Pathfinder Bancorp annual net debt
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Pathfinder Bancorp Net Debt Growth & History (PBHC)
Pathfinder Bancorp's net debt was $44.6M for fiscal 2025.
View full Pathfinder Bancorp company overviewPathfinder Bancorp annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | $44.6M | −$30.2M | −40.40% |
| 2024 | 2024-12-31 | $74.8M | −$58.1M | −43.72% |
| 2023 | 2023-12-31 | $133.0M | $45.4M | +51.86% |
| 2022 | 2022-12-31 | $87.6M | $45.3M | +107.20% |
| 2021 | 2021-12-31 | $42.3M | $558,000 | +1.34% |
| 2020 | 2020-12-31 | $41.7M | −$34.5M | −45.27% |
| 2019 | 2019-12-31 | $76.2M | −$16.0M | −17.38% |
| 2018 | 2018-12-31 | $92.2M | $40.3M | +77.69% |
| 2017 | 2017-12-31 | $51.9M | $15.4M | +42.07% |
| 2016 | 2016-12-31 | $36.5M | $10.5M | +40.20% |
| 2015 | 2015-12-31 | $26.1M | −$28.7M | −52.41% |
| 2014 | 2014-12-31 | $54.7M | $47.3M | +637.29% |
| 2013 | 2013-12-31 | $7.4M | — | — |
Pathfinder Bancorp quarterly net debt
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| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $124.8M | $41.9M | +50.56% |
| Q1 2026 | 2026-03-31 | $5.8M | −$5.6M | −49.08% |
| Q4 2025 | 2025-12-31 | $44.6M | −$30.2M | −40.40% |
| Q3 2025 | 2025-09-30 | $33.9M | −$49.3M | −59.22% |
| Q2 2025 | 2025-06-30 | $82.9M | −$64.8M | −43.86% |
| Q1 2025 | 2025-03-31 | $11.4M | −$102.9M | −90.05% |
| Q4 2024 | 2024-12-31 | $74.8M | −$58.1M | −43.72% |
| Q3 2024 | 2024-09-30 | $83.2M | −$9.1M | −9.82% |
| Q2 2024 | 2024-06-30 | $147.6M | $48.2M | +48.54% |
| Q1 2024 | 2024-03-31 | $114.3M | $40.6M | +55.10% |
| Q4 2023 | 2023-12-31 | $133.0M | $45.4M | +51.86% |
| Q3 2023 | 2023-09-30 | $92.3M | $68.2M | +282.57% |
| Q2 2023 | 2023-06-30 | $99.4M | $59.0M | +145.93% |
| Q1 2023 | 2023-03-31 | $73.7M | $45.3M | +159.94% |
| Q4 2022 | 2022-12-31 | $87.6M | $45.3M | +107.20% |
| Q2 2022 | 2022-09-30 | $24.1M | $29.2M | — |
| Q1 2022 | 2022-06-30 | $40.4M | −$5.2M | −11.45% |
| Q4 2021 · Mar 31 | 2022-03-31 | $28.3M | −$9.2M | −24.55% |
| Q4 2021 · Dec 31 | 2021-12-31 | $42.3M | $558,000 | +1.34% |
| Q3 2021 | 2021-09-30 | −$5.1M | −$49.5M | — |
| Q2 2021 | 2021-06-30 | $45.6M | $12.2M | +36.46% |
| Q1 2021 | 2021-03-31 | $37.6M | $511,000 | +1.38% |
| Q4 2020 | 2020-12-31 | $41.7M | −$34.5M | −45.27% |
| Q3 2020 | 2020-09-30 | $44.4M | $1.6M | +3.86% |
| Q2 2020 | 2020-06-30 | $33.4M | −$8.9M | −21.08% |
| Q1 2020 | 2020-03-31 | $37.1M | −$18.3M | −33.02% |
| Q4 2019 | 2019-12-31 | $76.2M | −$16.0M | −17.38% |
| Q3 2019 | 2019-09-30 | $42.7M | −$926,000 | −2.12% |
| Q2 2019 | 2019-06-30 | $42.4M | −$5.0M | −10.53% |
| Q1 2019 | 2019-03-31 | $55.3M | $9.7M | +21.31% |
| Q4 2018 | 2018-12-31 | $92.2M | $40.3M | +77.69% |
| Q3 2018 | 2018-09-30 | $43.7M | $30.1M | +221.56% |
| Q2 2018 | 2018-06-30 | $47.4M | −$22.0M | −31.73% |
| Q1 2018 | 2018-03-31 | $45.6M | $29.2M | +178.07% |
| Q4 2017 | 2017-12-31 | $51.9M | $15.4M | +42.07% |
| Q3 2017 | 2017-09-30 | $13.6M | −$44.9M | −76.76% |
| Q2 2017 | 2017-06-30 | $69.4M | $31.0M | +80.87% |
| Q1 2017 | 2017-03-31 | $16.4M | $12.6M | +326.58% |
| Q4 2016 | 2016-12-31 | $36.5M | $10.5M | +40.20% |
| Q3 2016 | 2016-09-30 | $58.4M | $60.6M | — |
| Q2 2016 | 2016-06-30 | $38.4M | $7.8M | +25.38% |
| Q1 2016 | 2016-03-31 | $3.8M | −$5.1M | −57.02% |
| Q4 2015 | 2015-12-31 | $26.1M | −$28.7M | −52.41% |
| Q3 2015 | 2015-09-30 | −$2.1M | $8.8M | — |
| Q2 2015 | 2015-06-30 | $30.6M | — | — |
| Q1 2015 | 2015-03-31 | $8.9M | — | — |
| Q4 2014 | 2014-12-31 | $54.7M | $47.3M | +637.29% |
| Q3 2014 | 2014-09-30 | −$11.0M | — | — |
| Q4 2013 | 2013-12-31 | $7.4M | — | — |
Pathfinder Bancorp net debt trends
Over the last five fiscal years, Pathfinder Bancorp's net debt increased from $41.7M to $44.6M, a change of $2.9M. The latest reported quarter, Q2 2026, shows $124.8M.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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