M&T Bank annual return on equity
2008
2009
2010
2011
2012
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2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
M&T Bank Return on Equity (ROE) Growth & History (MTB)
M&T Bank's return on equity was 9.80% for fiscal 2025.
View full M&T Bank company overviewM&T Bank annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 9.80% | +0.55 pp |
| 2024 | 2024-12-31 | 9.25% | −1.24 pp |
| 2023 | 2023-12-31 | 10.49% | +1.27 pp |
| 2022 | 2022-12-31 | 9.22% | −1.69 pp |
| 2021 | 2021-12-31 | 10.91% | +2.42 pp |
| 2020 | 2020-12-31 | 8.48% | −3.89 pp |
| 2019 | 2019-12-31 | 12.38% | +0.28 pp |
| 2018 | 2018-12-31 | 12.10% | +3.49 pp |
| 2017 | 2017-12-31 | 8.60% | +0.55 pp |
| 2016 | 2016-12-31 | 8.05% | +0.48 pp |
| 2015 | 2015-12-31 | 7.57% | −1.45 pp |
| 2014 | 2014-12-31 | 9.02% | −1.57 pp |
| 2013 | 2013-12-31 | 10.59% | +0.01 pp |
| 2012 | 2012-12-31 | 10.57% | +0.82 pp |
| 2011 | 2011-12-31 | 9.75% | +0.61 pp |
| 2010 | 2010-12-31 | 9.14% | +3.91 pp |
| 2009 | 2009-12-31 | 5.23% | −3.15 pp |
| 2008 | 2008-12-31 | 8.38% | — |
M&T Bank quarterly return on equity
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Q4.19
Q1.20
Q2.20
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Q4.20
Q1.21
Q2.21
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Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 2.93% | +0.44 pp |
| Q1 2026 | 2026-03-31 | 2.32% | +0.31 pp |
| Q4 2025 | 2025-12-31 | 2.62% | +0.27 pp |
| Q3 2025 | 2025-09-30 | 2.77% | +0.25 pp |
| Q2 2025 | 2025-06-30 | 2.49% | +0.13 pp |
| Q1 2025 | 2025-03-31 | 2.01% | +0.05 pp |
| Q4 2024 | 2024-12-31 | 2.35% | +0.54 pp |
| Q3 2024 | 2024-09-30 | 2.52% | −0.14 pp |
| Q2 2024 | 2024-06-30 | 2.36% | −1.03 pp |
| Q1 2024 | 2024-03-31 | 1.96% | −0.81 pp |
| Q4 2023 | 2023-12-31 | 1.81% | −1.21 pp |
| Q3 2023 | 2023-09-30 | 2.65% | +0.12 pp |
| Q2 2023 | 2023-06-30 | 3.39% | +2.39 pp |
| Q1 2023 | 2023-03-31 | 2.77% | +0.74 pp |
| Q4 2022 | 2022-12-31 | 3.03% | +0.44 pp |
| Q3 2022 | 2022-09-30 | 2.53% | −0.36 pp |
| Q2 2022 | 2022-06-30 | 1.00% | −1.77 pp |
| Q1 2022 | 2022-03-31 | 2.02% | −0.72 pp |
| Q4 2021 | 2021-12-31 | 2.59% | −0.33 pp |
| Q3 2021 | 2021-09-30 | 2.89% | +0.57 pp |
| Q2 2021 | 2021-06-30 | 2.76% | +1.24 pp |
| Q1 2021 | 2021-03-31 | 2.74% | +1.04 pp |
| Q4 2020 | 2020-12-31 | 2.92% | −0.21 pp |
| Q3 2020 | 2020-09-30 | 2.32% | −0.73 pp |
| Q2 2020 | 2020-06-30 | 1.52% | −1.51 pp |
| Q1 2020 | 2020-03-31 | 1.71% | −1.40 pp |
| Q4 2019 | 2019-12-31 | 3.13% | −0.40 pp |
| Q3 2019 | 2019-09-30 | 3.05% | −0.34 pp |
| Q2 2019 | 2019-06-30 | 3.03% | −0.13 pp |
| Q1 2019 | 2019-03-31 | 3.11% | +0.90 pp |
| Q4 2018 | 2018-12-31 | 3.54% | +1.56 pp |
| Q3 2018 | 2018-09-30 | 3.39% | +1.21 pp |
| Q2 2018 | 2018-06-30 | 3.15% | +0.81 pp |
| Q1 2018 | 2018-03-31 | 2.21% | +0.07 pp |
| Q4 2017 | 2017-12-31 | 1.98% | −0.03 pp |
| Q3 2017 | 2017-09-30 | 2.18% | +0.05 pp |
| Q2 2017 | 2017-06-30 | 2.35% | +0.30 pp |
| Q1 2017 | 2017-03-31 | 2.13% | +0.30 pp |
| Q4 2016 | 2016-12-31 | 2.01% | +0.15 pp |
| Q3 2016 | 2016-09-30 | 2.13% | −0.06 pp |
| Q2 2016 | 2016-06-30 | 2.05% | −0.23 pp |
| Q1 2016 | 2016-03-31 | 1.84% | −0.11 pp |
| Q4 2015 | 2015-12-31 | 1.86% | −0.39 pp |
| Q3 2015 | 2015-09-30 | 2.19% | −0.06 pp |
| Q2 2015 | 2015-06-30 | 2.28% | −0.09 pp |
| Q1 2015 | 2015-03-31 | 1.94% | −0.03 pp |
| Q4 2014 | 2014-12-31 | 2.25% | +0.27 pp |
| Q3 2014 | 2014-09-30 | 2.25% | −0.46 pp |
| Q2 2014 | 2014-06-30 | 2.36% | −0.93 pp |
| Q1 2014 | 2014-03-31 | 1.97% | −0.68 pp |
| Q4 2013 | 2013-12-31 | 1.98% | −0.96 pp |
| Q3 2013 | 2013-09-30 | 2.71% | −0.29 pp |
| Q2 2013 | 2013-06-30 | 3.30% | +0.85 pp |
| Q1 2013 | 2013-03-31 | 2.66% | +0.45 pp |
| Q4 2012 | 2012-12-31 | 2.94% | +1.36 pp |
| Q3 2012 | 2012-09-30 | 3.00% | +1.03 pp |
| Q2 2012 | 2012-06-30 | 2.45% | −1.18 pp |
| Q1 2012 | 2012-03-31 | 2.21% | −0.24 pp |
| Q4 2011 | 2011-12-31 | 1.58% | −0.88 pp |
| Q3 2011 | 2011-09-30 | 1.97% | −0.38 pp |
| Q2 2011 | 2011-06-30 | 3.63% | +1.28 pp |
| Q1 2011 | 2011-03-31 | 2.45% | +0.52 pp |
| Q4 2010 | 2010-12-31 | 2.46% | +0.68 pp |
| Q3 2010 | 2010-09-30 | 2.35% | +0.65 pp |
| Q2 2010 | 2010-06-30 | 2.36% | +1.64 pp |
| Q1 2010 | 2010-03-31 | 1.93% | — |
| Q4 2009 | 2009-12-31 | 1.78% | — |
| Q3 2009 | 2009-09-30 | 1.70% | — |
| Q2 2009 | 2009-06-30 | 0.72% | — |
M&T Bank return on equity trends
Over the last five fiscal years, M&T Bank's return on equity increased from 8.48% to 9.80%, a change of +1.31 percentage points. The latest reported quarter, Q2 2026, shows 2.93%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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