Live Oak Bancshares annual operating expenses
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2025
Live Oak Bancshares Operating Expenses Growth & History (LOB)
Live Oak Bancshares's operating expenses was $338.7M for fiscal 2025.
View full Live Oak Bancshares company overviewLive Oak Bancshares annual operating expenses history
| Fiscal year | Period ended | Operating expenses | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | $338.7M | $35.6M | +11.74% |
| 2024 | 2024-12-31 | $303.1M | −$12.0M | −3.82% |
| 2023 | 2023-12-31 | $315.2M | $926,000 | +0.29% |
| 2022 | 2022-12-31 | $314.2M | $83.2M | +36.04% |
| 2021 | 2021-12-31 | $231.0M | $38.3M | +19.88% |
| 2020 | 2020-12-31 | $192.7M | $27.8M | +16.83% |
| 2019 | 2019-12-31 | $164.9M | $12.2M | +8.00% |
| 2018 | 2018-12-31 | $152.7M | $9.5M | +6.66% |
| 2017 | 2017-12-31 | $143.2M | $36.7M | +34.50% |
| 2016 | 2016-12-31 | $106.4M | $34.7M | +48.43% |
| 2015 | 2015-12-31 | $71.7M | $17.2M | +31.52% |
| 2014 | 2014-12-31 | $54.5M | $14.4M | +35.73% |
| 2013 | 2013-12-31 | $40.2M | — | — |
Live Oak Bancshares quarterly operating expenses
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Q3.14
Q1.15
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Q3.16
Q4.16
Q1.17
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Q3.17
Q4.17
Q1.18
Q2.18
Q3.18
Q4.18
Q1.19
Q2.19
Q3.19
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Q1.20
Q2.20
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Q1.21
Q2.21
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Q4.21
Q1.22
Q2.22
Q3.22
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Q1.23
Q2.23
Q3.23
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Q3.24
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Q1.25
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Q1.26
Q2.26
| Fiscal quarter | Period ended | Operating expenses | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $84.5M | −$697,000 | −0.82% |
| Q1 2026 | 2026-03-31 | $85.3M | $4.5M | +5.55% |
| Q4 2025 | 2025-12-31 | $85.4M | $15.3M | +21.75% |
| Q3 2025 | 2025-09-30 | $87.3M | $9.7M | +12.50% |
| Q2 2025 | 2025-06-30 | $85.2M | $7.6M | +9.74% |
| Q1 2025 | 2025-03-31 | $80.8M | $3.1M | +3.95% |
| Q4 2024 | 2024-12-31 | $70.1M | −$15.3M | −17.95% |
| Q3 2024 | 2024-09-30 | $77.6M | $3.3M | +4.48% |
| Q2 2024 | 2024-06-30 | $77.7M | $1.2M | +1.57% |
| Q1 2024 | 2024-03-31 | $77.7M | −$1.2M | −1.55% |
| Q4 2023 | 2023-12-31 | $85.5M | $886,000 | +1.05% |
| Q3 2023 | 2023-09-30 | $74.3M | −$8.8M | −10.58% |
| Q2 2023 | 2023-06-30 | $76.5M | −$4.4M | −5.47% |
| Q1 2023 | 2023-03-31 | $79.0M | $13.2M | +20.16% |
| Q4 2022 | 2022-12-31 | $84.6M | $24.9M | +41.69% |
| Q3 2022 | 2022-09-30 | $83.0M | $27.6M | +49.75% |
| Q2 2022 | 2022-06-30 | $80.9M | $23.3M | +40.52% |
| Q1 2022 | 2022-03-31 | $65.7M | $7.4M | +12.77% |
| Q4 2021 | 2021-12-31 | $59.7M | $7.3M | +13.85% |
| Q3 2021 | 2021-09-30 | $55.5M | $12.8M | +30.03% |
| Q2 2021 | 2021-06-30 | $57.6M | $9.5M | +19.66% |
| Q1 2021 | 2021-03-31 | $58.3M | $8.8M | +17.74% |
| Q4 2020 | 2020-12-31 | $52.4M | $8.0M | +18.07% |
| Q3 2020 | 2020-09-30 | $42.6M | −$87,000 | −0.20% |
| Q2 2020 | 2020-06-30 | $48.1M | $8.5M | +21.54% |
| Q1 2020 | 2020-03-31 | $49.5M | $11.3M | +29.55% |
| Q4 2019 | 2019-12-31 | $44.4M | $11.9M | +36.40% |
| Q3 2019 | 2019-09-30 | $42.7M | $1.5M | +3.62% |
| Q2 2019 | 2019-06-30 | $39.6M | −$1.3M | −3.07% |
| Q1 2019 | 2019-03-31 | $38.2M | $129,000 | +0.34% |
| Q4 2018 | 2018-12-31 | $32.6M | −$8.5M | −20.64% |
| Q3 2018 | 2018-09-30 | $41.2M | $5.4M | +15.03% |
| Q2 2018 | 2018-06-30 | $40.8M | $7.5M | +22.61% |
| Q1 2018 | 2018-03-31 | $38.1M | $5.1M | +15.42% |
| Q4 2017 | 2017-12-31 | $41.0M | $8.6M | +26.68% |
| Q3 2017 | 2017-09-30 | $35.9M | $8.6M | +31.74% |
| Q2 2017 | 2017-06-30 | $33.3M | $8.2M | +32.50% |
| Q1 2017 | 2017-03-31 | $33.0M | $11.3M | +51.93% |
| Q4 2016 | 2016-12-31 | $32.4M | $10.3M | +46.32% |
| Q3 2016 | 2016-09-30 | $27.2M | $9.2M | +50.68% |
| Q2 2016 | 2016-06-30 | $25.1M | $8.3M | +49.44% |
| Q1 2016 | 2016-03-31 | $21.7M | $7.0M | +47.67% |
| Q4 2015 | 2015-12-31 | $22.1M | — | — |
| Q3 2015 | 2015-09-30 | $18.1M | $4.8M | +36.15% |
| Q2 2015 | 2015-06-30 | $16.8M | $5.3M | +45.74% |
| Q1 2015 | 2015-03-31 | $14.7M | — | — |
| Q3 2014 | 2014-09-30 | $13.3M | — | — |
| Q2 2014 | 2014-06-30 | $11.5M | — | — |
Live Oak Bancshares operating expenses trends
Over the last five fiscal years, Live Oak Bancshares's operating expenses increased from $192.7M to $338.7M, a change of $146.0M. The latest reported quarter, Q2 2026, shows $84.5M.
About the metric
What operating expenses mean
Operating expenses are the recurring costs of running a company’s business beyond the direct costs used to calculate gross profit. They commonly include selling, general and administrative expenses, research and development, and other operating costs.
Calculation and source
SEC-reported and calculated operating expenses
TickerStat uses operating expenses reported in company SEC filings when available. When a separate total is unavailable, it calculates operating expenses as aligned gross profit minus operating income for the same fiscal period. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Live Oak Bancshares source filings ↗