Regions Financial Debt-to-Equity Ratio Growth & History (RF)
Regions Financial's debt-to-equity ratio was 0.28 for fiscal 2025.
View full Regions Financial company overviewRegions Financial annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.28 | −0.11 | −27.47% |
| 2024 | 2024-12-31 | 0.39 | 0.23 | +138.86% |
| 2023 | 2023-12-31 | 0.16 | −0.01 | −7.60% |
| 2022 | 2022-12-31 | 0.18 | 0.02 | +11.04% |
| 2021 | 2021-12-31 | 0.16 | −0.07 | −29.47% |
| 2020 | 2020-12-31 | 0.23 | −0.41 | −64.56% |
| 2019 | 2019-12-31 | 0.64 | −0.29 | −31.04% |
| 2018 | 2018-12-31 | 0.93 | 0.40 | +74.33% |
| 2017 | 2017-12-31 | 0.53 | 0.07 | +14.44% |
| 2016 | 2016-12-31 | 0.47 | −0.03 | −6.13% |
| 2015 | 2015-12-31 | 0.50 | 0.16 | +46.52% |
| 2014 · Dec 31 | 2014-12-31 | 0.34 | −0.11 | −24.36% |
| 2014 · Mar 31 | 2014-03-31 | 0.39 | — | — |
| 2013 | 2013-12-31 | 0.45 | −0.03 | −7.12% |
| 2012 | 2012-12-31 | 0.48 | −0.20 | −28.83% |
| 2011 | 2011-12-31 | 0.68 | −0.35 | −33.81% |
| 2010 | 2010-12-31 | 1.02 | −0.21 | −17.31% |
| 2009 | 2009-12-31 | 1.24 | −0.85 | −40.63% |
| 2008 | 2008-12-31 | 2.08 | — | — |
Regions Financial quarterly debt-to-equity ratio
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.40 | 0.12 | +43.16% |
| Q1 2026 | 2026-03-31 | 0.34 | 0.01 | +3.89% |
| Q4 2025 | 2025-12-31 | 0.28 | −0.11 | −27.47% |
| Q3 2025 | 2025-09-30 | 0.32 | −0.08 | −20.62% |
| Q2 2025 | 2025-06-30 | 0.28 | −0.04 | −13.23% |
| Q1 2025 | 2025-03-31 | 0.32 | 0.07 | +27.95% |
| Q4 2024 | 2024-12-31 | 0.39 | 0.23 | +138.86% |
| Q3 2024 | 2024-09-30 | 0.40 | 0.01 | +3.01% |
| Q2 2024 | 2024-06-30 | 0.33 | −0.11 | −25.64% |
| Q1 2024 | 2024-03-31 | 0.25 | −0.00 | −0.48% |
| Q4 2023 | 2023-12-31 | 0.16 | −0.01 | −7.60% |
| Q3 2023 | 2023-09-30 | 0.39 | 0.24 | +160.68% |
| Q2 2023 | 2023-06-30 | 0.44 | 0.30 | +211.99% |
| Q1 2023 | 2023-03-31 | 0.26 | 0.12 | +84.90% |
| Q4 2022 | 2022-12-31 | 0.18 | 0.02 | +11.04% |
| Q3 2022 | 2022-09-30 | 0.15 | 0.02 | +13.76% |
| Q2 2022 | 2022-06-30 | 0.14 | −0.02 | −10.66% |
| Q1 2022 | 2022-03-31 | 0.14 | −0.03 | −15.49% |
| Q4 2021 | 2021-12-31 | 0.16 | −0.07 | −29.47% |
| Q3 2021 | 2021-09-30 | 0.13 | −0.14 | −52.05% |
| Q2 2021 | 2021-06-30 | 0.16 | −0.21 | −56.81% |
| Q1 2021 | 2021-03-31 | 0.16 | −0.60 | −78.65% |
| Q4 2020 | 2020-12-31 | 0.23 | −0.41 | −64.56% |
| Q3 2020 | 2020-09-30 | 0.27 | −0.63 | −69.73% |
| Q2 2020 | 2020-06-30 | 0.36 | −0.48 | −56.71% |
| Q1 2020 | 2020-03-31 | 0.76 | −0.21 | −21.27% |
| Q4 2019 | 2019-12-31 | 0.64 | −0.29 | −31.04% |
| Q3 2019 | 2019-09-30 | 0.91 | −0.07 | −7.07% |
| Q2 2019 | 2019-06-30 | 0.84 | 0.13 | +17.53% |
| Q1 2019 | 2019-03-31 | 0.97 | 0.47 | +93.88% |
| Q4 2018 | 2018-12-31 | 0.93 | 0.40 | +74.33% |
| Q3 2018 | 2018-09-30 | 0.98 | 0.57 | +142.30% |
| Q2 2018 | 2018-06-30 | 0.72 | 0.28 | +64.14% |
| Q1 2018 | 2018-03-31 | 0.50 | 0.14 | +39.40% |
| Q4 2017 | 2017-12-31 | 0.53 | 0.07 | +14.44% |
| Q3 2017 | 2017-09-30 | 0.40 | 0.05 | +15.64% |
| Q2 2017 | 2017-06-30 | 0.44 | −0.08 | −15.50% |
| Q1 2017 | 2017-03-31 | 0.36 | −0.10 | −21.21% |
| Q4 2016 | 2016-12-31 | 0.47 | −0.03 | −6.13% |
| Q3 2016 | 2016-09-30 | 0.35 | −0.09 | −19.74% |
| Q2 2016 | 2016-06-30 | 0.52 | 0.19 | +60.04% |
| Q1 2016 | 2016-03-31 | 0.46 | 0.15 | +46.95% |
| Q4 2015 | 2015-12-31 | 0.50 | 0.16 | +46.52% |
| Q3 2015 | 2015-09-30 | 0.43 | 0.10 | +29.72% |
| Q2 2015 · Jun 30 | 2015-06-30 | 0.32 | −0.01 | −3.36% |
| Q1 2015 · Mar 31 | 2015-03-31 | 0.31 | −0.08 | −19.88% |
| Q4 2014 · Dec 31 | 2014-12-31 | 0.34 | −0.11 | −24.36% |
| Q2 2015 · Sep 30 | 2014-09-30 | 0.33 | −0.09 | −21.54% |
| Q1 2015 · Jun 30 | 2014-06-30 | 0.33 | −0.24 | −41.45% |
| Q4 2014 · Mar 31 | 2014-03-31 | 0.39 | — | — |
| Q4 2013 | 2013-12-31 | 0.45 | −0.03 | −7.12% |
| Q3 2013 | 2013-09-30 | 0.43 | −0.12 | −22.06% |
| Q2 2013 | 2013-06-30 | 0.57 | −0.09 | −13.64% |
| Q4 2012 | 2012-12-31 | 0.48 | −0.20 | −28.83% |
| Q3 2012 | 2012-09-30 | 0.55 | −0.21 | −27.74% |
| Q2 2012 | 2012-06-30 | 0.66 | −0.19 | −22.46% |
| Q1 2012 | 2012-03-31 | 0.58 | −0.35 | −37.73% |
| Q4 2011 | 2011-12-31 | 0.68 | −0.35 | −33.81% |
| Q3 2011 | 2011-09-30 | 0.76 | −0.29 | −27.72% |
| Q2 2011 | 2011-06-30 | 0.85 | −0.20 | −19.16% |
| Q1 2011 | 2011-03-31 | 0.93 | −0.12 | −11.13% |
| Q4 2010 | 2010-12-31 | 1.02 | −0.21 | −17.31% |
| Q3 2010 | 2010-09-30 | 1.05 | −0.22 | −17.06% |
| Q2 2010 | 2010-06-30 | 1.05 | −0.30 | −22.45% |
| Q1 2010 | 2010-03-31 | 1.04 | — | — |
| Q4 2009 | 2009-12-31 | 1.24 | −0.85 | −40.63% |
| Q3 2009 | 2009-09-30 | 1.26 | — | — |
| Q2 2009 | 2009-06-30 | 1.36 | — | — |
| Q4 2008 | 2008-12-31 | 2.08 | — | — |
Regions Financial debt-to-equity ratio trends
Over the last five fiscal years, Regions Financial's debt-to-equity ratio increased from 0.23 to 0.28, a change of 0.06. The latest reported quarter, Q2 2026, shows 0.40.
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Regions Financial source filings ↗