Peoples Financial Services Debt-to-Equity Ratio Growth & History (PFIS)
Peoples Financial Services's debt-to-equity ratio was 0.10 for fiscal 2025.
View full Peoples Financial Services company overviewPeoples Financial Services annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.10 | 0.04 | +61.37% |
| 2024 | 2024-12-31 | 0.06 | −0.02 | −27.38% |
| 2023 | 2023-12-31 | 0.08 | −0.31 | −78.51% |
| 2022 | 2022-12-31 | 0.39 | 0.36 | +1410.36% |
| 2021 | 2021-12-31 | 0.03 | −0.15 | −85.47% |
| 2020 | 2020-12-31 | 0.18 | −0.46 | −72.14% |
| 2019 | 2019-12-31 | 0.64 | 0.19 | +43.11% |
| 2018 | 2018-12-31 | 0.45 | −0.21 | −31.77% |
| 2017 | 2017-12-31 | 0.65 | 0.11 | +19.25% |
| 2016 | 2016-12-31 | 0.55 | 0.15 | +38.35% |
| 2015 | 2015-12-31 | 0.40 | 0.18 | +85.76% |
| 2014 | 2014-12-31 | 0.21 | −0.03 | −13.27% |
| 2013 | 2013-12-31 | 0.25 | −0.16 | −38.95% |
| 2012 | 2012-12-31 | 0.40 | −0.09 | −18.12% |
| 2011 | 2011-12-31 | 0.49 | −0.06 | −10.18% |
| 2010 | 2010-12-31 | 0.55 | — | — |
Peoples Financial Services quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.16 | 0.00 | +3.00% |
| Q1 2026 | 2026-03-31 | 0.34 | 0.31 | +1007.99% |
| Q4 2025 | 2025-12-31 | 0.10 | 0.04 | +61.37% |
| Q3 2025 | 2025-09-30 | 0.15 | 0.07 | +90.61% |
| Q2 2025 | 2025-06-30 | 0.15 | — | — |
| Q1 2025 | 2025-03-31 | 0.03 | — | — |
| Q4 2024 | 2024-12-31 | 0.06 | −0.02 | −27.38% |
| Q3 2024 | 2024-09-30 | 0.08 | — | — |
| Q4 2023 | 2023-12-31 | 0.08 | −0.31 | −78.51% |
| Q4 2022 | 2022-12-31 | 0.39 | 0.36 | +1410.36% |
| Q4 2021 | 2021-12-31 | 0.03 | −0.15 | −85.47% |
| Q2 2021 | 2021-06-30 | 0.00 | −0.16 | — |
| Q1 2021 | 2021-03-31 | 0.16 | — | — |
| Q4 2020 | 2020-12-31 | 0.18 | −0.46 | −72.14% |
| Q3 2020 | 2020-09-30 | 0.16 | −0.04 | −18.58% |
| Q2 2020 | 2020-06-30 | 0.16 | −0.32 | −66.55% |
| Q4 2019 | 2019-12-31 | 0.64 | 0.19 | +43.11% |
| Q3 2019 | 2019-09-30 | 0.20 | −0.34 | −63.22% |
| Q2 2019 | 2019-06-30 | 0.49 | −0.39 | −44.38% |
| Q1 2019 | 2019-03-31 | 0.53 | −0.19 | −25.75% |
| Q4 2018 | 2018-12-31 | 0.45 | −0.21 | −31.77% |
| Q3 2018 | 2018-09-30 | 0.54 | 0.08 | +18.18% |
| Q2 2018 | 2018-06-30 | 0.88 | 0.31 | +55.43% |
| Q1 2018 | 2018-03-31 | 0.72 | 0.20 | +38.06% |
| Q4 2017 | 2017-12-31 | 0.65 | 0.11 | +19.25% |
| Q3 2017 | 2017-09-30 | 0.46 | −0.06 | −12.24% |
| Q2 2017 | 2017-06-30 | 0.56 | −0.01 | −1.41% |
| Q1 2017 | 2017-03-31 | 0.52 | 0.04 | +9.04% |
| Q4 2016 | 2016-12-31 | 0.55 | 0.15 | +38.35% |
| Q3 2016 | 2016-09-30 | 0.52 | 0.28 | +115.04% |
| Q2 2016 | 2016-06-30 | 0.57 | 0.34 | +149.10% |
| Q1 2016 | 2016-03-31 | 0.48 | 0.35 | +268.75% |
| Q4 2015 | 2015-12-31 | 0.40 | 0.18 | +85.76% |
| Q3 2015 | 2015-09-30 | 0.24 | 0.08 | +47.50% |
| Q2 2015 | 2015-06-30 | 0.23 | 0.03 | +14.44% |
| Q1 2015 | 2015-03-31 | 0.13 | −0.11 | −46.17% |
| Q4 2014 | 2014-12-31 | 0.21 | −0.03 | −13.27% |
| Q3 2014 | 2014-09-30 | 0.16 | 0.01 | +8.39% |
| Q2 2014 | 2014-06-30 | 0.20 | — | — |
| Q1 2014 | 2014-03-31 | 0.24 | — | — |
| Q4 2013 | 2013-12-31 | 0.25 | −0.16 | −38.95% |
| Q3 2013 | 2013-09-30 | 0.15 | — | — |
| Q4 2012 | 2012-12-31 | 0.40 | −0.09 | −18.12% |
| Q2 2012 | 2012-06-30 | 0.50 | −0.54 | −51.91% |
| Q1 2012 | 2012-03-31 | 1.05 | — | — |
| Q4 2011 | 2011-12-31 | 0.49 | −0.82 | −62.33% |
| Q3 2011 | 2011-09-30 | 1.03 | — | — |
| Q2 2011 | 2011-06-30 | 1.03 | — | — |
| Q4 2010 | 2010-12-31 | 1.31 | — | — |
Peoples Financial Services debt-to-equity ratio trends
Over the last five fiscal years, Peoples Financial Services's debt-to-equity ratio decreased from 0.18 to 0.10, a change of −0.08. The latest reported quarter, Q2 2026, shows 0.16.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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