loanDepot annual debt-to-equity ratio
2020
2021
2022
2023
2024
2025
loanDepot Debt-to-Equity Ratio Growth & History (LDI)
loanDepot's debt-to-equity ratio was 5.53 for fiscal 2025.
View full loanDepot company overviewloanDepot annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 5.53 | 1.46 | +35.99% |
| 2024 | 2024-12-31 | 4.07 | 0.77 | +23.33% |
| 2023 | 2023-12-31 | 3.30 | 0.75 | +29.25% |
| 2022 | 2022-12-31 | 2.55 | 1.51 | +144.51% |
| 2021 | 2021-12-31 | 1.04 | 0.56 | +115.55% |
| 2020 | 2020-12-31 | 0.48 | — | — |
loanDepot quarterly debt-to-equity ratio
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 6.50 | 1.72 | +36.02% |
| Q1 2026 | 2026-03-31 | 6.37 | 2.00 | +45.68% |
| Q4 2025 | 2025-12-31 | 5.53 | 1.46 | +35.99% |
| Q3 2025 | 2025-09-30 | 4.91 | 1.54 | +45.57% |
| Q2 2025 | 2025-06-30 | 4.78 | 1.29 | +37.15% |
| Q1 2025 | 2025-03-31 | 4.37 | 0.67 | +18.14% |
| Q4 2024 | 2024-12-31 | 4.07 | 0.77 | +23.33% |
| Q3 2024 | 2024-09-30 | 3.37 | 0.43 | +14.72% |
| Q2 2024 | 2024-06-30 | 3.48 | 0.60 | +20.99% |
| Q1 2024 | 2024-03-31 | 3.70 | 0.89 | +31.85% |
| Q4 2023 | 2023-12-31 | 3.30 | 0.75 | +29.25% |
| Q3 2023 | 2023-09-30 | 2.94 | 0.76 | +34.88% |
| Q2 2023 | 2023-06-30 | 2.88 | 0.83 | +40.20% |
| Q1 2023 | 2023-03-31 | 2.81 | 1.47 | +110.52% |
| Q4 2022 | 2022-12-31 | 2.55 | 1.51 | +144.51% |
| Q3 2022 | 2022-09-30 | 2.18 | 1.29 | +143.82% |
| Q2 2022 | 2022-06-30 | 2.05 | 1.07 | +107.73% |
| Q1 2022 | 2022-03-31 | 1.33 | 0.55 | +70.70% |
| Q4 2021 | 2021-12-31 | 1.04 | 0.56 | +115.55% |
| Q3 2021 | 2021-09-30 | 0.89 | — | — |
| Q2 2021 | 2021-06-30 | 0.99 | — | — |
| Q1 2021 | 2021-03-31 | 0.78 | — | — |
| Q4 2020 | 2020-12-31 | 0.48 | — | — |
loanDepot debt-to-equity ratio trends
Over the last five fiscal years, loanDepot's debt-to-equity ratio increased from 0.48 to 5.53, a change of 5.05. The latest reported quarter, Q2 2026, shows 6.50.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review loanDepot source filings ↗