Joint Stock Co Kaspi.kz Return on Equity (ROE) Growth & History (KSPI)
Joint Stock Co Kaspi.kz's return on equity was 53.26% for fiscal 2025.
View full Joint Stock Co Kaspi.kz company overviewJoint Stock Co Kaspi.kz annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 53.26% | −28.18 pp |
| 2024 | 2024-12-31 | 81.44% | −8.03 pp |
| 2023 | 2023-12-31 | 89.47% | +0.51 pp |
| 2022 | 2022-12-31 | 88.96% | — |
Joint Stock Co Kaspi.kz quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 9.65% | −4.40 pp |
| Q1 2026 | 2026-03-31 | 9.64% | −5.99 pp |
| Q4 2025 | 2025-12-31 | 11.94% | — |
| Q3 2025 | 2025-09-30 | 13.22% | — |
| Q2 2025 | 2025-06-30 | 14.05% | — |
| Q1 2025 | 2025-03-31 | 15.62% | — |
Joint Stock Co Kaspi.kz return on equity trends
Between the periods ended 2022-12-31 and 2025-12-31, Joint Stock Co Kaspi.kz's return on equity decreased from 88.96% to 53.26%, a change of −35.69 percentage points. The latest reported quarter, Q2 2026, shows 9.65%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Joint Stock Co Kaspi.kz source filings ↗