National Bank Holdings annual return on equity
2011
2012
2013
2014
2015
2016
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2019
2020
2021
2022
2023
2024
2025
National Bank Holdings Return on Equity (ROE) Growth & History (NBHC)
National Bank Holdings's return on equity was 8.15% for fiscal 2025.
View full National Bank Holdings company overviewNational Bank Holdings annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 8.15% | −1.29 pp |
| 2024 | 2024-12-31 | 9.44% | −2.89 pp |
| 2023 | 2023-12-31 | 12.33% | +4.95 pp |
| 2022 | 2022-12-31 | 7.38% | −3.90 pp |
| 2021 | 2021-12-31 | 11.27% | +0.11 pp |
| 2020 | 2020-12-31 | 11.16% | +0.17 pp |
| 2019 | 2019-12-31 | 10.99% | +0.98 pp |
| 2018 | 2018-12-31 | 10.01% | +7.28 pp |
| 2017 | 2017-12-31 | 2.73% | −1.27 pp |
| 2016 | 2016-12-31 | 4.00% | +3.31 pp |
| 2015 | 2015-12-31 | 0.69% | −0.39 pp |
| 2014 | 2014-12-31 | 1.08% | +0.39 pp |
| 2013 | 2013-12-31 | 0.70% | +0.75 pp |
| 2012 | 2012-12-31 | −0.05% | −4.08 pp |
| 2011 | 2011-12-31 | 4.03% | — |
National Bank Holdings quarterly return on equity
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| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 1.59% | −0.95 pp |
| Q1 2026 | 2026-03-31 | 1.36% | −0.48 pp |
| Q4 2025 | 2025-12-31 | 1.16% | −1.01 pp |
| Q3 2025 | 2025-09-30 | 2.59% | −0.02 pp |
| Q2 2025 | 2025-06-30 | 2.54% | +0.43 pp |
| Q1 2025 | 2025-03-31 | 1.84% | −0.73 pp |
| Q4 2024 | 2024-12-31 | 2.17% | −0.62 pp |
| Q3 2024 | 2024-09-30 | 2.61% | −0.52 pp |
| Q2 2024 | 2024-06-30 | 2.11% | −0.75 pp |
| Q1 2024 | 2024-03-31 | 2.57% | −1.05 pp |
| Q4 2023 | 2023-12-31 | 2.79% | +1.13 pp |
| Q3 2023 | 2023-09-30 | 3.12% | +1.30 pp |
| Q2 2023 | 2023-06-30 | 2.85% | +0.36 pp |
| Q1 2023 | 2023-03-31 | 3.62% | +1.41 pp |
| Q4 2022 | 2022-12-31 | 1.66% | −1.04 pp |
| Q3 2022 | 2022-09-30 | 1.83% | −0.51 pp |
| Q2 2022 | 2022-06-30 | 2.49% | −0.38 pp |
| Q1 2022 | 2022-03-31 | 2.21% | −1.03 pp |
| Q4 2021 | 2021-12-31 | 2.70% | −0.65 pp |
| Q3 2021 | 2021-09-30 | 2.34% | −1.20 pp |
| Q2 2021 | 2021-06-30 | 2.87% | +0.58 pp |
| Q1 2021 | 2021-03-31 | 3.24% | +1.18 pp |
| Q4 2020 | 2020-12-31 | 3.35% | +0.79 pp |
| Q3 2020 | 2020-09-30 | 3.54% | +0.63 pp |
| Q2 2020 | 2020-06-30 | 2.30% | −0.50 pp |
| Q1 2020 | 2020-03-31 | 2.07% | −0.62 pp |
| Q4 2019 | 2019-12-31 | 2.57% | +0.05 pp |
| Q3 2019 | 2019-09-30 | 2.91% | +0.17 pp |
| Q2 2019 | 2019-06-30 | 2.80% | +0.12 pp |
| Q1 2019 | 2019-03-31 | 2.68% | +1.25 pp |
| Q4 2018 | 2018-12-31 | 2.52% | +4.39 pp |
| Q3 2018 | 2018-09-30 | 2.74% | +1.42 pp |
| Q2 2018 | 2018-06-30 | 2.68% | +0.98 pp |
| Q1 2018 | 2018-03-31 | 1.44% | −0.10 pp |
| Q4 2017 | 2017-12-31 | −1.87% | −3.71 pp |
| Q3 2017 | 2017-09-30 | 1.32% | −0.13 pp |
| Q2 2017 | 2017-06-30 | 1.70% | +0.95 pp |
| Q1 2017 | 2017-03-31 | 1.54% | +1.50 pp |
| Q4 2016 | 2016-12-31 | 1.84% | +1.30 pp |
| Q3 2016 | 2016-09-30 | 1.45% | +1.20 pp |
| Q2 2016 | 2016-06-30 | 0.75% | +0.93 pp |
| Q1 2016 | 2016-03-31 | 0.04% | −0.12 pp |
| Q4 2015 | 2015-12-31 | 0.54% | +0.26 pp |
| Q3 2015 | 2015-09-30 | 0.24% | −0.15 pp |
| Q2 2015 | 2015-06-30 | −0.18% | −0.42 pp |
| Q1 2015 | 2015-03-31 | 0.16% | +0.00 pp |
| Q4 2014 | 2014-12-31 | 0.28% | +0.18 pp |
| Q3 2014 | 2014-09-30 | 0.40% | +0.31 pp |
| Q2 2014 | 2014-06-30 | 0.24% | −0.03 pp |
| Q1 2014 | 2014-03-31 | 0.16% | −0.03 pp |
| Q4 2013 | 2013-12-31 | 0.10% | −0.17 pp |
| Q3 2013 | 2013-09-30 | 0.09% | +0.81 pp |
| Q2 2013 | 2013-06-30 | 0.27% | — |
| Q1 2013 | 2013-03-31 | 0.19% | — |
| Q4 2012 | 2012-12-31 | 0.27% | — |
| Q3 2012 | 2012-09-30 | −0.72% | — |
National Bank Holdings return on equity trends
Over the last five fiscal years, National Bank Holdings's return on equity decreased from 11.16% to 8.15%, a change of −3.01 percentage points. The latest reported quarter, Q2 2026, shows 1.59%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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