Rhinebeck Bancorp Return on Equity (ROE) Growth & History (RBKB)
Rhinebeck Bancorp's return on equity was 7.77% for fiscal 2025.
View full Rhinebeck Bancorp company overviewRhinebeck Bancorp annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 7.77% | +15.09 pp |
| 2024 | 2024-12-31 | −7.32% | −11.28 pp |
| 2023 | 2023-12-31 | 3.96% | −2.02 pp |
| 2022 | 2022-12-31 | 5.98% | −3.56 pp |
| 2021 | 2021-12-31 | 9.53% | +4.31 pp |
| 2020 | 2020-12-31 | 5.23% | −1.82 pp |
| 2019 | 2019-12-31 | 7.05% | −0.58 pp |
| 2018 | 2018-12-31 | 7.63% | — |
Rhinebeck Bancorp quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 1.88% | −0.26 pp |
| Q1 2026 | 2026-03-31 | 1.61% | −0.24 pp |
| Q4 2025 | 2025-12-31 | 1.73% | +3.90 pp |
| Q3 2025 | 2025-09-30 | 2.06% | +8.81 pp |
| Q2 2025 | 2025-06-30 | 2.14% | +1.29 pp |
| Q1 2025 | 2025-03-31 | 1.85% | +0.86 pp |
| Q4 2024 | 2024-12-31 | −2.17% | −3.02 pp |
| Q3 2024 | 2024-09-30 | −6.75% | −7.90 pp |
| Q2 2024 | 2024-06-30 | 0.85% | −0.47 pp |
| Q1 2024 | 2024-03-31 | 0.98% | +0.25 pp |
| Q4 2023 | 2023-12-31 | 0.84% | +0.09 pp |
| Q3 2023 | 2023-09-30 | 1.15% | −0.76 pp |
| Q2 2023 | 2023-06-30 | 1.31% | −0.45 pp |
| Q1 2023 | 2023-03-31 | 0.73% | −0.96 pp |
| Q4 2022 | 2022-12-31 | 0.75% | −1.64 pp |
| Q3 2022 | 2022-09-30 | 1.91% | −0.27 pp |
| Q2 2022 | 2022-06-30 | 1.76% | −0.37 pp |
| Q1 2022 | 2022-03-31 | 1.69% | −1.13 pp |
| Q4 2021 | 2021-12-31 | 2.39% | +0.36 pp |
| Q3 2021 | 2021-09-30 | 2.18% | +1.18 pp |
| Q2 2021 | 2021-06-30 | 2.13% | +0.95 pp |
| Q1 2021 | 2021-03-31 | 2.82% | +1.86 pp |
| Q4 2020 | 2020-12-31 | 2.02% | +0.43 pp |
| Q3 2020 | 2020-09-30 | 1.00% | −0.95 pp |
| Q2 2020 | 2020-06-30 | 1.18% | +0.01 pp |
| Q1 2020 | 2020-03-31 | 0.96% | −0.16 pp |
| Q4 2019 | 2019-12-31 | 1.60% | −0.47 pp |
| Q3 2019 | 2019-09-30 | 1.95% | −1.55 pp |
| Q2 2019 | 2019-06-30 | 1.17% | — |
| Q1 2019 | 2019-03-31 | 1.12% | — |
| Q4 2018 | 2018-12-31 | 2.06% | — |
| Q3 2018 | 2018-09-30 | 3.51% | — |
Rhinebeck Bancorp return on equity trends
Over the last five fiscal years, Rhinebeck Bancorp's return on equity increased from 5.23% to 7.77%, a change of +2.54 percentage points. The latest reported quarter, Q2 2026, shows 1.88%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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