Kemper Return on Equity (ROE) Growth & History (KMPR)
Kemper's return on equity was 5.24% for fiscal 2025.
View full Kemper company overviewKemper annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 5.24% | −6.77 pp |
| 2024 | 2024-12-31 | 12.01% | +31.82 pp |
| 2023 | 2023-12-31 | −19.82% | — |
| 2021 | 2021-12-31 | −6.66% | −16.27 pp |
| 2020 | 2020-12-31 | 9.60% | −5.52 pp |
| 2019 | 2019-12-31 | 15.13% | +7.77 pp |
| 2018 | 2018-12-31 | 7.36% | +1.45 pp |
| 2017 | 2017-12-31 | 5.91% | +5.06 pp |
| 2016 | 2016-12-31 | 0.85% | −3.35 pp |
| 2015 | 2015-12-31 | 4.20% | −1.33 pp |
| 2014 | 2014-12-31 | 5.53% | −4.81 pp |
| 2013 | 2013-12-31 | 10.33% | +5.50 pp |
| 2012 | 2012-12-31 | 4.83% | +1.23 pp |
| 2011 | 2011-12-31 | 3.60% | −5.63 pp |
| 2010 | 2010-12-31 | 9.22% | −0.23 pp |
| 2009 | 2009-12-31 | 9.46% | — |
Kemper quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | −19.20% | −38.93 pp |
| Q1 2026 | 2026-03-31 | −0.06% | −6.39 pp |
| Q4 2025 | 2025-12-31 | −0.30% | −3.80 pp |
| Q3 2025 | 2025-09-30 | −1.35% | −6.06 pp |
| Q2 2025 | 2025-06-30 | 19.73% | +14.61 pp |
| Q1 2025 | 2025-03-31 | 6.32% | +3.52 pp |
| Q4 2024 | 2024-12-31 | 3.50% | +1.39 pp |
| Q3 2024 | 2024-09-30 | 4.71% | +10.71 pp |
| Q2 2024 | 2024-06-30 | 5.12% | +8.88 pp |
| Q1 2024 | 2024-03-31 | 2.80% | +8.35 pp |
| Q4 2023 | 2023-12-31 | 2.11% | +6.09 pp |
| Q3 2023 | 2023-09-30 | −6.00% | −3.17 pp |
| Q2 2023 | 2023-06-30 | −3.76% | −1.45 pp |
| Q1 2023 | 2023-03-31 | −5.55% | +1.24 pp |
| Q4 2022 | 2022-12-31 | −3.98% | +2.62 pp |
| Q3 2022 | 2022-09-30 | −2.83% | −1.05 pp |
| Q2 2022 | 2022-06-30 | −2.31% | −0.86 pp |
| Q1 2022 | 2022-03-31 | −6.78% | −9.55 pp |
| Q4 2021 | 2021-12-31 | −6.60% | −8.79 pp |
| Q3 2021 | 2021-09-30 | −1.78% | −4.65 pp |
| Q2 2021 | 2021-06-30 | −1.45% | −4.62 pp |
| Q1 2021 | 2021-03-31 | 2.77% | +1.11 pp |
| Q4 2020 | 2020-12-31 | 2.19% | −0.98 pp |
| Q3 2020 | 2020-09-30 | 2.87% | −0.54 pp |
| Q2 2020 | 2020-06-30 | 3.17% | −0.31 pp |
| Q1 2020 | 2020-03-31 | 1.66% | −3.22 pp |
| Q4 2019 | 2019-12-31 | 3.17% | +2.96 pp |
| Q3 2019 | 2019-09-30 | 3.40% | −0.20 pp |
| Q2 2019 | 2019-06-30 | 3.49% | +1.66 pp |
| Q1 2019 | 2019-03-31 | 4.88% | +2.30 pp |
| Q4 2018 | 2018-12-31 | 0.21% | −1.55 pp |
| Q3 2018 | 2018-09-30 | 3.61% | +1.29 pp |
| Q2 2018 | 2018-06-30 | 1.83% | +0.01 pp |
| Q1 2018 | 2018-03-31 | 2.57% | +2.59 pp |
| Q4 2017 | 2017-12-31 | 1.76% | +0.22 pp |
| Q3 2017 | 2017-09-30 | 2.32% | +3.10 pp |
| Q2 2017 | 2017-06-30 | 1.82% | +1.63 pp |
| Q1 2017 | 2017-03-31 | −0.02% | +0.09 pp |
| Q4 2016 | 2016-12-31 | 1.54% | +1.31 pp |
| Q3 2016 | 2016-09-30 | −0.78% | −2.66 pp |
| Q2 2016 | 2016-06-30 | 0.19% | −1.25 pp |
| Q1 2016 | 2016-03-31 | −0.10% | −0.75 pp |
| Q4 2015 | 2015-12-31 | 0.23% | −2.89 pp |
| Q3 2015 | 2015-09-30 | 1.88% | +1.66 pp |
| Q2 2015 | 2015-06-30 | 1.44% | +1.01 pp |
| Q1 2015 | 2015-03-31 | 0.64% | −1.03 pp |
| Q4 2014 | 2014-12-31 | 3.12% | +0.40 pp |
| Q3 2014 | 2014-09-30 | 0.22% | −3.27 pp |
| Q2 2014 | 2014-06-30 | 0.43% | −1.19 pp |
| Q1 2014 | 2014-03-31 | 1.67% | −1.02 pp |
| Q4 2013 | 2013-12-31 | 2.72% | +2.63 pp |
| Q3 2013 | 2013-09-30 | 3.49% | +0.94 pp |
| Q2 2013 | 2013-06-30 | 1.63% | +1.52 pp |
| Q1 2013 | 2013-03-31 | 2.69% | +0.64 pp |
| Q4 2012 | 2012-12-31 | 0.09% | −1.03 pp |
| Q3 2012 | 2012-09-30 | 2.55% | +2.46 pp |
| Q2 2012 | 2012-06-30 | 0.11% | +0.26 pp |
| Q1 2012 | 2012-03-31 | 2.05% | −0.44 pp |
| Q4 2011 | 2011-12-31 | 1.12% | −1.86 pp |
| Q3 2011 | 2011-09-30 | 0.09% | −1.58 pp |
| Q2 2011 | 2011-06-30 | −0.16% | −2.05 pp |
| Q1 2011 | 2011-03-31 | 2.49% | — |
| Q4 2010 | 2010-12-31 | 2.98% | — |
| Q3 2010 | 2010-09-30 | 1.67% | — |
| Q2 2010 | 2010-06-30 | 1.90% | — |
Kemper return on equity trends
Over the last five fiscal years, Kemper's return on equity decreased from 9.60% to 5.24%, a change of −4.36 percentage points. The latest reported quarter, Q2 2026, shows −19.20%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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