OP Bancorp Return on Equity (ROE) Growth & History (OPBK)
OP Bancorp's return on equity was 11.84% for fiscal 2025.
View full OP Bancorp company overviewOP Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 11.84% | +1.25 pp |
| 2024 | 2024-12-31 | 10.60% | −2.35 pp |
| 2023 | 2023-12-31 | 12.94% | −6.53 pp |
| 2022 | 2022-12-31 | 19.47% | +0.78 pp |
| 2021 | 2021-12-31 | 18.69% | +9.45 pp |
| 2020 | 2020-12-31 | 9.25% | −3.15 pp |
| 2019 | 2019-12-31 | 12.40% | −0.49 pp |
| 2018 | 2018-12-31 | 12.88% | +2.19 pp |
| 2017 | 2017-12-31 | 10.69% | — |
OP Bancorp quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.39% | +0.40 pp |
| Q1 2026 | 2026-03-31 | 3.14% | +0.46 pp |
| Q4 2025 | 2025-12-31 | 3.13% | +0.70 pp |
| Q3 2025 | 2025-09-30 | 3.08% | +0.36 pp |
| Q2 2025 | 2025-06-30 | 2.99% | +0.21 pp |
| Q1 2025 | 2025-03-31 | 2.68% | −0.02 pp |
| Q4 2024 | 2024-12-31 | 2.43% | −0.31 pp |
| Q3 2024 | 2024-09-30 | 2.72% | −0.06 pp |
| Q2 2024 | 2024-06-30 | 2.78% | −0.53 pp |
| Q1 2024 | 2024-03-31 | 2.70% | −1.48 pp |
| Q4 2023 | 2023-12-31 | 2.74% | −1.88 pp |
| Q3 2023 | 2023-09-30 | 2.78% | −2.31 pp |
| Q2 2023 | 2023-06-30 | 3.31% | −1.74 pp |
| Q1 2023 | 2023-03-31 | 4.18% | −0.75 pp |
| Q4 2022 | 2022-12-31 | 4.63% | −1.01 pp |
| Q3 2022 | 2022-09-30 | 5.09% | −0.22 pp |
| Q2 2022 | 2022-06-30 | 5.06% | +0.79 pp |
| Q1 2022 | 2022-03-31 | 4.92% | +1.43 pp |
| Q4 2021 | 2021-12-31 | 5.64% | +2.96 pp |
| Q3 2021 | 2021-09-30 | 5.31% | +2.75 pp |
| Q2 2021 | 2021-06-30 | 4.27% | +2.52 pp |
| Q1 2021 | 2021-03-31 | 3.50% | +1.13 pp |
| Q4 2020 | 2020-12-31 | 2.68% | −0.33 pp |
| Q3 2020 | 2020-09-30 | 2.56% | −0.37 pp |
| Q2 2020 | 2020-06-30 | 1.74% | −1.12 pp |
| Q1 2020 | 2020-03-31 | 2.37% | −1.25 pp |
| Q4 2019 | 2019-12-31 | 3.01% | +0.05 pp |
| Q3 2019 | 2019-09-30 | 2.93% | +0.10 pp |
| Q2 2019 | 2019-06-30 | 2.86% | −0.31 pp |
| Q1 2019 | 2019-03-31 | 3.62% | +0.53 pp |
| Q4 2018 | 2018-12-31 | 2.96% | +0.76 pp |
| Q3 2018 | 2018-09-30 | 2.83% | — |
| Q2 2018 | 2018-06-30 | 3.18% | — |
| Q1 2018 | 2018-03-31 | 3.08% | — |
| Q4 2017 | 2017-12-31 | 2.20% | — |
OP Bancorp return on equity trends
Over the last five fiscal years, OP Bancorp's return on equity increased from 9.25% to 11.84%, a change of +2.60 percentage points. The latest reported quarter, Q2 2026, shows 3.39%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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