Pioneer Bancorp Return on Equity (ROE) Growth & History (PBFS)
Pioneer Bancorp's return on equity was 6.46% for fiscal 2025.
View full Pioneer Bancorp company overviewPioneer Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 6.46% | +3.26 pp |
| 2024 · Dec 31 | 2024-12-31 | 3.19% | — |
| 2024 · Jun 30 | 2024-06-30 | 5.42% | −3.20 pp |
| 2023 | 2023-06-30 | 8.62% | +4.34 pp |
| 2022 | 2022-06-30 | 4.28% | +3.81 pp |
| 2021 | 2021-06-30 | 0.47% | −2.53 pp |
| 2020 | 2020-06-30 | 2.99% | −3.06 pp |
| 2019 | 2019-06-30 | 6.06% | — |
Pioneer Bancorp quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 1.06% | −1.00 pp |
| Q1 2026 | 2026-03-31 | 1.62% | −0.25 pp |
| Q4 2025 | 2025-12-31 | 1.17% | +2.93 pp |
| Q3 2025 | 2025-09-30 | 1.38% | −0.72 pp |
| Q2 2025 | 2025-06-30 | 2.06% | +0.72 pp |
| Q1 2025 · Mar 31 | 2025-03-31 | 1.87% | +0.23 pp |
| Q4 2024 | 2024-12-31 | −1.76% | −2.91 pp |
| Q1 2025 · Sep 30 | 2024-09-30 | 2.10% | +0.83 pp |
| Q4 2024 | 2024-06-30 | 1.34% | −0.37 pp |
| Q3 2024 | 2024-03-31 | 1.65% | −0.72 pp |
| Q2 2024 | 2023-12-31 | 1.15% | −1.37 pp |
| Q1 2024 | 2023-09-30 | 1.27% | −0.89 pp |
| Q4 2023 | 2023-06-30 | 1.71% | +0.73 pp |
| Q3 2023 | 2023-03-31 | 2.36% | +2.24 pp |
| Q2 2023 | 2022-12-31 | 2.52% | −0.07 pp |
| Q1 2023 | 2022-09-30 | 2.16% | +1.59 pp |
| Q4 2022 | 2022-06-30 | 0.99% | +2.51 pp |
| Q3 2022 | 2022-03-31 | 0.13% | −0.46 pp |
| Q2 2022 | 2021-12-31 | 2.59% | +1.75 pp |
| Q1 2022 | 2021-09-30 | 0.57% | −0.05 pp |
| Q4 2021 | 2021-06-30 | −1.52% | −2.18 pp |
| Q3 2021 | 2021-03-31 | 0.59% | +0.22 pp |
| Q2 2021 | 2020-12-31 | 0.84% | −0.87 pp |
| Q1 2021 | 2020-09-30 | 0.62% | +1.18 pp |
| Q4 2020 | 2020-06-30 | 0.65% | +5.92 pp |
| Q3 2020 | 2020-03-31 | 0.37% | −3.45 pp |
| Q2 2020 | 2019-12-31 | 1.70% | — |
| Q1 2020 | 2019-09-30 | −0.56% | — |
| Q4 2019 | 2019-06-30 | −5.26% | — |
| Q3 2019 | 2019-03-31 | 3.83% | — |
Pioneer Bancorp return on equity trends
Between the periods ended 2019-06-30 and 2025-12-31, Pioneer Bancorp's return on equity increased from 6.06% to 6.46%, a change of +0.40 percentage points. The latest reported quarter, Q2 2026, shows 1.06%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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