Ofg Bancorp annual return on equity
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Ofg Bancorp Return on Equity (ROE) Growth & History (OFG)
Ofg Bancorp's return on equity was 15.51% for fiscal 2025.
View full Ofg Bancorp company overviewOfg Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 15.51% | −0.68 pp |
| 2024 | 2024-12-31 | 16.19% | −0.08 pp |
| 2023 | 2023-12-31 | 16.27% | +0.52 pp |
| 2022 | 2022-12-31 | 15.75% | +2.18 pp |
| 2021 | 2021-12-31 | 13.56% | +6.59 pp |
| 2020 | 2020-12-31 | 6.97% | +1.71 pp |
| 2019 | 2019-12-31 | 5.26% | −3.42 pp |
| 2018 | 2018-12-31 | 8.68% | +3.04 pp |
| 2017 | 2017-12-31 | 5.64% | −0.87 pp |
| 2016 | 2016-12-31 | 6.51% | +6.79 pp |
| 2015 | 2015-12-31 | −0.27% | −9.60 pp |
| 2014 | 2014-12-31 | 9.32% | −1.94 pp |
| 2013 | 2013-12-31 | 11.26% | +8.11 pp |
| 2012 | 2012-12-31 | 3.15% | −1.68 pp |
| 2011 | 2011-12-31 | 4.83% | +2.97 pp |
| 2010 | 2010-12-31 | 1.85% | — |
Ofg Bancorp quarterly return on equity
Q2.11
Q3.11
Q4.11
Q1.12
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Q3.12
Q4.12
Q1.13
Q2.13
Q3.13
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Q4.15
Q1.16
Q2.16
Q3.16
Q4.16
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Q3.17
Q4.17
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Q3.18
Q4.18
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Q2.19
Q3.19
Q4.19
Q1.20
Q2.20
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Q4.20
Q1.21
Q2.21
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Q4.22
Q1.23
Q2.23
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Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 4.24% | +0.30 pp |
| Q1 2026 | 2026-03-31 | 3.91% | +0.34 pp |
| Q4 2025 | 2025-12-31 | 4.04% | +0.13 pp |
| Q3 2025 | 2025-09-30 | 3.83% | +0.13 pp |
| Q2 2025 | 2025-06-30 | 3.94% | −0.25 pp |
| Q1 2025 | 2025-03-31 | 3.57% | −0.55 pp |
| Q4 2024 | 2024-12-31 | 3.91% | −0.16 pp |
| Q3 2024 | 2024-09-30 | 3.69% | −0.40 pp |
| Q2 2024 | 2024-06-30 | 4.19% | +0.15 pp |
| Q1 2024 | 2024-03-31 | 4.13% | −0.21 pp |
| Q4 2023 | 2023-12-31 | 4.07% | −0.48 pp |
| Q3 2023 | 2023-09-30 | 4.09% | −0.09 pp |
| Q2 2023 | 2023-06-30 | 4.04% | +0.10 pp |
| Q1 2023 | 2023-03-31 | 4.34% | +0.78 pp |
| Q4 2022 | 2022-12-31 | 4.55% | +1.42 pp |
| Q3 2022 | 2022-09-30 | 4.17% | +0.27 pp |
| Q2 2022 | 2022-06-30 | 3.94% | +0.20 pp |
| Q1 2022 | 2022-03-31 | 3.56% | +0.79 pp |
| Q4 2021 | 2021-12-31 | 3.14% | +0.97 pp |
| Q3 2021 | 2021-09-30 | 3.91% | +1.30 pp |
| Q2 2021 | 2021-06-30 | 3.73% | +1.62 pp |
| Q1 2021 | 2021-03-31 | 2.77% | +2.59 pp |
| Q4 2020 | 2020-12-31 | 2.17% | +2.26 pp |
| Q3 2020 | 2020-09-30 | 2.61% | +1.90 pp |
| Q2 2020 | 2020-06-30 | 2.11% | −0.21 pp |
| Q1 2020 | 2020-03-31 | 0.17% | −2.15 pp |
| Q4 2019 | 2019-12-31 | −0.09% | −2.61 pp |
| Q3 2019 | 2019-09-30 | 0.71% | −1.69 pp |
| Q2 2019 | 2019-06-30 | 2.32% | +0.26 pp |
| Q1 2019 | 2019-03-31 | 2.32% | +0.53 pp |
| Q4 2018 | 2018-12-31 | 2.51% | +0.70 pp |
| Q3 2018 | 2018-09-30 | 2.40% | +2.04 pp |
| Q2 2018 | 2018-06-30 | 2.06% | +0.23 pp |
| Q1 2018 | 2018-03-31 | 1.79% | +0.15 pp |
| Q4 2017 | 2017-12-31 | 1.81% | +0.13 pp |
| Q3 2017 | 2017-09-30 | 0.35% | −1.29 pp |
| Q2 2017 | 2017-06-30 | 1.83% | +0.25 pp |
| Q1 2017 | 2017-03-31 | 1.64% | +0.06 pp |
| Q4 2016 | 2016-12-31 | 1.69% | +1.79 pp |
| Q3 2016 | 2016-09-30 | 1.64% | — |
| Q2 2016 | 2016-06-30 | 1.58% | — |
| Q1 2016 | 2016-03-31 | 1.57% | — |
| Q4 2015 | 2015-12-31 | −0.11% | — |
| Q1 2014 | 2014-03-31 | 2.67% | +0.22 pp |
| Q4 2013 | 2013-12-31 | 2.28% | +4.58 pp |
| Q3 2013 | 2013-09-30 | 2.24% | −0.18 pp |
| Q2 2013 | 2013-06-30 | 4.31% | +2.15 pp |
| Q1 2013 | 2013-03-31 | 2.44% | +0.91 pp |
| Q4 2012 | 2012-12-31 | −2.30% | −0.63 pp |
| Q3 2012 | 2012-09-30 | 2.43% | +0.11 pp |
| Q2 2012 | 2012-06-30 | 2.17% | −1.47 pp |
| Q1 2012 | 2012-03-31 | 1.54% | — |
| Q4 2011 | 2011-12-31 | −1.67% | — |
| Q3 2011 | 2011-09-30 | 2.31% | — |
| Q2 2011 | 2011-06-30 | 3.63% | — |
Ofg Bancorp return on equity trends
Over the last five fiscal years, Ofg Bancorp's return on equity increased from 6.97% to 15.51%, a change of +8.54 percentage points. The latest reported quarter, Q2 2026, shows 4.24%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Ofg Bancorp source filings ↗