Navient annual debt-to-assets ratio
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2025
Navient Debt-to-Assets Ratio Growth & History (NAVI)
Navient's debt-to-assets ratio was 0.94 for fiscal 2025.
View full Navient company overviewNavient annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.94 | 0.01 | +0.63% |
| 2024 | 2024-12-31 | 0.93 | −0.01 | −0.64% |
| 2023 | 2023-12-31 | 0.94 | −0.01 | −0.63% |
| 2022 | 2022-12-31 | 0.94 | −0.01 | −1.06% |
| 2021 | 2021-12-31 | 0.96 | −0.01 | −0.56% |
| 2020 | 2020-12-31 | 0.96 | 0.01 | +1.04% |
| 2019 | 2019-12-31 | 0.95 | 0.00 | +0.07% |
| 2018 | 2018-12-31 | 0.95 | −0.00 | −0.52% |
| 2017 | 2017-12-31 | 0.95 | 0.01 | +0.83% |
| 2016 | 2016-12-31 | 0.95 | −0.00 | −0.37% |
| 2015 | 2015-12-31 | 0.95 | −0.00 | −0.31% |
| 2014 | 2014-12-31 | 0.95 | 0.01 | +1.10% |
| 2013 | 2013-12-31 | 0.94 | — | — |
Navient quarterly debt-to-assets ratio
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| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.94 | −0.00 | −0.04% |
| Q1 2026 | 2026-03-31 | 0.94 | 0.00 | +0.32% |
| Q4 2025 | 2025-12-31 | 0.94 | 0.01 | +0.63% |
| Q3 2025 | 2025-09-30 | 0.94 | 0.00 | +0.44% |
| Q2 2025 | 2025-06-30 | 0.94 | 0.00 | +0.43% |
| Q1 2025 | 2025-03-31 | 0.94 | 0.00 | +0.04% |
| Q4 2024 | 2024-12-31 | 0.93 | −0.01 | −0.64% |
| Q3 2024 | 2024-09-30 | 0.94 | −0.00 | −0.40% |
| Q2 2024 | 2024-06-30 | 0.93 | −0.01 | −0.84% |
| Q1 2024 | 2024-03-31 | 0.94 | −0.01 | −0.77% |
| Q4 2023 | 2023-12-31 | 0.94 | −0.01 | −0.63% |
| Q3 2023 | 2023-09-30 | 0.94 | −0.01 | −0.74% |
| Q2 2023 | 2023-06-30 | 0.94 | −0.01 | −0.99% |
| Q1 2023 | 2023-03-31 | 0.94 | −0.01 | −1.17% |
| Q4 2022 | 2022-12-31 | 0.94 | −0.01 | −1.06% |
| Q3 2022 | 2022-09-30 | 0.95 | −0.01 | −1.11% |
| Q2 2022 | 2022-06-30 | 0.95 | −0.01 | −0.76% |
| Q1 2022 | 2022-03-31 | 0.95 | −0.00 | −0.29% |
| Q4 2021 | 2021-12-31 | 0.96 | −0.01 | −0.56% |
| Q3 2021 | 2021-09-30 | 0.96 | −0.00 | −0.48% |
| Q2 2021 | 2021-06-30 | 0.96 | −0.00 | −0.36% |
| Q1 2021 | 2021-03-31 | 0.96 | −0.00 | −0.51% |
| Q4 2020 | 2020-12-31 | 0.96 | 0.01 | +1.04% |
| Q3 2020 | 2020-09-30 | 0.96 | 0.01 | +1.16% |
| Q2 2020 | 2020-06-30 | 0.96 | 0.01 | +1.08% |
| Q1 2020 | 2020-03-31 | 0.96 | 0.01 | +1.22% |
| Q4 2019 | 2019-12-31 | 0.95 | 0.00 | +0.07% |
| Q3 2019 | 2019-09-30 | 0.95 | 0.00 | +0.12% |
| Q2 2019 | 2019-06-30 | 0.95 | 0.00 | +0.23% |
| Q1 2019 | 2019-03-31 | 0.95 | −0.00 | −0.25% |
| Q4 2018 | 2018-12-31 | 0.95 | −0.00 | −0.52% |
| Q3 2018 | 2018-09-30 | 0.95 | −0.01 | −0.61% |
| Q2 2018 | 2018-06-30 | 0.95 | −0.00 | −0.37% |
| Q1 2018 | 2018-03-31 | 0.95 | 0.01 | +0.58% |
| Q4 2017 | 2017-12-31 | 0.95 | 0.01 | +0.83% |
| Q3 2017 | 2017-09-30 | 0.96 | 0.00 | +0.44% |
| Q2 2017 | 2017-06-30 | 0.95 | 0.00 | +0.27% |
| Q1 2017 | 2017-03-31 | 0.95 | −0.01 | −0.60% |
| Q4 2016 | 2016-12-31 | 0.95 | −0.00 | −0.37% |
| Q3 2016 | 2016-09-30 | 0.95 | −0.00 | −0.14% |
| Q2 2016 | 2016-06-30 | 0.95 | −0.00 | −0.05% |
| Q1 2016 | 2016-03-31 | 0.95 | 0.01 | +0.57% |
| Q4 2015 | 2015-12-31 | 0.95 | −0.00 | −0.31% |
| Q3 2015 | 2015-09-30 | 0.95 | −0.00 | −0.00% |
| Q2 2015 | 2015-06-30 | 0.95 | −0.00 | −0.20% |
| Q1 2015 | 2015-03-31 | 0.95 | 0.00 | +0.38% |
| Q4 2014 | 2014-12-31 | 0.95 | 0.01 | +1.10% |
| Q3 2014 | 2014-09-30 | 0.95 | — | — |
| Q2 2014 | 2014-06-30 | 0.95 | — | — |
| Q1 2014 | 2014-03-31 | 0.94 | — | — |
| Q4 2013 | 2013-12-31 | 0.94 | — | — |
Navient debt-to-assets ratio trends
Over the last five fiscal years, Navient's debt-to-assets ratio decreased from 0.96 to 0.94, a change of −0.02. The latest reported quarter, Q2 2026, shows 0.94.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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