Ponce Financial Group Net Profit Margin Growth & History (PDLB)
Ponce Financial Group's net profit margin was 26.28% for fiscal 2025.
View full Ponce Financial Group company overviewPonce Financial Group annual net profit margin history
| Fiscal year | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 26.28% | +13.17 pp |
| 2024 | 2024-12-31 | 13.11% | +8.67 pp |
| 2023 | 2023-12-31 | 4.44% | +45.53 pp |
| 2022 | 2022-12-31 | −41.08% | −68.27 pp |
| 2021 | 2021-12-31 | 27.19% | +20.21 pp |
| 2020 | 2020-12-31 | 6.98% | +19.53 pp |
| 2019 | 2019-12-31 | −12.56% | — |
Ponce Financial Group quarterly net profit margin
| Fiscal quarter | Period ended | Net profit margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 26.89% | +3.86 pp |
| Q1 2026 | 2026-03-31 | 28.49% | +4.25 pp |
| Q4 2025 | 2025-12-31 | 32.27% | +19.42 pp |
| Q3 2025 | 2025-09-30 | 24.34% | +12.28 pp |
| Q2 2025 | 2025-06-30 | 23.03% | +7.20 pp |
| Q1 2025 | 2025-03-31 | 24.24% | +12.48 pp |
| Q4 2024 | 2024-12-31 | 12.85% | +10.05 pp |
| Q3 2024 | 2024-09-30 | 12.06% | +0.38 pp |
| Q2 2024 | 2024-06-30 | 15.83% | +16.32 pp |
| Q1 2024 | 2024-03-31 | 11.76% | +9.82 pp |
| Q4 2023 | 2023-12-31 | 2.80% | +58.30 pp |
| Q3 2023 | 2023-09-30 | 11.68% | +88.49 pp |
| Q2 2023 | 2023-06-30 | −0.49% | −4.85 pp |
| Q1 2023 | 2023-03-31 | 1.94% | +36.80 pp |
| Q4 2022 | 2022-12-31 | −55.50% | −97.16 pp |
| Q3 2022 | 2022-09-30 | −76.81% | −87.80 pp |
| Q2 2022 | 2022-06-30 | 4.36% | −22.51 pp |
| Q1 2022 | 2022-03-31 | −34.86% | −49.47 pp |
| Q4 2021 | 2021-12-31 | 41.67% | +31.78 pp |
| Q3 2021 | 2021-09-30 | 10.99% | −11.16 pp |
| Q2 2021 | 2021-06-30 | 26.87% | +32.53 pp |
| Q1 2021 | 2021-03-31 | 14.61% | +26.11 pp |
| Q4 2020 | 2020-12-31 | 9.88% | — |
| Q3 2020 | 2020-09-30 | 22.15% | — |
| Q2 2020 | 2020-06-30 | −5.66% | — |
| Q1 2020 | 2020-03-31 | −11.50% | — |
Ponce Financial Group net profit margin trends
Over the last five fiscal years, Ponce Financial Group's net profit margin increased from 6.98% to 26.28%, a change of +19.30 percentage points. The latest reported quarter, Q2 2026, shows 26.89%.
What net profit margin means
Net profit margin measures the percentage of revenue remaining as net income after operating costs, interest, taxes, and other expenses. It shows how much bottom-line profit or loss a company generates from each dollar of revenue.
How net profit margin is calculated
TickerStat calculates net profit margin as SEC-reported net income divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Ponce Financial Group source filings ↗Community posts
Tax-allowance release boosts Ponce profit alongside stronger lending income
Ponce Financial ($PDLB) reported third-quarter 2026 earnings available to common shareholders of $18 million, or $0.76 per diluted share, compared with $8.2 million and $0.35 in the second quarter. A $10.5 million release of valuation allow ...