Bank of N.T. Butterfield & Son Return on Equity (ROE) Growth & History (NTB)
Bank of N.T. Butterfield & Son's return on equity was 21.45% for fiscal 2025.
View full Bank of N.T. Butterfield & Son company overviewBank of N.T. Butterfield & Son annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 21.45% | +0.08 pp |
| 2024 | 2024-12-31 | 21.37% | −2.77 pp |
| 2023 | 2023-12-31 | 24.14% | +0.90 pp |
| 2022 | 2022-12-31 | 23.23% | +6.63 pp |
| 2021 | 2021-12-31 | 16.60% | +1.47 pp |
| 2020 | 2020-12-31 | 15.13% | −4.05 pp |
| 2019 | 2019-12-31 | 19.18% | −3.71 pp |
| 2018 | 2018-12-31 | 22.89% | +2.91 pp |
| 2017 | 2017-12-31 | 19.99% | +4.12 pp |
| 2016 | 2016-12-31 | 15.87% | +6.15 pp |
| 2015 | 2015-12-31 | 9.72% | — |
Bank of N.T. Butterfield & Son quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 4.11% | −1.00 pp |
| Q1 2026 | 2026-03-31 | 5.50% | — |
| Q4 2025 | 2025-12-31 | 5.68% | — |
| Q3 2025 | 2025-09-30 | 5.61% | — |
| Q2 2025 | 2025-06-30 | 5.10% | — |
Bank of N.T. Butterfield & Son return on equity trends
Over the last five fiscal years, Bank of N.T. Butterfield & Son's return on equity increased from 15.13% to 21.45%, a change of +6.32 percentage points. The latest reported quarter, Q2 2026, shows 4.11%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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