OptimumBank Holdings annual return on equity
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
OptimumBank Holdings Return on Equity (ROE) Growth & History (OPHC)
OptimumBank Holdings's return on equity was 14.79% for fiscal 2025.
View full OptimumBank Holdings company overviewOptimumBank Holdings annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 14.79% | −0.36 pp |
| 2024 | 2024-12-31 | 15.16% | +5.68 pp |
| 2023 | 2023-12-31 | 9.48% | +1.52 pp |
| 2022 | 2022-12-31 | 7.96% | −14.39 pp |
| 2021 | 2021-12-31 | 22.35% | +28.59 pp |
| 2020 | 2020-12-31 | −6.25% | +11.34 pp |
| 2019 | 2019-12-31 | −17.58% | −37.86 pp |
| 2018 | 2018-12-31 | 20.28% | +41.22 pp |
| 2017 | 2017-12-31 | −20.94% | −7.84 pp |
| 2016 | 2016-12-31 | −13.10% | −7.61 pp |
| 2015 | 2015-12-31 | −5.48% | −121.66 pp |
| 2014 | 2014-12-31 | 116.18% | +327.56 pp |
| 2013 | 2013-12-31 | −211.38% | −142.79 pp |
| 2012 | 2012-12-31 | −68.59% | +9.30 pp |
| 2011 | 2011-12-31 | −77.89% | — |
OptimumBank Holdings quarterly return on equity
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Q2.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 5.10% | +1.81 pp |
| Q1 2026 | 2026-03-31 | 3.75% | +0.08 pp |
| Q4 2025 | 2025-12-31 | 4.06% | +0.03 pp |
| Q3 2025 | 2025-09-30 | 3.79% | +0.11 pp |
| Q2 2025 | 2025-06-30 | 3.28% | −0.83 pp |
| Q1 2025 | 2025-03-31 | 3.66% | +0.56 pp |
| Q4 2024 | 2024-12-31 | 4.03% | +0.29 pp |
| Q3 2024 | 2024-09-30 | 3.68% | +1.76 pp |
| Q2 2024 | 2024-06-30 | 4.11% | +2.11 pp |
| Q1 2024 | 2024-03-31 | 3.11% | +1.30 pp |
| Q4 2023 | 2023-12-31 | 3.74% | +1.02 pp |
| Q3 2023 | 2023-09-30 | 1.92% | +0.56 pp |
| Q2 2023 | 2023-06-30 | 2.01% | +0.06 pp |
| Q1 2023 | 2023-03-31 | 1.81% | −0.14 pp |
| Q4 2022 | 2022-12-31 | 2.72% | −10.07 pp |
| Q3 2022 | 2022-09-30 | 1.36% | −1.59 pp |
| Q2 2022 | 2022-06-30 | 1.94% | +0.18 pp |
| Q1 2022 | 2022-03-31 | 1.95% | +0.17 pp |
| Q4 2021 | 2021-12-31 | 12.80% | +10.46 pp |
| Q3 2021 | 2021-09-30 | 2.94% | +7.19 pp |
| Q2 2021 | 2021-06-30 | 1.76% | +5.80 pp |
| Q1 2021 | 2021-03-31 | 1.78% | +5.97 pp |
| Q4 2020 | 2020-12-31 | 2.34% | +6.41 pp |
| Q3 2020 | 2020-09-30 | −4.25% | +1.45 pp |
| Q2 2020 | 2020-06-30 | −4.04% | +4.37 pp |
| Q1 2020 | 2020-03-31 | −4.19% | −1.41 pp |
| Q4 2019 | 2019-12-31 | −4.07% | −30.82 pp |
| Q3 2019 | 2019-09-30 | −5.69% | −1.98 pp |
| Q2 2019 | 2019-06-30 | −8.41% | −3.33 pp |
| Q1 2019 | 2019-03-31 | −2.79% | +7.73 pp |
| Q4 2018 | 2018-12-31 | 26.75% | +29.92 pp |
| Q3 2018 | 2018-09-30 | −3.72% | −1.60 pp |
| Q2 2018 | 2018-06-30 | −5.08% | +1.04 pp |
| Q1 2018 | 2018-03-31 | −10.52% | −0.92 pp |
| Q4 2017 | 2017-12-31 | −3.17% | −0.42 pp |
| Q3 2017 | 2017-09-30 | −2.11% | −2.74 pp |
| Q2 2017 | 2017-06-30 | −6.12% | −4.52 pp |
| Q1 2017 | 2017-03-31 | −9.60% | −0.44 pp |
| Q4 2016 | 2016-12-31 | −2.75% | −1.68 pp |
| Q3 2016 | 2016-09-30 | 0.63% | −0.87 pp |
| Q2 2016 | 2016-06-30 | −1.61% | −1.80 pp |
| Q1 2016 | 2016-03-31 | −9.16% | −3.20 pp |
| Q4 2015 | 2015-12-31 | −1.07% | −1.44 pp |
| Q3 2015 | 2015-09-30 | 1.50% | +4.63 pp |
| Q2 2015 | 2015-06-30 | 0.20% | −110.43 pp |
| Q1 2015 | 2015-03-31 | −5.96% | −289.22 pp |
| Q4 2014 | 2014-12-31 | 0.36% | +242.98 pp |
| Q3 2014 | 2014-09-30 | −3.13% | +11.20 pp |
| Q2 2014 | 2014-06-30 | 110.63% | +174.00 pp |
| Q1 2014 | 2014-03-31 | 283.26% | +320.32 pp |
| Q4 2013 | 2013-12-31 | −242.62% | −209.05 pp |
| Q3 2013 | 2013-09-30 | −14.32% | −0.27 pp |
| Q2 2013 | 2013-06-30 | −63.37% | −53.66 pp |
| Q1 2013 | 2013-03-31 | −37.06% | −29.28 pp |
| Q4 2012 | 2012-12-31 | −33.57% | −31.33 pp |
| Q3 2012 | 2012-09-30 | −14.05% | — |
| Q2 2012 | 2012-06-30 | −9.72% | +226.50 pp |
| Q1 2012 | 2012-03-31 | −7.78% | — |
| Q4 2011 | 2011-12-31 | −2.25% | — |
| Q2 2011 | 2011-06-30 | −236.21% | — |
OptimumBank Holdings return on equity trends
Over the last five fiscal years, OptimumBank Holdings's return on equity increased from −6.25% to 14.79%, a change of +21.04 percentage points. The latest reported quarter, Q2 2026, shows 5.10%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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