Potomac Bancshares Return on Equity (ROE) Growth & History (PTBS)
Potomac Bancshares's return on equity was 11.49% for fiscal 2025.
View full Potomac Bancshares company overviewPotomac Bancshares annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 11.49% | +1.76 pp |
| 2024 | 2024-12-31 | 9.74% | −1.67 pp |
| 2023 | 2023-12-31 | 11.41% | −5.61 pp |
| 2022 | 2022-12-31 | 17.02% | — |
| 2011 | 2011-12-31 | −3.87% | −10.72 pp |
| 2010 | 2010-12-31 | 6.85% | +24.36 pp |
| 2009 | 2009-12-31 | −17.50% | — |
| 2006 | 2006-12-31 | 1.08% | −8.27 pp |
| 2005 | 2005-12-31 | 9.35% | +8.58 pp |
| 2004 | 2004-12-31 | 0.76% | — |
Potomac Bancshares quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.87% | −0.14 pp |
| Q1 2026 | 2026-03-31 | 3.64% | — |
| Q4 2025 | 2025-12-31 | 2.91% | — |
| Q3 2025 | 2025-09-30 | 2.94% | — |
| Q2 2025 | 2025-06-30 | 4.01% | — |
| Q1 2012 | 2012-03-31 | 1.25% | — |
| Q4 2011 | 2011-12-31 | 1.41% | — |
| Q3 2011 | 2011-09-30 | −6.86% | — |
Potomac Bancshares return on equity trends
Between the periods ended 2004-12-31 and 2025-12-31, Potomac Bancshares's return on equity increased from 0.76% to 11.49%, a change of +10.73 percentage points. The latest reported quarter, Q2 2026, shows 3.87%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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