NSTS Bancorp Return on Equity (ROE) Growth & History (NSTS)
NSTS Bancorp's return on equity was −0.49% for fiscal 2025.
View full NSTS Bancorp company overviewNSTS Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | −0.49% | +0.53 pp |
| 2024 | 2024-12-31 | −1.02% | +3.98 pp |
| 2023 | 2023-12-31 | −5.01% | −5.05 pp |
| 2022 | 2022-12-31 | 0.04% | +0.16 pp |
| 2021 | 2021-12-31 | −0.12% | — |
NSTS Bancorp quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | −0.25% | +0.08 pp |
| Q1 2026 | 2026-03-31 | −0.05% | +0.38 pp |
| Q4 2025 | 2025-12-31 | 0.17% | +0.23 pp |
| Q3 2025 | 2025-09-30 | 0.08% | +0.30 pp |
| Q2 2025 | 2025-06-30 | −0.33% | +0.09 pp |
| Q1 2025 | 2025-03-31 | −0.43% | −0.11 pp |
| Q4 2024 | 2024-12-31 | −0.06% | +4.81 pp |
| Q3 2024 | 2024-09-30 | −0.22% | +0.07 pp |
| Q2 2024 | 2024-06-30 | −0.42% | −0.27 pp |
| Q1 2024 | 2024-03-31 | −0.32% | −0.53 pp |
| Q4 2023 | 2023-12-31 | −4.87% | −4.92 pp |
| Q3 2023 | 2023-09-30 | −0.30% | −0.44 pp |
| Q2 2023 | 2023-06-30 | −0.16% | −0.33 pp |
| Q1 2023 | 2023-03-31 | 0.21% | +0.63 pp |
| Q4 2022 | 2022-12-31 | 0.05% | +0.17 pp |
| Q3 2022 | 2022-09-30 | 0.15% | +0.11 pp |
| Q2 2022 | 2022-06-30 | 0.18% | — |
| Q1 2022 | 2022-03-31 | −0.42% | — |
| Q4 2021 | 2021-12-31 | −0.13% | — |
| Q3 2021 | 2021-09-30 | 0.03% | — |
NSTS Bancorp return on equity trends
Between the periods ended 2021-12-31 and 2025-12-31, NSTS Bancorp's return on equity decreased from −0.12% to −0.49%, a change of −0.37 percentage points. The latest reported quarter, Q2 2026, shows −0.25%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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