Orange County Bancorp Return on Equity (ROE) Growth & History (OBT)
Orange County Bancorp's return on equity was 17.71% for fiscal 2025.
View full Orange County Bancorp company overviewOrange County Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 17.71% | +1.82 pp |
| 2024 | 2024-12-31 | 15.89% | −3.53 pp |
| 2023 | 2023-12-31 | 19.42% | +4.24 pp |
| 2022 | 2022-12-31 | 15.18% | +1.80 pp |
| 2021 | 2021-12-31 | 13.38% | — |
Orange County Bancorp quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 4.57% | −0.04 pp |
| Q1 2026 | 2026-03-31 | 3.92% | −0.58 pp |
| Q4 2025 | 2025-12-31 | 4.48% | +0.70 pp |
| Q3 2025 | 2025-09-30 | 3.83% | +2.10 pp |
| Q2 2025 | 2025-06-30 | 4.61% | −0.14 pp |
| Q1 2025 | 2025-03-31 | 4.50% | −1.06 pp |
| Q4 2024 | 2024-12-31 | 3.78% | −1.47 pp |
| Q3 2024 | 2024-09-30 | 1.74% | −4.45 pp |
| Q2 2024 | 2024-06-30 | 4.74% | −1.38 pp |
| Q1 2024 | 2024-03-31 | 5.56% | +3.31 pp |
| Q4 2023 | 2023-12-31 | 5.25% | −1.36 pp |
| Q3 2023 | 2023-09-30 | 6.19% | +0.62 pp |
| Q2 2023 | 2023-06-30 | 6.12% | +4.76 pp |
| Q1 2023 | 2023-03-31 | 2.25% | −0.82 pp |
| Q4 2022 | 2022-12-31 | 6.61% | +3.59 pp |
| Q3 2022 | 2022-09-30 | 5.57% | +2.10 pp |
| Q2 2022 | 2022-06-30 | 1.36% | −2.40 pp |
| Q1 2022 | 2022-03-31 | 3.07% | — |
| Q4 2021 | 2021-12-31 | 3.02% | — |
| Q3 2021 | 2021-09-30 | 3.47% | — |
| Q2 2021 | 2021-06-30 | 3.76% | — |
Orange County Bancorp return on equity trends
Between the periods ended 2021-12-31 and 2025-12-31, Orange County Bancorp's return on equity increased from 13.38% to 17.71%, a change of +4.33 percentage points. The latest reported quarter, Q2 2026, shows 4.57%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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