Live Oak Bancshares annual net debt
2019
2020
2021
2022
2023
2024
2025
Live Oak Bancshares Net Debt Growth & History (LOB)
Live Oak Bancshares's net debt was −$760.3M for fiscal 2025.
View full Live Oak Bancshares company overviewLive Oak Bancshares annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | −$760.3M | −$267.0M | — |
| 2024 | 2024-12-31 | −$493.2M | $62.8M | — |
| 2023 | 2023-12-31 | −$556.0M | −$225.1M | — |
| 2022 | 2022-12-31 | −$330.9M | −$447.9M | — |
| 2021 | 2021-12-31 | $117.0M | −$1.11B | −90.46% |
| 2020 | 2020-12-31 | $1.23B | $1.45B | — |
| 2019 | 2019-12-31 | −$218.8M | — | — |
Live Oak Bancshares quarterly net debt
Q4.19
Q4.20
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | −$827.9M | −$272.8M | — |
| Q1 2026 | 2026-03-31 | −$716.4M | −$82.4M | — |
| Q4 2025 | 2025-12-31 | −$760.3M | −$267.0M | — |
| Q3 2025 | 2025-09-30 | −$787.4M | −$236.2M | — |
| Q2 2025 | 2025-06-30 | −$555.1M | −$57.4M | — |
| Q1 2025 | 2025-03-31 | −$634.0M | −$156.9M | — |
| Q4 2024 | 2024-12-31 | −$493.2M | $62.8M | — |
| Q3 2024 | 2024-09-30 | −$551.2M | −$42.3M | — |
| Q2 2024 | 2024-06-30 | −$497.7M | $282.1M | — |
| Q1 2024 | 2024-03-31 | −$477.2M | −$44.7M | — |
| Q4 2023 | 2023-12-31 | −$556.0M | −$225.1M | — |
| Q3 2023 | 2023-09-30 | −$508.9M | −$141.2M | — |
| Q2 2023 | 2023-06-30 | −$779.8M | −$233.8M | — |
| Q1 2023 | 2023-03-31 | −$432.4M | −$121.6M | — |
| Q4 2022 | 2022-12-31 | −$330.9M | −$447.9M | — |
| Q3 2022 | 2022-09-30 | −$367.8M | −$595.7M | — |
| Q2 2022 | 2022-06-30 | −$546.0M | — | — |
| Q1 2022 | 2022-03-31 | −$310.9M | — | — |
| Q4 2021 | 2021-12-31 | $117.0M | −$1.11B | −90.46% |
| Q3 2021 | 2021-09-30 | $228.0M | — | — |
| Q4 2020 | 2020-12-31 | $1.23B | $1.45B | — |
| Q4 2019 | 2019-12-31 | −$218.8M | — | — |
Live Oak Bancshares net debt trends
Over the last five fiscal years, Live Oak Bancshares's net debt decreased from $1.23B to −$760.3M, a change of −$1.99B. The latest reported quarter, Q2 2026, shows −$827.9M.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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