Norwood Financial annual return on equity
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2025
Norwood Financial Return on Equity (ROE) Growth & History (NWFL)
Norwood Financial's return on equity was 12.18% for fiscal 2025.
View full Norwood Financial company overviewNorwood Financial annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 12.18% | +12.26 pp |
| 2024 | 2024-12-31 | −0.08% | −9.71 pp |
| 2023 | 2023-12-31 | 9.63% | −6.07 pp |
| 2022 | 2022-12-31 | 15.70% | +3.25 pp |
| 2021 | 2021-12-31 | 12.46% | +3.38 pp |
| 2020 | 2020-12-31 | 9.08% | −1.87 pp |
| 2019 | 2019-12-31 | 10.95% | −0.52 pp |
| 2018 | 2018-12-31 | 11.47% | +4.24 pp |
| 2017 | 2017-12-31 | 7.23% | +0.90 pp |
| 2016 | 2016-12-31 | 6.33% | +0.42 pp |
| 2015 | 2015-12-31 | 5.91% | −2.11 pp |
| 2014 | 2014-12-31 | 8.02% | −1.17 pp |
| 2013 | 2013-12-31 | 9.19% | −0.12 pp |
| 2012 | 2012-12-31 | 9.31% | −0.13 pp |
| 2011 | 2011-12-31 | 9.45% | −1.62 pp |
| 2010 | 2010-12-31 | 11.07% | — |
Norwood Financial quarterly return on equity
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| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.25% | +0.47 pp |
| Q1 2026 | 2026-03-31 | 1.42% | −1.24 pp |
| Q4 2025 | 2025-12-31 | 3.12% | +9.30 pp |
| Q3 2025 | 2025-09-30 | 3.62% | +1.59 pp |
| Q2 2025 | 2025-06-30 | 2.78% | +0.46 pp |
| Q1 2025 | 2025-03-31 | 2.66% | +0.21 pp |
| Q4 2024 | 2024-12-31 | −6.18% | −6.39 pp |
| Q3 2024 | 2024-09-30 | 2.03% | −0.40 pp |
| Q2 2024 | 2024-06-30 | 2.32% | −1.40 pp |
| Q1 2024 | 2024-03-31 | 2.45% | −0.92 pp |
| Q4 2023 | 2023-12-31 | 0.21% | −4.18 pp |
| Q3 2023 | 2023-09-30 | 2.44% | −2.44 pp |
| Q2 2023 | 2023-06-30 | 3.72% | −0.08 pp |
| Q1 2023 | 2023-03-31 | 3.37% | −0.27 pp |
| Q4 2022 | 2022-12-31 | 4.38% | +1.13 pp |
| Q3 2022 | 2022-09-30 | 4.87% | +1.41 pp |
| Q2 2022 | 2022-06-30 | 3.80% | +0.89 pp |
| Q1 2022 | 2022-03-31 | 3.64% | +0.79 pp |
| Q4 2021 | 2021-12-31 | 3.25% | +0.39 pp |
| Q3 2021 | 2021-09-30 | 3.46% | +0.46 pp |
| Q2 2021 | 2021-06-30 | 2.91% | +1.86 pp |
| Q1 2021 | 2021-03-31 | 2.84% | +0.64 pp |
| Q4 2020 | 2020-12-31 | 2.86% | +0.22 pp |
| Q3 2020 | 2020-09-30 | 3.00% | +0.07 pp |
| Q2 2020 | 2020-06-30 | 1.04% | −1.68 pp |
| Q1 2020 | 2020-03-31 | 2.20% | −0.36 pp |
| Q4 2019 | 2019-12-31 | 2.64% | −0.12 pp |
| Q3 2019 | 2019-09-30 | 2.93% | −0.26 pp |
| Q2 2019 | 2019-06-30 | 2.73% | −0.34 pp |
| Q1 2019 | 2019-03-31 | 2.56% | −0.16 pp |
| Q4 2018 | 2018-12-31 | 2.76% | +2.63 pp |
| Q3 2018 | 2018-09-30 | 3.20% | +0.68 pp |
| Q2 2018 | 2018-06-30 | 3.06% | +0.69 pp |
| Q1 2018 | 2018-03-31 | 2.73% | +0.60 pp |
| Q4 2017 | 2017-12-31 | 0.13% | −1.93 pp |
| Q3 2017 | 2017-09-30 | 2.52% | +1.96 pp |
| Q2 2017 | 2017-06-30 | 2.38% | +0.57 pp |
| Q1 2017 | 2017-03-31 | 2.12% | +0.28 pp |
| Q4 2016 | 2016-12-31 | 2.07% | +1.94 pp |
| Q3 2016 | 2016-09-30 | 0.56% | −1.21 pp |
| Q2 2016 | 2016-06-30 | 1.81% | −0.15 pp |
| Q1 2016 | 2016-03-31 | 1.84% | −0.20 pp |
| Q4 2015 | 2015-12-31 | 0.13% | −1.44 pp |
| Q3 2015 | 2015-09-30 | 1.76% | −0.43 pp |
| Q2 2015 | 2015-06-30 | 1.96% | −0.18 pp |
| Q1 2015 | 2015-03-31 | 2.05% | −0.06 pp |
| Q4 2014 | 2014-12-31 | 1.57% | −0.81 pp |
| Q3 2014 | 2014-09-30 | 2.19% | −0.16 pp |
| Q2 2014 | 2014-06-30 | 2.14% | +0.13 pp |
| Q1 2014 | 2014-03-31 | 2.11% | −0.38 pp |
| Q4 2013 | 2013-12-31 | 2.38% | +0.47 pp |
| Q3 2013 | 2013-09-30 | 2.35% | −0.07 pp |
| Q2 2013 | 2013-06-30 | 2.01% | −0.52 pp |
| Q1 2013 | 2013-03-31 | 2.49% | +0.02 pp |
| Q4 2012 | 2012-12-31 | 1.91% | −0.37 pp |
| Q3 2012 | 2012-09-30 | 2.42% | −0.17 pp |
| Q2 2012 | 2012-06-30 | 2.52% | +0.57 pp |
| Q1 2012 | 2012-03-31 | 2.47% | — |
| Q4 2011 | 2011-12-31 | 2.28% | — |
| Q3 2011 | 2011-09-30 | 2.58% | — |
| Q2 2011 | 2011-06-30 | 1.95% | — |
Norwood Financial return on equity trends
Over the last five fiscal years, Norwood Financial's return on equity increased from 9.08% to 12.18%, a change of +3.10 percentage points. The latest reported quarter, Q2 2026, shows 3.25%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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