Northwest Bancshares Debt-to-Equity Ratio Growth & History (NWBI)
Northwest Bancshares's debt-to-equity ratio was 0.03 for fiscal 2025.
View full Northwest Bancshares company overviewNorthwest Bancshares annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.03 | −0.13 | −82.97% |
| 2024 | 2024-12-31 | 0.16 | −0.14 | −47.55% |
| 2023 | 2023-12-31 | 0.30 | −0.20 | −39.68% |
| 2022 | 2022-12-31 | 0.50 | 0.37 | +298.60% |
| 2021 | 2021-12-31 | 0.12 | −0.01 | −9.76% |
| 2020 | 2020-12-31 | 0.14 | −0.08 | −37.54% |
| 2019 | 2019-12-31 | 0.22 | 0.03 | +18.32% |
| 2018 | 2018-12-31 | 0.19 | 0.10 | +107.96% |
| 2017 | 2017-12-31 | 0.09 | −0.03 | −26.58% |
| 2016 | 2016-12-31 | 0.12 | −0.72 | −85.44% |
| 2015 | 2015-12-31 | 0.84 | 0.00 | +0.30% |
| 2014 | 2014-12-31 | 0.84 | — | — |
Northwest Bancshares quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.44 | 0.32 | +268.78% |
| Q1 2026 | 2026-03-31 | 0.31 | 0.19 | +158.37% |
| Q4 2025 | 2025-12-31 | 0.03 | −0.13 | −82.97% |
| Q3 2025 | 2025-09-30 | 0.20 | 0.07 | +54.51% |
| Q2 2025 | 2025-06-30 | 0.12 | −0.04 | −22.55% |
| Q1 2025 | 2025-03-31 | 0.12 | −0.14 | −53.09% |
| Q4 2024 | 2024-12-31 | 0.16 | −0.14 | −47.55% |
| Q3 2024 | 2024-09-30 | 0.13 | −0.28 | −68.17% |
| Q2 2024 | 2024-06-30 | 0.16 | −0.26 | −62.78% |
| Q1 2024 | 2024-03-31 | 0.26 | −0.20 | −43.27% |
| Q4 2023 | 2023-12-31 | 0.30 | −0.20 | −39.68% |
| Q3 2023 | 2023-09-30 | 0.40 | 0.30 | +292.57% |
| Q2 2023 | 2023-06-30 | 0.42 | 0.33 | +379.13% |
| Q1 2023 | 2023-03-31 | 0.46 | 0.38 | +470.92% |
| Q4 2022 | 2022-12-31 | 0.50 | 0.37 | +298.60% |
| Q3 2022 | 2022-09-30 | 0.10 | 0.02 | +26.90% |
| Q2 2022 | 2022-06-30 | 0.09 | −0.08 | −46.56% |
| Q1 2022 | 2022-03-31 | 0.08 | −0.08 | −51.57% |
| Q4 2021 | 2021-12-31 | 0.12 | −0.01 | −9.76% |
| Q3 2021 | 2021-09-30 | 0.08 | −0.18 | −68.53% |
| Q2 2021 | 2021-06-30 | 0.16 | −0.12 | −43.17% |
| Q1 2021 | 2021-03-31 | 0.16 | 0.02 | +15.26% |
| Q4 2020 | 2020-12-31 | 0.14 | −0.08 | −37.54% |
| Q3 2020 | 2020-09-30 | 0.26 | 0.03 | +13.40% |
| Q2 2020 | 2020-06-30 | 0.29 | 0.12 | +74.05% |
| Q1 2020 | 2020-03-31 | 0.14 | 0.02 | +17.31% |
| Q4 2019 | 2019-12-31 | 0.22 | 0.03 | +18.32% |
| Q3 2019 | 2019-09-30 | 0.23 | 0.08 | +57.20% |
| Q2 2019 | 2019-06-30 | 0.17 | 0.08 | +103.20% |
| Q1 2019 | 2019-03-31 | 0.12 | 0.04 | +41.48% |
| Q4 2018 | 2018-12-31 | 0.19 | 0.10 | +107.96% |
| Q3 2018 | 2018-09-30 | 0.14 | 0.05 | +50.87% |
| Q2 2018 | 2018-06-30 | 0.08 | −0.01 | −11.91% |
| Q1 2018 | 2018-03-31 | 0.09 | −0.03 | −26.15% |
| Q4 2017 | 2017-12-31 | 0.09 | −0.03 | −26.58% |
| Q3 2017 | 2017-09-30 | 0.10 | −0.02 | −18.12% |
| Q2 2017 | 2017-06-30 | 0.09 | −0.74 | −88.89% |
| Q1 2017 | 2017-03-31 | 0.12 | −0.62 | −84.10% |
| Q4 2016 | 2016-12-31 | 0.12 | −0.72 | −85.44% |
| Q3 2016 | 2016-09-30 | 0.12 | −0.68 | −85.36% |
| Q2 2016 | 2016-06-30 | 0.83 | −0.01 | −1.27% |
| Q1 2016 | 2016-03-31 | 0.73 | — | — |
| Q4 2015 | 2015-12-31 | 0.84 | 0.00 | +0.30% |
| Q3 2015 | 2015-09-30 | 0.80 | — | — |
| Q2 2015 | 2015-06-30 | 0.84 | — | — |
| Q4 2014 | 2014-12-31 | 0.84 | — | — |
Northwest Bancshares debt-to-equity ratio trends
Over the last five fiscal years, Northwest Bancshares's debt-to-equity ratio decreased from 0.14 to 0.03, a change of −0.11. The latest reported quarter, Q2 2026, shows 0.44.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Northwest Bancshares source filings ↗