Pinnacle Financial Partners Free Cash Flow (FCF) History (PNFP)
Pinnacle Financial Partners reported $679.1M in free cash flow for fiscal 2025, a decrease of 16.14% from the previous fiscal year, with a free cash flow margin of 33.05%.
View full Pinnacle Financial Partners company overviewPinnacle Financial Partners free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $679.1M | −$130.7M | −16.14% | +33.05% |
| 2024 | 2024-12-31 | $809.8M | $409.6M | +102.37% | +46.63% |
| 2023 | 2023-12-31 | $400.1M | −$140.4M | −25.98% | +23.60% |
| 2022 | 2022-12-31 | $540.6M | — | — | +41.43% |
Pinnacle Financial Partners quarterly free cash flow
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $67.0M | −$183.0M | −73.20% | +5.57% |
| Q1 2026 | 2026-03-31 | $911.0M | $953.0M | — | +74.86% |
| Q4 2025 | 2025-12-31 | $89.2M | — | — | +18.67% |
| Q3 2025 | 2025-09-30 | $368.0M | — | — | +79.47% |
| Q2 2025 | 2025-06-30 | $250.0M | — | — | +49.50% |
| Q1 2025 | 2025-03-31 | −$42.0M | — | — | −9.09% |
Pinnacle Financial Partners free cash flow growth trends
Pinnacle Financial Partners's latest reported quarter, Q2 2026, generated $67.0M in free cash flow, a decrease of 73.20% year over year.
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
How free cash flow is calculated
TickerStat calculates free cash flow as reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
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