financial quarterly debt-to-equity ratio
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| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.70 | −0.25 | −26.34% |
| Q1 2026 | 2026-03-31 | 0.78 | −0.20 | −20.74% |
| Q4 2025 | 2025-12-31 | 0.87 | −0.13 | −12.74% |
| Q3 2025 | 2025-09-30 | 0.78 | −0.31 | −28.69% |
| Q2 2025 | 2025-06-30 | 0.95 | −0.58 | −38.04% |
| Q1 2025 | 2025-03-31 | 0.98 | −0.88 | −47.47% |
| Q4 2024 | 2024-12-31 | 1.00 | −0.82 | −45.06% |
| Q3 2024 | 2024-09-30 | 1.09 | −0.53 | −32.61% |
| Q2 2024 | 2024-06-30 | 1.53 | −0.20 | −11.43% |
| Q1 2024 | 2024-03-31 | 1.86 | 0.13 | +7.48% |
| Q4 2023 | 2023-12-31 | 1.82 | −0.31 | −14.55% |
| Q3 2023 | 2023-09-30 | 1.62 | 0.02 | +1.03% |
| Q2 2023 | 2023-06-30 | 1.73 | 0.76 | +78.33% |
| Q1 2023 | 2023-03-31 | 1.73 | 1.30 | +296.89% |
| Q4 2022 | 2022-12-31 | 2.13 | 1.79 | +519.84% |
| Q3 2022 | 2022-09-30 | 1.60 | 1.06 | +193.96% |
| Q2 2022 | 2022-06-30 | 0.97 | 0.33 | +51.70% |
| Q1 2022 | 2022-03-31 | 0.44 | −0.36 | −45.04% |
| Q4 2021 | 2021-12-31 | 0.34 | −0.44 | −56.18% |
| Q3 2021 | 2021-09-30 | 0.54 | −0.23 | −29.90% |
| Q2 2021 | 2021-06-30 | 0.64 | −0.13 | −16.81% |
| Q1 2021 | 2021-03-31 | 0.79 | 0.21 | +35.16% |
| Q4 2020 | 2020-12-31 | 0.79 | −0.01 | −1.24% |
| Q3 2020 | 2020-09-30 | 0.78 | 0.16 | +25.98% |
| Q2 2020 | 2020-06-30 | 0.77 | 0.14 | +22.48% |
| Q1 2020 | 2020-03-31 | 0.59 | 0.22 | +59.13% |
| Q4 2019 | 2019-12-31 | 0.80 | 0.35 | +78.43% |
| Q3 2019 | 2019-09-30 | 0.62 | 0.39 | +170.40% |
| Q2 2019 | 2019-06-30 | 0.63 | 0.40 | +172.21% |
| Q1 2019 | 2019-03-31 | 0.37 | −0.06 | −14.36% |
| Q4 2018 | 2018-12-31 | 0.45 | −0.34 | −43.42% |
| Q3 2018 | 2018-09-30 | 0.23 | −0.19 | −44.87% |
| Q2 2018 | 2018-06-30 | 0.23 | −0.18 | −44.44% |
| Q1 2018 | 2018-03-31 | 0.43 | 0.01 | +2.49% |
| Q4 2017 | 2017-12-31 | 0.79 | −0.18 | −18.64% |
| Q3 2017 | 2017-09-30 | 0.41 | 0.01 | +2.81% |
| Q2 2017 | 2017-06-30 | 0.41 | 0.01 | +2.71% |
| Q1 2017 | 2017-03-31 | 0.42 | −0.11 | −20.54% |
| Q4 2016 | 2016-12-31 | 0.97 | 0.01 | +0.84% |
| Q3 2016 | 2016-09-30 | 0.40 | −0.04 | −9.59% |
| Q2 2016 | 2016-06-30 | 0.40 | −0.05 | −10.04% |
| Q1 2016 | 2016-03-31 | 0.53 | 0.08 | +18.77% |
| Q4 2015 | 2015-12-31 | 0.96 | 0.10 | +11.18% |
| Q3 2015 | 2015-09-30 | 0.44 | 0.00 | +0.52% |
| Q2 2015 | 2015-06-30 | 0.45 | 0.01 | +1.88% |
| Q1 2015 | 2015-03-31 | 0.45 | — | — |
| Q4 2014 | 2014-12-31 | 0.86 | 0.59 | +212.78% |
| Q3 2014 | 2014-09-30 | 0.44 | — | — |
| Q2 2014 | 2014-06-30 | 0.44 | — | — |
| Q4 2013 | 2013-12-31 | 0.28 | 0.17 | +155.40% |
| Q4 2012 | 2012-12-31 | 0.11 | 0.04 | +53.53% |
| Q4 2011 | 2011-12-31 | 0.07 | — | — |
Juniata Valley Financial debt-to-equity ratio trends
Over the last five fiscal years, Juniata Valley Financial's debt-to-equity ratio increased from 0.79 to 0.87, a change of 0.09. The latest reported quarter, Q2 2026, shows 0.70.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Juniata Valley Financial source filings ↗