Lloyds Banking Group annual return on equity
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Lloyds Banking Group Return on Equity (ROE) Growth & History (LLOY)
Lloyds Banking Group's return on equity was 10.19% for fiscal 2025.
View full Lloyds Banking Group company overviewLloyds Banking Group annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 10.19% | +0.55 pp |
| 2024 | 2024-12-31 | 9.64% | −2.51 pp |
| 2023 | 2023-12-31 | 12.15% | +3.86 pp |
| 2022 | 2022-12-31 | 8.29% | −3.46 pp |
| 2021 | 2021-12-31 | 11.75% | +8.88 pp |
| 2020 | 2020-12-31 | 2.87% | −3.30 pp |
| 2019 | 2019-12-31 | 6.16% | −2.95 pp |
| 2018 | 2018-12-31 | 9.12% | +0.87 pp |
| 2017 | 2017-12-31 | 8.25% | +3.70 pp |
| 2016 | 2016-12-31 | 4.56% | — |
Lloyds Banking Group quarterly return on equity
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.23% | +0.23 pp |
| Q1 2026 | 2026-03-31 | 3.20% | — |
| Q4 2025 | 2025-12-31 | 3.01% | — |
| Q3 2025 | 2025-09-30 | 1.60% | — |
| Q2 2025 | 2025-06-30 | 3.00% | — |
Lloyds Banking Group return on equity trends
Over the last five fiscal years, Lloyds Banking Group's return on equity increased from 2.87% to 10.19%, a change of +7.32 percentage points. The latest reported quarter, Q2 2026, shows 3.23%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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